ROCK

Active

Public limited companyfounded 199431 yrs activeHeymboschlaan 78, 1090 Jette, BelgiumKBO/BCE: BE 0454.190.028

Summary

ROCK has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.4m and a net result of €18,967. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 84% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

ROCKActiveChecked score 83/100

Risk analysis Report Compare

Checked score

Score 2025

83 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability80=

Solvency100=

Growth43▼-3

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5,000 at 30 days acceptable

Liquidity short (current ratio 0.03 against 0.07 in 2024; short-term debt: 9.6% and cash: 0.2% of total assets), and 9.6% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Activities of head offices; management consultancy activities (NACE 70)

about 69% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

90.4%

Return on assets

0.5%

Age of the figures

9 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

7 d late

2024

25 d late

2023

25 d late

2022

28 d late

2021

29 d late

2020

19 d late

2019

27 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

28-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

ROCK was incorporated on 12 December 1994.¹ Revenue fell from EUR 67,012 in 2018 to EUR 56,175 in 2025.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

In the rankings #7 company by equity in Jette, Professional and technical services sector

Turnover

€56,175▼ 15.2%

2024 · €66,250

EBIT margin

32.3%▼ 10.6pp

2024 · 43.0%

Net result

€18,967▼ 68.5%

2024 · €60,194

Working capital

-€347,954▲ 5.4%

2024 · -€367,703

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Turnover€57,847▼ 7.4%€44,020▼ 23.9%€55,555▲ 26.2%€66,250▲ 19.3%€56,175▼ 15.2%

Operating result€3,383▼ 70.1%€6,232▲ 84.2%€18,188▲ 192%€28,465▲ 56.5%€18,167▼ 36.2%

Net result€134,072▲ 65.2%€91,427▼ 31.8%€48,480▼ 47.0%€60,194▲ 24.2%€18,967▼ 68.5%

EBIT margin5.8%▼ 12.3pp14.2%▲ 8.3pp32.7%▲ 18.6pp43.0%▲ 10.2pp32.3%▼ 10.6pp

Equity€3.4m▲ 0.4%€3.4m▲ 0.3%€3.4m▲ 0.1%€3.4m▲ 0.2%€3.4m▲ 0.1%

Total assets€3.9m=€3.9m=€3.8m▼ 1.1%€3.8m▼ 0.9%€3.8m▼ 0.9%

Debt€492,115▼ 2.5%€484,363▼ 1.6%€436,191▼ 9.9%€396,234▼ 9.2%€360,470▼ 9.0%

Working capital-€441,268▲ 6.6%-€414,274▲ 6.1%-€391,574▲ 5.5%-€367,703▲ 6.1%-€347,954▲ 5.4%

Solvency87.3%▲ 0.3pp87.5%▲ 0.2pp88.6%▲ 1.1pp89.6%▲ 1.0pp90.4%▲ 0.9pp

Current ratio0.10▲ 0.040.14▲ 0.040.10▼ 0.040.07▼ 0.030.03▼ 0.04

Return on assets (ROA)3.5%▲ 1.4pp2.4%▼ 1.1pp1.3%▼ 1.1pp1.6%▲ 0.3pp0.5%▼ 1.1pp

above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 36% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €3.8m

99.7%

Fixed assets €3.7m ▼ 0.5%

Current assets €12,516 ▼ 56.1%

Equity and liabilities €3.8m

90.4%

10%

Equity €3.4m ▲ 0.1%

Debt €360,470 ▼ 9.0%

Debt's share of the balance-sheet total falls from 10.4% to 9.6%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€36,019▼

2024 · €46,317

Cash flow

€36,819▼

2024 · €78,045

Debt to equity

0.11▼

2024 · 0.12

ROE

0.6%▼

2024 · 1.8%

Interest coverage

85.20▼

2024 · 268.27

Debt ≤ 1 year

€360,470▼

2024 · €396,234

Income taxes

€10,837▲

2024 · €7,368

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€3.8m€3.8m▼

Fixed assets21/28€3.8m€3.7m▼

Tangible fixed assets22/27€503,398€485,546▼

Land and buildings22€503,398€485,546▼

Financial fixed assets28€3.3m€3.3m=

Current assets29/58€28,531€12,516▼

Amounts receivable within one year40/41€4,202€6,077▲

Trade receivables40€3,376€5,251▲

Other amounts receivable41€826€826=

Cash at bank and in hand54/58€24,330€6,439▼

Equity and liabilities

Total equity and liabilities10/49€3.8m€3.8m▼

Equity10/15€3.4m€3.4m▲

Contributions10/11€1.6m€1.6m=

Capital10€1.6m€1.6m=

Issued capital100€1.6m€1.6m=

Reserves13€175,750€175,750=

Non-distributable reserves130/1€158,700€158,700=

Legal reserve130€158,700€158,700=

Distributable reserves133€17,050€17,050=

Profit (loss) carried forward14€1.6m€1.6m▲

Amounts payable17/49€396,234€360,470▼

Amounts payable within one year42/48€396,234€360,470▼

Trade debts44€4,870€9,432▲

Suppliers440/4€4,870€9,432▲

Taxes, remuneration and social security45€4,646€3,355▼

Taxes450/3€4,646€3,355▼

Other amounts payable47/48€386,718€347,683▼

Income statement Code20242025

Turnover70€66,250€56,175▼

Goods, raw materials, services and sundry goods60/61€18,966€19,157▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,852€17,852=

Other operating charges640/8€968€998▲

Gross operating margin9900€47,284€37,018▼

Operating profit (loss)9901€28,465€18,167▼

Financial income75/76B€39,269€12,060▼

Recurring financial income75€39,269€12,060▼

Financial charges65/66B€173€423▲

Recurring financial charges65€173€423▲

Profit (loss) for the period before taxes9903€67,561€29,804▼

Income taxes67/77€7,368€10,837▲

Profit (loss) for the period9904€60,194€18,967▼

Profit (loss) for the period to be appropriated9905€60,194€18,967▼

Appropriation of the result

Profit (loss) to be appropriated9906€1.7m€1.7m▼

Profit (loss) brought forward from the previous period14P€1.6m€1.6m▲

Profit to be distributed694/7€54,174€17,070▼

Return on contributions (dividend)694€54,174€17,070▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Turnover70	€57,847	€44,020	€55,555	€66,250	€56,175	▼ 15.2%
Goods, raw materials, services and sundry goods60/61	€35,444	€31,069	€18,555	€18,966	€19,157	▲ 1.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€17,852	€17,852	€17,852	€17,852	€17,852	=
Other operating charges640/8	€1,168	€868	€960	€968	€998	▲ 3.2%
Gross operating margin9900	€22,403	€24,951	€37,000	€47,284	€37,018	▼ 21.7%
Operating profit (loss)9901	€3,383	€6,232	€18,188	€28,465	€18,167	▼ 36.2%
Financial income75/76B	€151,813	€67,908	€35,106	€39,269	€12,060	▼ 69.3%
Recurring financial income75	€151,813	€67,908	€35,106	€39,269	€12,060	▼ 69.3%
Financial charges65/66B	€361	€416	€347	€173	€423	▲ 145%
Recurring financial charges65	€361	€416	€347	€173	€423	▲ 145%
Profit (loss) for the period before taxes9903	€154,835	€73,724	€52,947	€67,561	€29,804	▼ 55.9%
Income taxes67/77	€20,763	-€17,703	€4,467	€7,368	€10,837	▲ 47.1%
Profit (loss) for the period9904	€134,072	€91,427	€48,480	€60,194	€18,967	▼ 68.5%
Profit (loss) for the period to be appropriated9905	€134,072	€91,427	€48,480	€60,194	€18,967	▼ 68.5%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€3.9m	€3.9m	€3.8m	€3.8m	€3.8m	▼ 0.9%
Fixed assets21/28	€3.8m	€3.8m	€3.8m	€3.8m	€3.7m	▼ 0.5%
Tangible fixed assets22/27	€556,953	€539,101	€521,250	€503,398	€485,546	▼ 3.5%
Land and buildings22	€556,953	€539,101	€521,250	€503,398	€485,546	▼ 3.5%
Financial fixed assets28	€3.3m	€3.3m	€3.3m	€3.3m	€3.3m	=
Current assets29/58	€50,847	€70,090	€44,617	€28,531	€12,516	▼ 56.1%
Amounts receivable within one year40/41	€1,274	€27,638	€10,925	€4,202	€6,077	▲ 44.6%
Trade receivables40	€781	€4,314	€5,627	€3,376	€5,251	▲ 55.6%
Other amounts receivable41	€493	€23,324	€5,299	€826	€826	=
Cash at bank and in hand54/58	€49,573	€42,452	€33,692	€24,330	€6,439	▼ 73.5%
Equity and liabilities
Total equity and liabilities10/49	€3.9m	€3.9m	€3.8m	€3.8m	€3.8m	▼ 0.9%
Equity10/15	€3.4m	€3.4m	€3.4m	€3.4m	€3.4m	▲ 0.1%
Contributions10/11	€1.6m	€1.6m	€1.6m	€1.6m	€1.6m	=
Capital10	€1.6m	€1.6m	€1.6m	€1.6m	€1.6m	=
Issued capital100	€1.6m	€1.6m	€1.6m	€1.6m	€1.6m	=
Reserves13	€175,750	€175,750	€175,750	€175,750	€175,750	=
Non-distributable reserves130/1	€158,700	€158,700	€158,700	€158,700	€158,700	=
Legal reserve130	€158,700	€158,700	€158,700	€158,700	€158,700	=
Distributable reserves133	€17,050	€17,050	€17,050	€17,050	€17,050	=
Profit (loss) carried forward14	€1.6m	€1.6m	€1.6m	€1.6m	€1.6m	▲ 0.1%
Amounts payable17/49	€492,115	€484,363	€436,191	€396,234	€360,470	▼ 9.0%
Amounts payable within one year42/48	€492,115	€484,363	€436,191	€396,234	€360,470	▼ 9.0%
Trade debts44	€3,832	€7,031	€8,455	€4,870	€9,432	▲ 93.7%
Suppliers440/4	€3,832	€7,031	€8,455	€4,870	€9,432	▲ 93.7%
Taxes, remuneration and social security45	€3,617	€5,027	€11,576	€4,646	€3,355	▼ 27.8%
Taxes450/3	€3,617	€5,027	€11,576	€4,646	€3,355	▼ 27.8%
Other amounts payable47/48	€484,666	€472,305	€416,161	€386,718	€347,683	▼ 10.1%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€134,072	€91,427	€48,480	€60,194	€18,967	▼ 68.5%
+ Depreciation and write-downs630	€17,852	€17,852	€17,852	€17,852	€17,852	=
Operating cash flow (approximation)	€151,923	€109,278	€66,332	€78,045	€36,819	▼ 52.8%
Investment in fixed assets (approximation)	-	€0	€0	€0	€0	-
Change in cash	-	-€7,122	-€8,760	-€9,362	-€17,891	▼ 91.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 7 days late

2025

31-12

Financial Weakest financial yearnet €18,967 ▼68.5%

Net result drops to €18,967, the lowest in the series.

25-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 25 days late

2024

25-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 25 days late

2023

28-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 28 days late

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 29 days late

2021

31-12

Financial Highest result since 2018net €134,072 ▲65.2%

Net result €134,072, the highest in the series.

19-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 19 days late

2020

27-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 27 days late

2019

14-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 14 days late

2018

22-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 22 days late

2017

26-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 8 acts read

About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette · 1 establishment unit since 1995

seat establishment The establishment unit on the map

Ground area

1,407 m²

Building footprint

351 m²

Volume, LiDAR

2,146 m³

Parcel 21010B0043/00X003, Brussels · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 establishment unit

ROCK

Heymboschlaan 78, 1090 JetteInsurance, reinsurance and pension funding, except compulsory social security

since 19952.069.925.758

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21010B0043/00X003	Brussels	1,407 m²	1 · 350 m²	9.9 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 14,646 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPublic limited company

Founded12-12-1994

Fiscal year end31-12

Activities, NACEBEL 2025

70200Business and other management consultancy

E-invoicing

Reachable via Peppol

Peppol ID 0208:0454190028

Also 9925:BE0454190028

Registered 11-04-2026

Scores and ratios are computed by Checked and are not a credit decision.