ROCHIMMO
ActiveSummary
ROCHIMMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €283,863 and a net result of -€93,141. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 55% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability2=
Solvency62▼-38
Growth35=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 6.63 in 2023; short-term debt: 57.8% and cash: 11.7% of total assets), and 63.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.9%
Return on assets
-12.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€93,141
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
6 d early
2022
22 d late
2021
26 d late
2020
29 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#8 oldest company in Rochefort, Real estate sector
Turnover
€68,279▼ 49.3%
2023 · €134,623
EBIT margin
-196.5%▼ 152.7pp
2023 · -43.8%
Net result
-€93,141▼ 41.1%
2023 · -€66,026
Working capital
€203,863▼ 39.2%
2023 · €335,345
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€765,801▲ 103%€534,371▼ 30.2%€234,103▼ 56.2%€134,623▼ 42.5%€68,279▼ 49.3%
Operating result€286,249▲ 249%€119,156▼ 58.4%€61,311▼ 48.5%-€59,002-€134,165▼ 127%
Net result€191,562above the sector's middle half▲ 102%€65,388within the sector's middle half▼ 65.9%€48,601within the sector's middle half▼ 25.7%-€66,026below the sector's middle half-€93,141below the sector's middle half▼ 41.1%
EBIT margin37.4%▲ 15.7pp22.3%▼ 15.1pp26.2%▲ 3.9pp-43.8%▼ 70.0pp-196.5%▼ 152.7pp
Equity€493,882within the sector's middle half▲ 59.6%€483,367within the sector's middle half▼ 2.1%€501,281within the sector's middle half▲ 3.7%€412,610above the sector's middle half▼ 17.7%€283,863within the sector's middle half▼ 31.2%
Total assets€896,550within the sector's middle half▲ 24.7%€695,359within the sector's middle half▼ 22.4%€615,176below the sector's middle half▼ 11.5%€545,948within the sector's middle half▼ 11.3%€768,685within the sector's middle half▲ 40.8%
Debt€402,068▼ 1.7%€211,392▼ 47.4%€113,295▼ 46.4%€132,738▲ 17.2%€484,222▲ 265%
Working capital€441,972▲ 59.4%€443,751▲ 0.4%€457,384▲ 3.1%€335,345▼ 26.7%€203,863▼ 39.2%
Solvency55.1%within the sector's middle half▲ 12.0pp69.5%above the sector's middle half▲ 14.4pp81.5%above the sector's middle half▲ 12.0pp75.6%above the sector's middle half▼ 5.9pp36.9%within the sector's middle half▼ 38.6pp
Staff (FTE)0.2below the sector's middle half▼ 80.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €134,165 in 2024 against €59,002 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €768,685
Fixed assets
€120,329 ▼ 20.3%
Current assets
€648,356 ▲ 64.2%
Equity and liabilities €768,685
Equity
€283,863 ▼ 31.2%
Provisions
€600 =
Debt
€484,222 ▲ 265%
Debt's share of the balance-sheet total rises from 24.3% to 63.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€103,501▼
2023 · -€27,305
Cash flow
-€62,477▼
2023 · -€34,329
Current ratio
1.46▼
2023 · 6.63
Quick ratio
0.21▼
2023 · 5.88
Debt to equity
1.71▲
2023 · 0.32
ROE
-32.8%▼
2023 · -16.0%
ROA
-12.1%▼
2023 · -12.1%
Interest coverage
-3.77▼
2023 · -3.09
Debt ≤ 1 year
€444,494▲
2023 · €59,610
Debt > 1 year
€39,728▼
2023 · €73,127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 926 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.1%
went bankrupt
8.7%
stopped otherwise
90%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 926 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €765,801 | €534,371 | €234,103 | €134,623 | €68,279 | ▼ 49.3% |
| Goods, raw materials, services and sundry goods60/61 | - | €377,462 | €151,513 | €159,328 | €162,319 | ▲ 1.9% |
| Remuneration, social security and pensions62 | - | €616 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,510 | €33,384 | €17,459 | €31,697 | €30,664 | ▼ 3.3% |
| Other operating charges640/8 | - | €3,752 | €3,820 | €2,600 | €9,461 | ▲ 264% |
| Gross operating margin9900 | €329,998 | €156,908 | €82,590 | -€24,704 | -€94,040 | ▼ 281% |
| Operating profit (loss)9901 | €286,249 | €119,156 | €61,311 | -€59,002 | -€134,165 | ▼ 127% |
| Financial income75/76B | - | €1,139 | €14,982 | €1,478 | €68,479 | ▲ 4,534% |
| Recurring financial income75 | €4,978 | €1,139 | €14,982 | €1,478 | €68,479 | ▲ 4,534% |
| Financial charges65/66B | - | €4,861 | €3,743 | €8,827 | €27,456 | ▲ 211% |
| Recurring financial charges65 | €8,818 | €4,861 | €3,743 | €8,827 | €27,456 | ▲ 211% |
| Profit (loss) for the period before taxes9903 | €282,409 | €115,435 | €72,551 | -€66,351 | -€93,141 | ▼ 40.4% |
| Income taxes67/77 | €90,847 | €50,047 | €23,950 | -€325 | - | - |
| Profit (loss) for the period9904 | €191,562 | €65,388 | €48,601 | -€66,026 | -€93,141 | ▼ 41.1% |
| Profit (loss) for the period to be appropriated9905 | €191,562 | €65,388 | €48,601 | -€66,026 | -€93,141 | ▼ 41.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €896,550 | €695,359 | €615,176 | €545,948 | €768,685 | ▲ 40.8% |
| Fixed assets21/28 | €145,789 | €116,203 | €98,214 | €150,993 | €120,329 | ▼ 20.3% |
| Intangible fixed assets21 | €6,291 | €4,345 | €3,130 | €1,915 | €699 | ▼ 63.5% |
| Tangible fixed assets22/27 | €139,448 | €111,808 | €95,034 | €149,028 | €119,579 | ▼ 19.8% |
| Land and buildings22 | - | €89,066 | €79,767 | €70,578 | €61,390 | ▼ 13.0% |
| Plant, machinery and equipment23 | - | €1,509 | €1,132 | €755 | €377 | ▼ 50.0% |
| Furniture and vehicles24 | - | €21,233 | €14,135 | €76,370 | €57,131 | ▼ 25.2% |
| Other tangible fixed assets26 | - | - | - | €1,325 | €682 | ▼ 48.5% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €750,761 | €579,156 | €516,962 | €394,955 | €648,356 | ▲ 64.2% |
| Stocks and contracts in progress3 | €300,612 | €157,500 | - | €44,500 | €553,606 | ▲ 1,144% |
| Stocks30/36 | - | €157,500 | - | €44,500 | €553,606 | ▲ 1,144% |
| Amounts receivable within one year40/41 | €123,361 | €39,464 | €11,959 | €25,908 | €3,541 | ▼ 86.3% |
| Trade receivables40 | - | €35,676 | - | €9,869 | €2,057 | ▼ 79.2% |
| Other amounts receivable41 | - | €3,788 | €11,959 | €16,039 | €1,484 | ▼ 90.7% |
| Cash at bank and in hand54/58 | €326,788 | €381,214 | €502,837 | €324,226 | €90,019 | ▼ 72.2% |
| Deferred charges and accrued income490/1 | - | €977 | €2,167 | €321 | €1,190 | ▲ 271% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €896,550 | €695,359 | €615,176 | €545,948 | €768,685 | ▲ 40.8% |
| Equity10/15 | €493,882 | €483,367 | €501,281 | €412,610 | €283,863 | ▼ 31.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €431,403 | €426,640 | €444,640 | €422,640 | €387,640 | ▼ 8.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €32,780 | €32,780 | €32,780 | €32,780 | = |
| Distributable reserves133 | - | €392,000 | €410,000 | €388,000 | €353,000 | ▼ 9.0% |
| Profit (loss) carried forward14 | €31,399 | €26,786 | €27,387 | -€38,640 | -€131,780 | ▼ 241% |
| Investment grants15 | - | €11,341 | €10,655 | €10,010 | €9,404 | ▼ 6.1% |
| Provisions and deferred taxes16 | €600 | €600 | €600 | €600 | €600 | = |
| Provisions for liabilities and charges160/5 | - | €600 | €600 | €600 | €600 | = |
| Other liabilities and charges164/5 | - | €600 | €600 | €600 | €600 | = |
| Amounts payable17/49 | €402,068 | €211,392 | €113,295 | €132,738 | €484,222 | ▲ 265% |
| Amounts payable after more than one year17 | €93,279 | €73,106 | €53,717 | €73,127 | €39,728 | ▼ 45.7% |
| Financial debts170/4 | - | €73,106 | €53,717 | €73,127 | €39,728 | ▼ 45.7% |
| Amounts payable within one year42/48 | €308,789 | €135,404 | €59,578 | €59,610 | €444,494 | ▲ 646% |
| Current portion of amounts payable after more than one year42 | - | €20,173 | €19,389 | €32,083 | €33,399 | ▲ 4.1% |
| Financial debts43 | - | - | - | - | €285,179 | - |
| Credit institutions430/8 | - | - | - | - | €285,179 | - |
| Trade debts44 | €82,812 | €3,982 | €2,032 | €3,642 | €5,887 | ▲ 61.6% |
| Suppliers440/4 | - | €3,982 | €2,032 | €3,642 | €5,887 | ▲ 61.6% |
| Taxes, remuneration and social security45 | - | €106,249 | €38,157 | €23,885 | €22,648 | ▼ 5.2% |
| Taxes450/3 | - | €106,249 | €38,157 | €21,101 | €20,647 | ▼ 2.1% |
| Remuneration and social security454/9 | - | - | - | €2,785 | €2,001 | ▼ 28.1% |
| Other amounts payable47/48 | - | €5,000 | - | - | €97,379 | - |
| Accrued charges and deferred income492/3 | - | €2,882 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €191,562 | €65,388 | €48,601 | -€66,026 | -€93,141 | ▼ 41.1% |
| + Depreciation and write-downs630 | €31,510 | €33,384 | €17,459 | €31,697 | €30,664 | ▼ 3.3% |
| Operating cash flow (approximation) | €223,072 | €98,772 | €66,060 | -€34,329 | -€62,477 | ▼ 82.0% |
| Investment in fixed assets (approximation) | - | -€3,798 | €530 | -€84,476 | €0 | ▲ 100% |
| Change in cash | - | €54,426 | €121,622 | -€178,611 | -€234,207 | ▼ 31.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€93,141
Net result drops to -€93,141, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.68
Current ratio from 4.28 to 8.68; short-term debt falls from €135,404 to €59,578.
31-12
Financial
Equity above €500,000Eq €501,281 ▲3.7%
5 profitable years in a row build equity to €501,281.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €191,562 ▲102%
Operating result €286,249, net result €191,562, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 2 establishment units since 2003
Ground area
1,234 m²
Building footprint
244 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
NIDO CONCEPT
since 20032.134.988.311
NIDO CONCEPT
since 20122.227.743.372
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114C0653/00K002 | Wallonia | 1,115 m² | 1 · 155 m² | - |
| 91114A1183/00W000 | Wallonia | 119 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EBS IMMO
BE 0648.735.109
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WATERLOO
BE 0437.793.662
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AnsA
BE 0557.979.830
Zele · Eq €284,159
O & FORMES
BE 0861.382.863
Visé · Eq €283,388
Dupont Consult & Immo
BE 0882.639.424
Heist-op-den-Berg · Eq €284,356
Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 4,939 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
41001General construction of residential buildings
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
Contact
Website
www.nidoconcept.be
E-mail
t.magermans@nidoconcept.be
E-mail
th.magermans@gmail.com
Phone
084223338
Fax
084445022
E-mail
info@nidoconcept.beRochefort
Phone
084/44.50.22Rochefort
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862475894
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.