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ROCHETEU

Active
Cooperative companyfounded 201016 yrs activeClos de la Source 5, 4910 Theux, BelgiumKBO/BCE: BE 0822.656.901
Summary

ROCHETEU has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15,820 and a net result of €724. Equity is shrinking by ~16.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability69=
Solvency31▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.03 in 2023; short-term debt: 93.7% and cash: 1.2% of total assets), and 94.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
5.8%
Return on assets
0.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
6 d early
2023
2 d early
2022
31 d early
2021
31 d early
2020
37 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ROCHETEU was incorporated on 27 January 2010.1 Total assets fell from EUR 309,628 in 2018 to EUR 273,784 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€724
2023 · -€493
Working capital
-€253,406▲ 2.4%
2023 · -€259,746
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€1,651-€3,969-€269▲ 93.2%-€373▼ 38.8%€859
Net result-€9,018▼ 194%-€14,789▼ 64.0%-€389▲ 97.4%-€493▼ 26.8%€724
Equity€30,766▼ 22.7%€15,977▼ 48.1%€15,589▼ 2.4%€15,096▼ 3.2%€15,820▲ 4.8%
Total assets€303,287▲ 0.5%€289,180▼ 4.7%€285,552▼ 1.3%€285,060▼ 0.2%€273,784▼ 4.0%
Debt€272,520▲ 4.0%€273,202▲ 0.3%€269,964▼ 1.2%€269,964=€257,964▼ 4.4%
Working capital-€259,093▼ 1.5%-€270,097▼ 4.2%-€264,869▲ 1.9%-€259,746▲ 1.9%-€253,406▲ 2.4%
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2020: €1,651€1,651Net result 2020: -€9,018-€9,018Operating result 2021: -€3,969-€3,969Net result 2021: -€14,789-€14,789Operating result 2022: -€269-€269Net result 2022: -€389-€389Operating result 2023: -€373-€373Net result 2023: -€493-€493Operating result 2024: €859€859Net result 2024: €724€72420202021202220232024-€500€0€500€1,000Operating result 2022: -€269-€269Net result 2022: -€389-€389Operating result 2023: -€373-€373Net result 2023: -€493-€493Operating result 2024: €859€859Net result 2024: €724€724202220232024
The operating result returns to profit in 2024: €859 after a loss of €373 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €273,784
Fixed assets €270,586 ▼ 2.0%
Current assets €3,198 ▼ 63.9%
Equity and liabilities €273,784
Equity €15,820 ▲ 4.8%
Debt €257,964 ▼ 4.4%
Debt's share of the balance-sheet total falls from 94.7% to 94.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€6,475▲
2023 · €5,243
Cash flow
€6,340▲
2023 · €5,123
Current ratio
0.01▼
2023 · 0.03
Debt to equity
16.31▼
2023 · 17.88
ROE
4.6%▲
2023 · -3.3%
ROA
0.3%▲
2023 · -0.2%
Interest coverage
47.96▲
2023 · 43.69
Debt ≤ 1 year
€256,604▼
2023 · €268,604
Debt > 1 year
€1,360=
2023 · €1,360
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,375 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.0% went bankrupt
1.6% stopped otherwise
96% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 27 lines
Balance sheet Code20232024
Assets
Total assets20/58€285,060€273,784▼
Fixed assets21/28€276,202€270,586▼
Tangible fixed assets22/27€276,202€270,586▼
Land and buildings22€275,470€270,220▼
Other tangible fixed assets26€732€366▼
Current assets29/58€8,858€3,198▼
Cash at bank and in hand54/58€8,858€3,198▼
Equity and liabilities
Total equity and liabilities10/49€285,060€273,784▼
Equity10/15€15,096€15,820▲
Contributions10/11€90,000€90,000=
Profit (loss) carried forward14-€74,904-€74,180▲
Amounts payable17/49€269,964€257,964▼
Amounts payable after more than one year17€1,360€1,360=
Other amounts payable178/9€1,360€1,360=
Amounts payable within one year42/48€268,604€256,604▼
Other amounts payable47/48€268,604€256,604▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,616€5,616=
Other operating charges640/8€731€685▼
Gross operating margin9900€5,975€7,160▲
Operating profit (loss)9901-€373€859▲
Financial charges65/66B€120€135▲
Recurring financial charges65€120€135▲
Profit (loss) for the period before taxes9903-€493€724▲
Profit (loss) for the period9904-€493€724▲
Profit (loss) for the period to be appropriated9905-€493€724▲
Appropriation of the result
Profit (loss) to be appropriated9906-€74,904-€74,180▲
Profit (loss) brought forward from the previous period14P-€74,411-€74,904▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,250€5,616€5,616€5,616€5,616=
Other operating charges640/8-€652€717€731€685▼ 6.3%
Gross operating margin9900€7,548€2,299€6,065€5,975€7,160▲ 19.8%
Operating profit (loss)9901€1,651-€3,969-€269-€373€859▲ 330%
Financial income75/76B-€20----
Recurring financial income75-€20----
Financial charges65/66B-€10,840€120€120€135▲ 12.5%
Recurring financial charges65€10,670€10,840€120€120€135▲ 12.5%
Profit (loss) for the period before taxes9903-€9,018-€14,789-€389-€493€724▲ 247%
Profit (loss) for the period9904-€9,018-€14,789-€389-€493€724▲ 247%
Profit (loss) for the period to be appropriated9905-€9,018-€14,789-€389-€493€724▲ 247%
Line20202021202220232024Change
Assets
Total assets20/58€303,287€289,180€285,552€285,060€273,784▼ 4.0%
Fixed assets21/28€291,220€287,434€281,818€276,202€270,586▼ 2.0%
Tangible fixed assets22/27€291,220€287,434€281,818€276,202€270,586▼ 2.0%
Land and buildings22-€285,970€280,720€275,470€270,220▼ 1.9%
Other tangible fixed assets26-€1,465€1,099€732€366▼ 50.0%
Current assets29/58€12,067€1,746€3,734€8,858€3,198▼ 63.9%
Amounts receivable within one year40/41€1,831-----
Cash at bank and in hand54/58€10,236€1,746€3,734€8,858€3,198▼ 63.9%
Equity and liabilities
Total equity and liabilities10/49€303,287€289,180€285,552€285,060€273,784▼ 4.0%
Equity10/15€30,766€15,977€15,589€15,096€15,820▲ 4.8%
Contributions10/11-€90,000€90,000€90,000€90,000=
Profit (loss) carried forward14-€59,234-€74,023-€74,411-€74,904-€74,180▲ 1.0%
Amounts payable17/49€272,520€273,202€269,964€269,964€257,964▼ 4.4%
Amounts payable after more than one year17€1,360€1,360€1,360€1,360€1,360=
Other amounts payable178/9-€1,360€1,360€1,360€1,360=
Amounts payable within one year42/48€271,160€271,842€268,604€268,604€256,604▼ 4.5%
Trade debts44€500€523----
Suppliers440/4-€523----
Taxes, remuneration and social security45-€3,216----
Taxes450/3-€3,216----
Other amounts payable47/48-€268,104€268,604€268,604€256,604▼ 4.5%
Line20202021202220232024Change
Profit (loss) for the period9904-€9,018-€14,789-€389-€493€724▲ 247%
+ Depreciation and write-downs630€5,250€5,616€5,616€5,616€5,616=
Operating cash flow (approximation)-€3,768-€9,173€5,227€5,123€6,340▲ 23.8%
Investment in fixed assets (approximation)--€1,831€0€0€0-
Change in cash--€8,491€1,989€5,123-€5,660▼ 210%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €724
Net result €724 after 6 loss-making years.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€14,789
Net result drops to -€14,789, the lowest in the series; recovery starts the following year.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
19-05
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux
exact location from the address register On OpenStreetMap
Ground area
1,369 m²
Building footprint
145 m²
Volume, LiDAR
773 m³
Parcel 63060C0093/00Y004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63060C0093/00Y004 Wallonia 1,369 m² 1 · 145 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formCooperative company
Founded27-01-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.