ROCHER
ActiveSummary
ROCHER has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.5m and a net result of -€30,573. Its solvency ranks better than 44% of 5,776 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €4.5m
- Loss
- -€30,573
- Largest shareholder
- BUILD 4 U · 50%
- BUILD 4 UDirector · permanent representative Dominic Roelandt
- ROCA INVESTMENTS BELGIUMDirector · permanent representative Hans Degrande
Why 86raises riskLiquidity: current ratio 0.72, cash €36,352Founded in 2023lowers riskSector: Real estate activities (NACE 68)Size: total assets €14.3mShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized): better than 54% on solvency, 57% on liquidity, 28% on profitability and 37% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 16 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
- IncorporationAppointments: BUILD 4 U (director)…
Financials · financial year 2025, full format
2024 to 2025, 2 financial years
The operating result returns to profit in 2025: €360,446 after a loss of €662,116 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
- 2025 Net result +97% on 2024. The accounts now follow the full format, last year the abbreviated format.
Peer companies
Historical observationOf the 1,274 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.0% are still going.
- Medium-sized
- solvency 30% or more
- a small loss
- without age
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,274 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1.4m | €0.3m | ▼ 79.9% |
| Other operating charges640/8 | €0.09m | €0.08m | ▼ 9.1% |
| Gross operating margin9900 | €0.8m | €0.7m | ▼ 11.3% |
| Operating profit (loss)9901 | -€0.7m | €0.4m | - |
| Financial income75/76B | - | €10 | - |
| Recurring financial income75 | - | €10 | - |
| Financial charges65/66B | €0.5m | €0.4m | ▼ 28.5% |
| Recurring financial charges65 | €0.5m | €0.4m | ▼ 28.5% |
| Profit (loss) for the period before taxes9903 | -€1.2m | -€0.03m | ▲ 97.5% |
| Profit (loss) for the period9904 | -€1.2m | -€0.03m | ▲ 97.5% |
| Profit (loss) for the period to be appropriated9905 | -€1.2m | -€0.03m | ▲ 97.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €14.5m | €14.3m | ▼ 1.6% |
| Fixed assets21/28 | €14.2m | €13.9m | ▼ 1.9% |
| Tangible fixed assets22/27 | €14.2m | €13.9m | ▼ 1.9% |
| Land and buildings22 | €14.2m | €13.9m | ▼ 1.9% |
| Current assets29/58 | €0.3m | €0.3m | ▲ 12.1% |
| Amounts receivable within one year40/41 | €0.2m | €0.3m | ▲ 18.9% |
| Trade receivables40 | €0.2m | €0.3m | ▲ 20.2% |
| Other amounts receivable41 | €0.004m | €0.002m | ▼ 57.3% |
| Cash at bank and in hand54/58 | €0.06m | €0.04m | ▼ 42.4% |
| Deferred charges and accrued income490/1 | €0.006m | €0.03m | ▲ 292% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €14.5m | €14.3m | ▼ 1.6% |
| Equity10/15 | €4.6m | €4.5m | ▼ 0.7% |
| Contributions10/11 | €0.06m | €0.06m | = |
| Capital10 | €0.06m | €0.06m | = |
| Issued capital100 | €0.06m | €0.06m | = |
| Revaluation surpluses12 | €5.6m | €5.5m | ▼ 1.8% |
| Reserves13 | €0.1m | €0.2m | ▲ 80.0% |
| Distributable reserves133 | €0.1m | €0.2m | ▲ 80.0% |
| Profit (loss) carried forward14 | -€1.2m | -€1.2m | ▼ 2.5% |
| Amounts payable17/49 | €10.0m | €9.8m | ▼ 2.0% |
| Amounts payable after more than one year17 | €9.3m | €9.1m | ▼ 2.1% |
| Financial debts170/4 | €9.3m | €9.1m | ▼ 2.1% |
| Amounts payable within one year42/48 | €0.5m | €0.5m | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | €0.4m | €0.4m | ▲ 9.1% |
| Trade debts44 | €0.01m | €0.001m | ▼ 96.3% |
| Suppliers440/4 | €0.01m | €0.001m | ▼ 96.3% |
| Taxes, remuneration and social security45 | €0.03m | €0.04m | ▲ 31.7% |
| Taxes450/3 | €0.03m | €0.04m | ▲ 31.7% |
| Other amounts payable47/48 | - | €0.001m | - |
| Accrued charges and deferred income492/3 | €0.2m | €0.2m | ▼ 19.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1.2m | -€0.03m | ▲ 97.5% |
| + Depreciation and write-downs630 | €1.4m | €0.3m | ▼ 79.9% |
| Operating cash flow (approximation) | €0.2m | €0.2m | ▲ 41.3% |
| Investment in fixed assets (approximation) | - | -€0.007m | - |
| Change in cash | - | -€0.03m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 29-06-2026 | 2026-00237978 |
| 31-12-2024 | abbreviated format | 31-07-2025 | 2025-00352164 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 2
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BUILD 4 U |
|
| ROCA INVESTMENTS BELGIUM |
|
Owners and capital
Owners
2 ownersOwners 2
-
50%
-
50%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- ROCA INVESTMENT BELGIUM founder
- BUILD 4 U founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-06-2023 Incorporation · €61,500 · 6,150 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
ROCHER was incorporated on 2 June 2023 as a public limited company by ROCA INVESTMENT BELGIUM and BUILD 4 U, with a starting capital of €61,500.12 The board currently has 2 members; 2 of them have served since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
06-06
Gazette deed
IncorporationAppointments: BUILD 4 U (director) and ROCA INVESTMENTS BELGIUM (director) · Permanent representatives: Dominic Roelandt and Hans Degrande · Founder13 facts ▸
- Incorporation, 02-06-2023
- Founder, ROCA INVESTMENT BELGIUM
- Founder, BUILD 4 U
- Founding capital, “euro 61.500” (deed in Dutch)
- Bank account, “BNP PARIBAS FORTIS, bijzondere rekening op naam vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “9300 Aalst,Korte Zoutstraat 45” (deed in Dutch)
- Board rule, 2
- Director appointment, BUILD 4 U (director (not named in the articles))
- Director appointment, ROCA INVESTMENTS BELGIUM (director (not named in the articles))
- Permanent representative, Dominic Roelandt
- Permanent representative, Hans Degrande
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41002A1917/00_000 | Flanders | 118 m² | 1 · 82 m² | 14.0 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle onroerende en/of roerende verrichtingen in de ruimste zin,waaronder doch niet beperkt tot,deaankoop,verkoop,de ruiling,de verhuring,de…” (deed in Dutch)
5 activities (deed in Dutch)
- Alle onroerende en/of roerende verrichtingen in de ruimste zin,waaronder doch niet beperkt tot,deaankoop,verkoop,de ruiling,de verhuring,de leasing,de uitbating,het beheer,de aanpassing,de verkaveling of de promotie van bebouwde of onbebouwde onroerende goederen en van onroerende zakelijke rechten
- Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van vennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut
- De ontwikkeling en promotie van vastgoedprojecten met als focus logistiek en semi-industrieel vastgoed
- Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert
- Het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in het kader van de bovenvermelde doelstellingen
- Name clauseThe name the company operates under according to its articles.
- ROCHER
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “behoeften van het dagelijks leven van de vennootschap, als de handelingen en de beslissingen die, ofwel om reden van hun minder belang dat…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Raad van bestuur, alle beslissingen nodig of nuttig voor voorwerp behoudens wettelijk voorbehouden aan algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Saturday of June at 10:00