ROCHE MADOU
ActiveROCHE MADOU has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €636k and a net result of €13k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 31% of 5898 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability10▼-57
Solvency43▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.78 in 2023), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 35
Relative position
BE, all sectors
reference
Sector 35
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
28 d early
2022
5 d early
2021
4 d early
2020
27 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€591k
EBIT margin
10.1%
Net result
€13k▼ 73.6%
2023 · €48k
2018: €4k
2019: €7k
2020: €107
2021: €460
2022: €34k
2023: €48k
2018 → 2024
Working capital
€143k
2023 · €-163k
2018: €-158k
2019: €-198k
2020: €-123k
2021: €-164k
2022: €-212k
2023: €-163k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€591k
Equity€546k-€519k▼ 4.8%€525k▲ 1.2%€639k▲ 21.8%€636k▼ 0.5%
Operating result€16k-€19k▲ 21.6%€50k▲ 158%€60k▲ 19.1%€18k▼ 70.1%
Net result€107-€460▲ 330%€34k▲ 7,394%€48k▲ 38.1%€13k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 70% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.56M
Fixed assets
€1.83M▲ 2.6%
Current assets
€727k▲ 28.1%
Equity and liabilities €2.56M
Equity
€636k▼ 0.5%
Debt
€1.92M▲ 12.2%
The debt ratio rises from 72.8% to 75.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€191k▼
2023 · €219k
Cash flow
€185k▼
2023 · €207k
Solvency
24.9%▼
2023 · 27.2%
Current ratio
1.25▲
2023 · 0.78
Quick ratio
1.07▲
2023 · 0.67
Debt / equity
3.02▲
2023 · 2.68
ROE
2.0%▼
2023 · 7.4%
ROA
0.5%▼
2023 · 2.0%
Interest coverage
4.09▼
2023 · 4.29
Debt
€1.92M▲
2023 · €1.71M
Debt ≤ 1 year
€583k▼
2023 · €730k
Debt > 1 year
€1.34M▲
2023 · €981k
Income taxes
€0▲
2023 · €0
Staff costs
€117k▲
2023 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.35M€2.56M▲
Fixed assets21/28€1.78M€1.83M▲
Intangible fixed assets21€9k€6k▼
Tangible fixed assets22/27€1.78M€1.82M▲
Land and buildings22€249k€231k▼
Plant, machinery and equipment23€1.37M€1.36M▼
Furniture and vehicles24€154k€233k▲
Financial fixed assets28€160€160=
Current assets29/58€567k€727k▲
Stocks and contracts in progress3€81k€100k▲
Stocks30/36€81k€100k▲
Amounts receivable within one year40/41€485k€626k▲
Trade receivables40€485k€625k▲
Other amounts receivable41-€514
Cash at bank and in hand54/58€121€98▼
Deferred charges and accrued income490/1€686€691▲
Equity and liabilities
Total equity and liabilities10/49€2.35M€2.56M▲
Equity10/15€639k€636k▼
Contributions10/11€97k€97k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€66k€79k▲
Investment grants15€470k€454k▼
Amounts payable17/49€1.71M€1.92M▲
Amounts payable after more than one year17€981k€1.34M▲
Financial debts170/4€981k€1.34M▲
Amounts payable within one year42/48€730k€583k▼
Current portion of amounts payable after more than one year42€208k€219k▲
Financial debts43€386k€185k▼
Credit institutions430/8€386k€185k▼
Trade debts44€58k€133k▲
Suppliers440/4€58k€133k▲
Taxes, remuneration and social security45€45k€23k▼
Taxes450/3€33k€9k▼
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€32k€25k▼
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20232024
Turnover70€591k-
Goods, raw materials, services and sundry goods60/61€283k-
Remuneration, social security and pensions62€110k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€173k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€333k€309k▼
Operating profit (loss)9901€60k€18k▼
Financial income75/76B€39k€41k▲
Recurring financial income75€39k€41k▲
Financial charges65/66B€51k€47k▼
Recurring financial charges65€51k€47k▼
Profit (loss) for the period before taxes9903€48k€13k▼
Income taxes67/77€0€0▲
Profit (loss) for the period9904€48k€13k▼
Profit (loss) for the period to be appropriated9905€48k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€79k▲
Profit (loss) brought forward from the previous period14P€18k€66k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €48k ▲38.1%
Operating result €60k, net result €48k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €107 ▼98.5%
Net result drops to €107, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Equity above €500kEq €574k ▲20.8%
2 profitable years in a row build equity to €574k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Viroinval · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Gendarmerie, Vierves 265670 ViroinvalGround area
3,274 m²
Building footprint
228 m²
Parcel 93081A0318/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Gendarmerie, Vierves 26, 5670 Viroinval
since 19972.083.734.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93081A0318/00D000 | Wallonia | 3,274 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteViroinval2.083.734.204
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Of 816 companies in sector 35110 we hold annual accounts for 632. 434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-10-1997
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
35110Production of electricity from non-renewable sources
81300Landscape service activities
71401
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.