ROCHABEL
ActiveSummary
The computed 12-month bankruptcy probability of ROCHABEL is 1.5% (moderate). For ROCHABEL, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €6,361 and a net result of -€442. Equity is shrinking by ~6% per year across the filed fiscal years. The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability24▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
75.6%
Return on assets
-5.3%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 24-08-2023, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
24 d late
2021
53 d early
2020
46 d early
2019
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, micro schema
Equity
€6,361▼ 6.5%
2021 · €6,803
Total assets
€8,414=
2021 · €8,413
Net result
-€442▼ 8.2%
2021 · -€408
Working capital
€6,322▼ 6.5%
2021 · €6,763
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€573--€782▼ 36.4%-€403▲ 48.4%-€364▲ 9.7%-€418▼ 14.8%
Net result-€773--€893▼ 15.5%-€403▲ 54.8%-€408▼ 1.2%-€442▼ 8.2%
Equity€8,508-€7,615▼ 10.5%€7,211▼ 5.3%€6,803▼ 5.7%€6,361▼ 6.5%
Total assets€16,972-€8,429▼ 50.3%€8,431=€8,413▼ 0.2%€8,414=
Debt€8,464-€814▼ 90.4%€1,220▲ 49.8%€1,610▲ 32.0%€2,052▲ 27.5%
Working capital€8,468-€7,575▼ 10.5%€7,172▼ 5.3%€6,763▼ 5.7%€6,322▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €418 in 2022 against €364 in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €8,414
Fixed assets
€40 =
Current assets
€8,374 =
Equity and liabilities €8,414
Equity
€6,361 ▼ 6.5%
Debt
€2,052 ▲ 27.5%
Debt's share of the balance-sheet total rises from 19.1% to 24.4%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
4.08▼
2021 · 5.20
Debt to equity
0.32▲
2021 · 0.24
ROE
-6.9%▼
2021 · -6.0%
ROA
-5.3%▼
2021 · -4.9%
Debt ≤ 1 year
€2,052▲
2021 · €1,610
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€573 | -€782 | -€403 | -€364 | -€418 | ▼ 14.8% |
| Operating profit (loss)9901 | -€573 | -€782 | -€403 | -€364 | -€418 | ▼ 14.8% |
| Financial charges65/66B | - | - | - | €44 | €24 | ▼ 45.8% |
| Recurring financial charges65 | €200 | €111 | - | €44 | €24 | ▼ 45.8% |
| Profit (loss) for the period before taxes9903 | -€773 | -€893 | -€403 | -€408 | -€442 | ▼ 8.2% |
| Profit (loss) for the period9904 | -€773 | -€893 | -€403 | -€408 | -€442 | ▼ 8.2% |
| Profit (loss) for the period to be appropriated9905 | -€773 | -€893 | -€403 | -€408 | -€442 | ▼ 8.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16,972 | €8,429 | €8,431 | €8,413 | €8,414 | = |
| Fixed assets21/28 | €40 | €40 | €40 | €40 | €40 | = |
| Financial fixed assets28 | €40 | €40 | €40 | €40 | €40 | = |
| Current assets29/58 | €16,932 | €8,389 | €8,392 | €8,373 | €8,374 | = |
| Amounts receivable within one year40/41 | €16,872 | €8,372 | €8,372 | €8,372 | €8,372 | = |
| Other amounts receivable41 | - | - | - | €8,372 | €8,372 | = |
| Cash at bank and in hand54/58 | €60 | €17 | €20 | €1 | €2 | ▲ 40.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16,972 | €8,429 | €8,431 | €8,413 | €8,414 | = |
| Equity10/15 | €8,508 | €7,615 | €7,211 | €6,803 | €6,361 | ▼ 6.5% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | = |
| Reserves13 | €3,650 | €3,650 | €3,650 | €3,650 | €3,650 | = |
| Non-distributable reserves130/1 | - | - | - | €3,650 | €3,650 | = |
| Legal reserve130 | - | - | - | €3,650 | €3,650 | = |
| Profit (loss) carried forward14 | -€57,142 | -€58,035 | -€58,439 | -€58,847 | -€59,289 | ▼ 0.8% |
| Amounts payable17/49 | €8,464 | €814 | €1,220 | €1,610 | €2,052 | ▲ 27.5% |
| Amounts payable within one year42/48 | €8,464 | €814 | €1,220 | €1,610 | €2,052 | ▲ 27.5% |
| Other amounts payable47/48 | - | - | - | €1,610 | €2,052 | ▲ 27.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€773 | -€893 | -€403 | -€408 | -€442 | ▼ 8.2% |
| Operating cash flow (approximation) | -€773 | -€893 | -€403 | -€408 | -€442 | ▼ 8.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€43 | €2 | -€18 | €1 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Weakest financial yearnet -€893
Net result drops to -€893, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 10.30
Current ratio from 2.00 to 10.30; short-term debt falls from €8,464 to €814.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
2014
26-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai
Ground area
349 m²
Building footprint
117 m²
Volume, LiDAR
1,639 m³
Parcel 57081F0477/00B000, Wallonia · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081F0477/00B000 ProtectedArchitectural ensemble |
Wallonia | 349 m² | 1 · 117 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Identification & contact
Identification
Legal formPublic limited company
Founded11-12-1987
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.