ROCH4PADEL
ActiveSummary
The computed 12-month bankruptcy probability of ROCH4PADEL is 1.5% (moderate). The 2025 annual accounts show equity of €36k and a net result of €78k. Equity is shrinking by ~51.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 10407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability64▲+12
Solvency26▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.16 in 2024; short-term debt: 51.3% and cash: 8.1% of total assets), and 98.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.2%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
9 d early
2022
32 d early
2021
34 d early
2020
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▲ 102%
2024 · €38k
2020: €11k
2021: €-21k▼ -291% vs 2020
2022: €-24k▼ -16.7% vs 2021
2023: €-66k▼ -176% vs 2022lowest in 6 years
2024: €38k▲ +158% vs 2023
2025: €78k▲ +102% vs 2024highest in 6 years
2020 → 2025
Working capital
€-1.15M▲ 10.2%
2024 · €-1.28M
2020: €-124khighest in 6 years
2021: €-402k▼ -225% vs 2020
2022: €-437k▼ -8.6% vs 2021
2023: €-1.26M▼ -188% vs 2022
2024: €-1.28M▼ -2.2% vs 2023lowest in 6 years
2025: €-1.15M▲ +10.2% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€-14k€-80k▼ 479%€-42k▲ 48.0%€36k
2021: €10k
2022: €-14k▼ -236% vs 2021
2023: €-80k▼ -479% vs 2022lowest in 5 years
2024: €-42k▲ +48.0% vs 2023
2025: €36k▲ +187% vs 2024highest in 5 years
Operating result€-7k-€-12k▼ 68.9%€-35k▼ 185%€104k€136k▲ 30.3%
2021: €-7k
2022: €-12k▼ -68.9% vs 2021
2023: €-35k▼ -185% vs 2022lowest in 5 years
2024: €104k▲ +396% vs 2023
2025: €136k▲ +30.3% vs 2024highest in 5 years
Net result€-21k-€-24k▼ 16.7%€-66k▼ 176%€38k€78k▲ 102%
2021: €-21k
2022: €-24k▼ -16.7% vs 2021
2023: €-66k▼ -176% vs 2022lowest in 5 years
2024: €38k▲ +158% vs 2023
2025: €78k▲ +102% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.97M
Fixed assets
€2.60M ▼ 5.2%
Current assets
€372k ▲ 52.7%
Equity and liabilities €2.97M
Equity
€36k
Debt
€2.94M
Debt finances 98.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€291k▲
2024 · €255k
Cash flow
€233k▲
2024 · €189k
Current ratio
0.24▲
2024 · 0.16
Quick ratio
0.23▲
2024 · 0.15
Debt to equity
81.34▲
2024 · -72.78
ROE
215.2%
ROA
2.6%▲
2024 · 1.3%
Interest coverage
4.98▲
2024 · 3.86
Debt ≤ 1 year
€1.53M▼
2024 · €1.53M
Debt > 1 year
€1.39M▼
2024 · €1.47M
Staff costs
€112k▲
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.99M€2.97M▼
Fixed assets21/28€2.74M€2.60M▼
Tangible fixed assets22/27€2.74M€2.60M▼
Land and buildings22€2.66M€2.54M▼
Plant, machinery and equipment23€61k€47k▼
Furniture and vehicles24€8k€9k▲
Leasing and similar rights25€19k€6k▼
Current assets29/58€244k€372k▲
Stocks and contracts in progress3€8k€18k▲
Stocks30/36€8k€18k▲
Amounts receivable within one year40/41€77k€112k▲
Trade receivables40€77k€112k▲
Other amounts receivable41€0€0▲
Cash at bank and in hand54/58€158k€241k▲
Deferred charges and accrued income490/1€834€885▲
Equity and liabilities
Total equity and liabilities10/49€2.99M€2.97M▼
Equity10/15€-42k€36k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-62k€16k▲
Amounts payable17/49€3.03M€2.94M▼
Amounts payable after more than one year17€1.47M€1.39M▼
Financial debts170/4€1.47M€1.39M▼
Amounts payable within one year42/48€1.53M€1.53M▼
Current portion of amounts payable after more than one year42€94k€83k▼
Trade debts44€42k€45k▲
Suppliers440/4€42k€45k▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€11k€18k▲
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48€1.37M€1.37M▲
Accrued charges and deferred income492/3€31k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€93k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150k€155k▲
Other operating charges640/8€5k€17k▲
Gross operating margin9900€352k€420k▲
Operating profit (loss)9901€104k€136k▲
Financial income75/76B€116€230▲
Recurring financial income75€116€230▲
Financial charges65/66B€66k€58k▼
Recurring financial charges65€66k€58k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€38k€78k▲
Profit (loss) for the period9904€38k€78k▲
Profit (loss) for the period to be appropriated9905€38k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€16k▲
Profit (loss) brought forward from the previous period14P€-100k€-62k▲
Social balance
Average headcount (FTE)90873.5-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €12k | €25k | €50k | €93k | €112k | ▲ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €38k | €81k | €150k | €155k | ▲ 3.3% |
| Other operating charges640/8 | €4k | €4k | €6k | €5k | €17k | ▲ 228% |
| Gross operating margin9900 | €47k | €55k | €101k | €352k | €420k | ▲ 19.1% |
| Operating profit (loss)9901 | €-7k | €-12k | €-35k | €104k | €136k | ▲ 30.3% |
| Financial income75/76B | €33 | €420 | €3k | €116 | €230 | ▲ 98.2% |
| Recurring financial income75 | €33 | €420 | €3k | €116 | €230 | ▲ 98.2% |
| Financial charges65/66B | €13k | €12k | €34k | €66k | €58k | ▼ 11.6% |
| Recurring financial charges65 | €13k | €12k | €26k | €66k | €58k | ▼ 11.6% |
| Non-recurring financial charges66B | - | - | €8k | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €-21k | €-24k | €-66k | €38k | €78k | ▲ 102% |
| Profit (loss) for the period9904 | €-21k | €-24k | €-66k | €38k | €78k | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €-21k | €-24k | €-66k | €38k | €78k | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €913k | €901k | €3.15M | €2.99M | €2.97M | ▼ 0.4% |
| Fixed assets21/28 | €894k | €860k | €2.74M | €2.74M | €2.60M | ▼ 5.2% |
| Tangible fixed assets22/27 | €894k | €860k | €2.74M | €2.74M | €2.60M | ▼ 5.2% |
| Land and buildings22 | €827k | €808k | €2.64M | €2.66M | €2.54M | ▼ 4.3% |
| Plant, machinery and equipment23 | €5k | €4k | €63k | €61k | €47k | ▼ 23.8% |
| Furniture and vehicles24 | €2k | €2k | €2k | €8k | €9k | ▲ 12.4% |
| Leasing and similar rights25 | €59k | €46k | €33k | €19k | €6k | ▼ 68.4% |
| Current assets29/58 | €20k | €42k | €408k | €244k | €372k | ▲ 52.7% |
| Stocks and contracts in progress3 | - | - | - | €8k | €18k | ▲ 123% |
| Stocks30/36 | - | - | - | €8k | €18k | ▲ 123% |
| Amounts receivable within one year40/41 | €9k | €17k | €189k | €77k | €112k | ▲ 45.4% |
| Trade receivables40 | €8k | €17k | €176k | €77k | €112k | ▲ 45.4% |
| Other amounts receivable41 | €884 | €167 | €13k | €0 | €0 | - |
| Cash at bank and in hand54/58 | €8k | €19k | €219k | €158k | €241k | ▲ 52.8% |
| Deferred charges and accrued income490/1 | €3k | €5k | €0 | €834 | €885 | ▲ 6.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €913k | €901k | €3.15M | €2.99M | €2.97M | ▼ 0.4% |
| Equity10/15 | €10k | €-14k | €-80k | €-42k | €36k | ▲ 187% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €-10k | €-34k | €-100k | €-62k | €16k | ▲ 126% |
| Amounts payable17/49 | €903k | €915k | €3.23M | €3.03M | €2.94M | ▼ 3.0% |
| Amounts payable after more than one year17 | €480k | €436k | €1.56M | €1.47M | €1.39M | ▼ 5.2% |
| Financial debts170/4 | €480k | €436k | €1.56M | €1.47M | €1.39M | ▼ 5.2% |
| Amounts payable within one year42/48 | €422k | €479k | €1.67M | €1.53M | €1.53M | ▼ 0.2% |
| Current portion of amounts payable after more than one year42 | €46k | €47k | €81k | €94k | €83k | ▼ 12.1% |
| Trade debts44 | €7k | €12k | €178k | €42k | €45k | ▲ 7.2% |
| Suppliers440/4 | €7k | €12k | €178k | €42k | €45k | ▲ 7.2% |
| Taxes, remuneration and social security45 | €9k | €6k | €10k | €22k | €26k | ▲ 19.6% |
| Taxes450/3 | €6k | €4k | €551 | €11k | €18k | ▲ 70.8% |
| Remuneration and social security454/9 | €3k | €2k | €9k | €11k | €8k | ▼ 28.8% |
| Other amounts payable47/48 | €360k | €413k | €1.40M | €1.37M | €1.37M | ▲ 0.1% |
| Accrued charges and deferred income492/3 | €759 | €658 | €6k | €31k | €20k | ▼ 36.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-21k | €-24k | €-66k | €38k | €78k | ▲ 102% |
| + Depreciation and write-downs630 | €39k | €38k | €81k | €150k | €155k | ▲ 3.3% |
| Operating cash flow (approximation) | €18k | €14k | €15k | €189k | €233k | ▲ 23.5% |
| Investment in fixed assets (approximation) | - | €-4k | €-1.96M | €-153k | €-14k | ▲ 91.0% |
| Change in cash | - | €11k | €199k | €-61k | €83k | ▲ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €78k ▲102%
Operating result €136k, net result €78k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after 3 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-66k
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2019
Ground area
1.1 ha
Building footprint
702 m²
2 parcels, Wallonia. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
ROCH4PADEL
since 20192.296.896.058
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0014/00L000 | Wallonia | 7,009 m² | 1 · 149 m² | - |
| 91114D0015/00G002 | Wallonia | 3,779 m² | 1 · 553 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRochefort2.296.896.058
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Of 1,315 companies in sector 47639 we hold annual accounts for 624. 465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47639Retail sale of other sporting goods
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
85510Sports and recreation education
93110Operation of sports facilities
93122Sports, amusement and recreation activities
Contact
E-mail
info@roch4padel.be
Phone
+32477767146
Scores and ratios are computed by Checked and are not a credit decision.