Roch Consultancy
ActiveSummary
Roch Consultancy has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €31k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+11
Solvency36▲+33
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
63.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
48 d early
2023
30 d early
2022
39 d early
2021
32 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k
2024 · €-26k
2018: €-87k
2019: €-112k▼ -28.6% vs 2018lowest in 8 years
2020: €-104k▲ +7.5% vs 2019
2021: €-98k▲ +5.2% vs 2020
2022: €-74k▲ +24.5% vs 2021
2023: €-45k▲ +39.7% vs 2022
2024: €-26k▲ +42.0% vs 2023
2025: €5k▲ +121% vs 2024highest in 8 years
2018 → 2025
Total assets
€49k▼ 58.3%
2024 · €118k
2018: €48k
2019: €40k▼ -16.8% vs 2018lowest in 8 years
2020: €54k▲ +33.7% vs 2019
2021: €62k▲ +15.1% vs 2020
2022: €72k▲ +15.5% vs 2021
2023: €100k▲ +39.9% vs 2022
2024: €118k▲ +18.0% vs 2023highest in 8 years
2025: €49k▼ -58.3% vs 2024
2018 → 2025
Net result
€31k▲ 66.6%
2024 · €19k
2018: €-74klowest in 8 years
2019: €-25k▲ +66.1% vs 2018
2020: €8k▲ +134% vs 2019
2021: €5k▼ -35.2% vs 2020
2022: €24k▲ +343% vs 2021
2023: €29k▲ +22.5% vs 2022
2024: €19k▼ -36.3% vs 2023
2025: €31k▲ +66.6% vs 2024highest in 8 years
2018 → 2025
Working capital
€44k▲ 273%
2024 · €12k
2018: €-53k
2019: €-75k▼ -41.3% vs 2018lowest in 8 years
2020: €-67k▲ +11.6% vs 2019
2021: €-60k▲ +9.5% vs 2020
2022: €-37k▲ +39.0% vs 2021
2023: €-8k▲ +79.1% vs 2022
2024: €12k▲ +251% vs 2023
2025: €44k▲ +273% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-98k-€-74k▲ 24.5%€-45k▲ 39.7%€-26k▲ 42.0%€5k
2021: €-98klowest in 5 years
2022: €-74k▲ +24.5% vs 2021
2023: €-45k▲ +39.7% vs 2022
2024: €-26k▲ +42.0% vs 2023
2025: €5k▲ +121% vs 2024highest in 5 years
Operating result€8k-€25k▲ 212%€30k▲ 21.0%€20k▼ 33.7%€32k▲ 61.5%
2021: €8klowest in 5 years
2022: €25k▲ +212% vs 2021
2023: €30k▲ +21.0% vs 2022
2024: €20k▼ -33.7% vs 2023
2025: €32k▲ +61.5% vs 2024highest in 5 years
Net result€5k-€24k▲ 343%€29k▲ 22.5%€19k▼ 36.3%€31k▲ 66.6%
2021: €5klowest in 5 years
2022: €24k▲ +343% vs 2021
2023: €29k▲ +22.5% vs 2022
2024: €19k▼ -36.3% vs 2023
2025: €31k▲ +66.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€2k ▼ 25.8%
Current assets
€48k ▼ 58.9%
Equity and liabilities €49k
Equity
€5k
Debt
€44k
Debt finances 89.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2024 · €20k
Cash flow
€32k▲
2024 · €19k
Current ratio
12.05▲
2024 · 1.11
Debt to equity
8.20▲
2024 · -5.56
ROE
583.3%
ROA
63.4%▲
2024 · 15.9%
Interest coverage
30.61▲
2024 · 22.39
Debt ≤ 1 year
€4k▼
2024 · €104k
Debt > 1 year
€40k=
2024 · €40k
Income taxes
€132▼
2024 · €171
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€118k€49k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Land and buildings22€2k€1k▼
Furniture and vehicles24€628€303▼
Current assets29/58€116k€48k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€574€403▼
Current investments50/53€100k-
Cash at bank and in hand54/58€11k€42k▲
Deferred charges and accrued income490/1€204€278▲
Equity and liabilities
Total equity and liabilities10/49€118k€49k▼
Equity10/15€-26k€5k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-46k€-15k▲
Amounts payable17/49€144k€44k▼
Amounts payable after more than one year17€40k€40k=
Other amounts payable178/9€40k€40k=
Amounts payable within one year42/48€104k€4k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€272€140▼
Taxes450/3€272€140▼
Other amounts payable47/48€102k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€624€624=
Other operating charges640/8€241€62▼
Gross operating margin9900€21k€33k▲
Operating profit (loss)9901€20k€32k▲
Financial income75/76B€106€579▲
Recurring financial income75€106€579▲
Financial charges65/66B€909€1k▲
Recurring financial charges65€909€1k▲
Profit (loss) for the period before taxes9903€19k€31k▲
Income taxes67/77€171€132▼
Profit (loss) for the period9904€19k€31k▲
Profit (loss) for the period to be appropriated9905€19k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-15k▲
Profit (loss) brought forward from the previous period14P€-65k€-46k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €880 | €617 | €614 | €624 | €624 | = |
| Other operating charges640/8 | €97 | €4k | €251 | €241 | €62 | ▼ 74.3% |
| Gross operating margin9900 | €9k | €29k | €31k | €21k | €33k | ▲ 58.0% |
| Operating profit (loss)9901 | €8k | €25k | €30k | €20k | €32k | ▲ 61.5% |
| Financial income75/76B | - | €18 | €5 | €106 | €579 | ▲ 445% |
| Recurring financial income75 | - | €18 | €5 | €106 | €579 | ▲ 445% |
| Financial charges65/66B | €2k | €451 | €170 | €909 | €1k | ▲ 16.8% |
| Recurring financial charges65 | €2k | €451 | €170 | €909 | €1k | ▲ 16.8% |
| Profit (loss) for the period before taxes9903 | €6k | €24k | €30k | €19k | €31k | ▲ 65.8% |
| Income taxes67/77 | €117 | €116 | €132 | €171 | €132 | ▼ 22.7% |
| Profit (loss) for the period9904 | €5k | €24k | €29k | €19k | €31k | ▲ 66.6% |
| Profit (loss) for the period to be appropriated9905 | €5k | €24k | €29k | €19k | €31k | ▲ 66.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62k | €72k | €100k | €118k | €49k | ▼ 58.3% |
| Fixed assets21/28 | €3k | €3k | €3k | €2k | €2k | ▼ 25.8% |
| Tangible fixed assets22/27 | €3k | €3k | €3k | €2k | €2k | ▼ 25.8% |
| Land and buildings22 | €3k | €2k | €2k | €2k | €1k | ▼ 16.7% |
| Furniture and vehicles24 | €661 | €331 | €953 | €628 | €303 | ▼ 51.8% |
| Current assets29/58 | €59k | €69k | €97k | €116k | €48k | ▼ 58.9% |
| Amounts receivable within one year40/41 | €5k | €5k | €6k | €4k | €5k | ▲ 23.0% |
| Trade receivables40 | €3k | €4k | €5k | €4k | €5k | ▲ 30.8% |
| Other amounts receivable41 | €2k | €1k | €1k | €574 | €403 | ▼ 29.9% |
| Current investments50/53 | - | - | - | €100k | - | - |
| Cash at bank and in hand54/58 | €53k | €64k | €91k | €11k | €42k | ▲ 279% |
| Deferred charges and accrued income490/1 | €966 | - | €91 | €204 | €278 | ▲ 36.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62k | €72k | €100k | €118k | €49k | ▼ 58.3% |
| Equity10/15 | €-98k | €-74k | €-45k | €-26k | €5k | ▲ 121% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | €2k | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-119k | €-95k | €-65k | €-46k | €-15k | ▲ 67.4% |
| Amounts payable17/49 | €160k | €146k | €145k | €144k | €44k | ▼ 69.5% |
| Amounts payable after more than one year17 | €40k | €40k | €40k | €40k | €40k | = |
| Other amounts payable178/9 | €40k | €40k | €40k | €40k | €40k | = |
| Amounts payable within one year42/48 | €119k | €106k | €105k | €104k | €4k | ▼ 96.2% |
| Trade debts44 | €759 | €3k | €3k | €2k | €2k | ▲ 18.5% |
| Suppliers440/4 | €759 | €3k | €3k | €2k | €2k | ▲ 18.5% |
| Taxes, remuneration and social security45 | €605 | - | €132 | €272 | €140 | ▼ 48.4% |
| Taxes450/3 | €605 | - | €132 | €272 | €140 | ▼ 48.4% |
| Other amounts payable47/48 | €118k | €102k | €102k | €102k | €1k | ▼ 98.6% |
| Accrued charges and deferred income492/3 | €1k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €24k | €29k | €19k | €31k | ▲ 66.6% |
| + Depreciation and write-downs630 | €880 | €617 | €614 | €624 | €624 | = |
| Operating cash flow (approximation) | €6k | €25k | €30k | €19k | €32k | ▲ 64.4% |
| Investment in fixed assets (approximation) | - | €0 | €-975 | €0 | €0 | - |
| Change in cash | - | €11k | €27k | €-80k | €31k | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €31k ▲66.6%
Operating result €32k, net result €31k, both a record.
31-12
Financial
Liquidity times 11current ratio 12.05
Current ratio from 1.11 to 12.05; short-term debt falls from €104k to €4k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2006
Ground area
844 m²
Building footprint
168 m²
Volume, LiDAR
852 m³
Parcel 71443E1032/00K002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roch Consultancy
since 20062.156.873.489
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E1032/00K002 | Flanders | 844 m² | 1 · 168 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 16,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-09-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.