ROCC CONTRACTING
ActiveSummary
The computed 12-month bankruptcy probability of ROCC CONTRACTING is 2.2% (moderate). The 2025 annual accounts show equity of €1,655 and a net result of €132,237. Its solvency ranks better than 12% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-06-2023 Normal situation
- Registered office
- 135 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Establishment unit
- 2.346.837.004 8500 Kortrijk, since 01-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- L.D. INVESTDirector · permanent representative Louis Dessein
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €499,093
- ▲ 288%
- Turnover
- ≈ €1.1m
- estimated
- Profit
- €132,237
- Equity
- €1,655
- Total assets
- €941,709
- ▲ 155%
- Employees on 31-12-2025
- 6
- ▲ 100%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2023Equity €1,655 (0.2% of total assets)lowers riskSize: total assets €941,709Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 11% of them on solvency, 12% on liquidity, 70% on profitability and 89% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 42 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 10-04-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is a profit of €145,823, after a loss of €145,610 in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 3 | 6 |
| full-time | 2 | 4 |
| part-time | 1 | 2 |
| in full-time equivalents | 2.5 | 5.4 |
| Average over the year, in full-time equivalents | 2.3 | 4.2 |
| On a permanent contract | 3 | 6 |
| Joined | 5 | 5 |
| Left | 2 | 2 |
| Training hours | 0 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €34,052 | €64,961 |
| Financial fixed assets | €3,336 | €80 |
| Depreciation and write-downs of the year | €4,696 | €8,610 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 2 entries · €7,774 awarded · €7,774 paid| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €265,587 | €326,393 | ▲ 22.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,696 | €8,610 | ▲ 83.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €5,849 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €407 | €0 | ▼ 100% |
| Other operating charges640/8 | €3,444 | €7,419 | ▲ 115% |
| Non-recurring operating charges66A | - | €5,000 | - |
| Gross operating margin9900 | €128,524 | €499,093 | ▲ 288% |
| Operating profit (loss)9901 | -€145,610 | €145,823 | - |
| Financial income75/76B | €178 | €515 | ▲ 189% |
| Recurring financial income75 | €178 | €515 | ▲ 189% |
| Financial charges65/66B | €4,763 | €10,980 | ▲ 131% |
| Recurring financial charges65 | €4,763 | €10,980 | ▲ 131% |
| Profit (loss) for the period before taxes9903 | -€150,195 | €135,358 | - |
| Income taxes67/77 | €387 | €3,120 | ▲ 706% |
| Profit (loss) for the period9904 | -€150,583 | €132,237 | - |
| Profit (loss) for the period to be appropriated9905 | -€150,583 | €132,237 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €369,130 | €941,709 | ▲ 155% |
| Fixed assets21/28 | €32,692 | €89,123 | ▲ 173% |
| Tangible fixed assets22/27 | €29,356 | €85,707 | ▲ 192% |
| Plant, machinery and equipment23 | €8,075 | €11,867 | ▲ 47.0% |
| Furniture and vehicles24 | €2,576 | €54,801 | ▲ 21× |
| Other tangible fixed assets26 | €18,705 | €19,039 | ▲ 1.8% |
| Financial fixed assets28 | €3,336 | €3,416 | ▲ 2.4% |
| Current assets29/58 | €336,438 | €852,586 | ▲ 153% |
| Stocks and contracts in progress3 | €177,650 | €189,303 | ▲ 6.6% |
| Stocks30/36 | - | €11,653 | - |
| Contracts in progress37 | €177,650 | €177,650 | = |
| Amounts receivable within one year40/41 | €118,921 | €646,747 | ▲ 444% |
| Trade receivables40 | €96,059 | €330,757 | ▲ 244% |
| Other amounts receivable41 | €22,863 | €315,990 | ▲ 14× |
| Cash at bank and in hand54/58 | €32,184 | €5,987 | ▼ 81.4% |
| Deferred charges and accrued income490/1 | €7,684 | €10,549 | ▲ 37.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €369,130 | €941,709 | ▲ 155% |
| Equity10/15 | -€130,583 | €1,655 | - |
| Contributions10/11 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€150,583 | -€18,345 | ▲ 87.8% |
| Amounts payable17/49 | €499,713 | €940,054 | ▲ 88.1% |
| Amounts payable after more than one year17 | €140,851 | €278,851 | ▲ 98.0% |
| Financial debts170/4 | €90,000 | - | - |
| Other amounts payable178/9 | €50,851 | €278,851 | ▲ 448% |
| Amounts payable within one year42/48 | €356,831 | €652,759 | ▲ 82.9% |
| Trade debts44 | €206,292 | €474,185 | ▲ 130% |
| Suppliers440/4 | €206,292 | €474,185 | ▲ 130% |
| Advances received on contracts in progress46 | - | €4,692 | - |
| Taxes, remuneration and social security45 | €21,431 | €33,673 | ▲ 57.1% |
| Taxes450/3 | €4,334 | €23,909 | ▲ 452% |
| Remuneration and social security454/9 | €17,097 | €9,764 | ▼ 42.9% |
| Other amounts payable47/48 | €129,108 | €140,209 | ▲ 8.6% |
| Accrued charges and deferred income492/3 | €2,030 | €8,444 | ▲ 316% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€150,583 | €132,237 | - |
| + Depreciation and write-downs630 | €4,696 | €8,610 | ▲ 83.3% |
| Operating cash flow (approximation) | -€145,886 | €140,847 | - |
| Investment in fixed assets (approximation) | - | -€65,041 | - |
| Change in cash | - | -€26,197 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,157 companies had the same profile as ROCC CONTRACTING has now. Two years later, 94.1% were still going and 3.0% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ROCC CONTRACTING itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for ROCC CONTRACTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 1
Permanent representatives 1
Owners and capital
Shareholders
- DESSEIN Louis 100 shares (100%) · €20,000 in cash
Capital transactions
- 03-07-2023 Incorporation · €20,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| L.D. INVEST |
|
| DESSEIN Louis |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 03-07-2023 (in Dutch)
Network & group
Connections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
29-02
Gazette deed
Appointment: L.D. Invest BV (director)Permanent representative: Louis Dessein · Resignation: Louis Dessein (director) · Director discharge5 points ▸
- General meeting, 01-07-2023
- Director appointment, L.D. Invest BV (director)
- Permanent representative, Louis Dessein
- Director resignation, Louis Dessein (director)
- Director discharge, Louis Dessein
03-07
Gazette deed
IncorporationStarting capital €20,000 · Appointment: DESSEIN Louis (director) · Registered office clause · Board rule9 points ▸
- Registered office clause, “8500 Kortrijk,Engelse Wandeling 2 K10V” (deed in Dutch)
- Board rule, 1
- Director appointment, DESSEIN Louis (director (not named in the articles))
- Incorporation, “ROCC CONTRACTING” (deed in Dutch)
- Founder, DESSEIN Louis
- Founding capital, €20,000
- Other provision, 14-06-2023
- Other provision, “aansprakelijkheid oprichters bij faillissement, faillissement binnen drie jaar na oprichting” (deed in Dutch)
- Capital
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 29 June 2023, ROCC CONTRACTING was incorporated as a private limited company by one natural person, with a starting capital of €20,000.12 L.D. INVEST is director of the company, appointed in the act of 29-02-2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
36 activities
- Alle hoegenaamde gebouwen of bouwwerken bouwen,afwerken,veranderen,omvormen,herstellen,versieren,opschikken,afbreken;
- Alle aannemingen van werken,zowel privaat als openbaar De aankoop,verkoop,ruiling,huur,verhuring van al of niet gemeubelde onroerende goederen in het algemeen;
- De coördinatie van de leiding van allerhande bouwwerken evenals het opvatten,maken en uitwerken van alle studies,ontwerpen en plannen;
- De installatie van bewakingssystemen en alarminstallaties tegen diefstal;
- Isolatiewerkzaamheden;
- De installatie van stores en zonneschermen;
- Hetaanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden;
- De montage van serres,veranda’s,enz. in hout of kuststof;
- Het aanbrengen in gebouwen en andere bouwwerken van vloer-of wandtegels van keramische stoffen,beton of gehouwen steen,vloerbedekking en wandbekleding van marmer,graniet,lei,enz.;
- Het restaureren van bouwwerken;
- Overige gespecialiseerde bouwwerkzaamheden;
- De instandhouding van historische plaatsen en gebouwen (monumentenzorg);
- Het optrekken en afbreken van steigers en werkplatforms;
- De algemene bouw van residentiële en niet-residentiële gebouwen
- Het optrekken van de ruwbouw van individuele huizen,appartemensgebouwen,enz. al dan niet volgens de formule “sleutel op de deur”;
- Het optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik,van stel- en stapelplaatsen,scholen,ziekenhuizen,van gebouwen voor de beoefening van erediensten,cultuur,enz.;
- De elektrotechnische installatiewerken aan gebouwen;
- De installatie van elektrische bedrading en toebehoren;
- Loodgieterswerk;
- De installatie van verwarming,klimaatregeling en ventilatie;
- Isolatiewerkzaamheden in de ruimste zin van het woord;
- Stukadoorswerk;
- Dakwerkzaamheden;
- Het leveren,plaatsen en renoveren van meubelen en schrijnwerk evenals het vervaardigen,assembleren en verbouwen van meubelen en schrijnwerk alsook het plaatsen van behang en vloerbedekking;
- Onderneming voor de installatie van hulpvoedingssystemen;
- Handelsbemiddeling in hout en bouwmaterialen,in meubelen,huishoudelijke artikelen en ijzerwaren;
- Groothandel in hout en niet-elektrische huishoudelijke artikelen;
- Montage van buiten- en binnenschrijnwerk van hout,kunststof of metaal
- De installatie van wanden,plafonds,garagepoorten,hekken,deuren,enz.;
- Het plaatsen van vloerbedekking,wandbekleding en behang.
- Het verkavelen van gronden,wouden en domeinen,het bebossen of ontbossen,het in pand geven van onroerende goederen van de vennootschap zelfs als waarborg voor leningen of kredietopeningen toegestaan aan derden;
- Elk marktonderzoek,promotie,raadgeving,prospectie,marketing,technoconsult,assistentie op het gebied van management,engineering en consulting; technisch,commercieel,administratief,financieel,fiscaal en juridisch beheer en advies;
- Het waarnemen van alle mandaten als bestuurder of vereffenaar in vennootschappen of verenigingen,het uitoefenen van opdrachten en functies in ondernemingen;
- Het ontwikkelen,kopen,verkopen,beheer,in waarde stellen,in licentie nemen of geven van brevetten,octrooien,know-how en andere intellectuele rechten;
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in het kort tussenpersoon in de handel;
- Verkoop en aankoop van (exclusieve) wagens en rollend materiaal;
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0803.329.254
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Recognised contractor
5 categories- D General building contractsclass 1, up to €162,000
- D1 All shell construction and roofing-in of buildingsclass 1, up to €162,000
- F General steel construction contractsclass 1, up to €162,000
- F2 Steel load-bearing structuresclass 1, up to €162,000
- G General earthworks contractsclass 1, up to €162,000
Dual-learning approval
5 live approvalsSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34022E0660/00Y002 ProtectedMonumentDakpannenfabriek De Pottelberg: stoommachines, stoomketelfronten, pannenpers en deel kleispoorlijnSource ↗ |
Flanders | 5.3 ha | 1 · 2,087 m² | 8.4 m · 2 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.