Summary
ROCAGEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €214k and a net result of €-39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 8048 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
26 d late
2022
31 d late
2021
31 d late
2020
25 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▼ 15.5%
2024 · €254k
Net result
€-39k▼ 65.0%
2024 · €-24k
Total assets
€487k▼ 4.2%
2024 · €509k
Solvency
44.0%▼ 5.9pp
2024 · 49.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-9k€21k€-11k€-5k▲ 49.9%€-23k▼ 321%
Net result€-9k▼ 1,697%€60k€23k▼ 61.0%€-24k€-39k▼ 65.0%
Equity€-105k▼ 9.3%€-46k▲ 56.6%€-23k▲ 50.8%€254k€214k▼ 15.5%
Total assets€319k▼ 41.1%€379k▲ 18.8%€245k▼ 35.2%€509k▲ 107%€487k▼ 4.2%
Debt€424k▼ 33.5%€425k▲ 0.1%€268k▼ 36.9%€255k▼ 4.7%€273k▲ 7.0%
Working capital€173k€277k▲ 59.6%€105k▼ 61.9%€91k▼ 13.8%€77k▼ 15.8%
Solvency-33.0%▼ 15.2pp-12.1%▲ 21.0pp-9.2%▲ 2.9pp49.8%▲ 59.0pp44.0%▼ 5.9pp
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€398k ▼ 3.1%
Current assets
€89k ▼ 9.2%
Equity and liabilities €487k
Equity
€214k ▼ 15.5%
Debt
€273k ▲ 7.0%
Debt's share of the balance-sheet total rises from 50.2% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-18.4%▼
2024 · -9.4%
ROA
-8.1%▼
2024 · -4.7%
Debt ≤ 1 year
€12k▲
2024 · €7k
Debt > 1 year
€226k▼
2024 · €230k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €14k | €15k | €15k | ▲ 0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-2k | €0 | - | - | - | - |
| Other operating charges640/8 | €3k | €0 | €106 | €106 | €406 | ▲ 282% |
| Gross operating margin9900 | €-3k | €27k | €3k | €9k | €-8k | ▼ 185% |
| Operating profit (loss)9901 | €-9k | €21k | €-11k | €-5k | €-23k | ▼ 321% |
| Financial income75/76B | - | €39k | €50k | €40 | €0 | ▼ 100% |
| Recurring financial income75 | - | €39k | €50k | €40 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | €39k | €0 | - | - | - |
| Financial charges65/66B | €336 | €377 | €15k | €18k | €16k | ▼ 11.3% |
| Recurring financial charges65 | €336 | €377 | €15k | €18k | €16k | ▼ 11.3% |
| Profit (loss) for the period before taxes9903 | €-9k | €60k | €23k | €-24k | €-39k | ▼ 65.0% |
| Profit (loss) for the period9904 | €-9k | €60k | €23k | €-24k | €-39k | ▼ 65.0% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €60k | €23k | €-24k | €-39k | ▼ 65.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €319k | €379k | €245k | €509k | €487k | ▼ 4.2% |
| Fixed assets21/28 | €137k | €94k | €126k | €411k | €398k | ▼ 3.1% |
| Intangible fixed assets21 | €22k | €16k | €11k | €5k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €890 | €422 | €37k | €28k | €21k | ▼ 25.3% |
| Plant, machinery and equipment23 | - | - | €3k | €3k | €4k | ▲ 51.9% |
| Furniture and vehicles24 | €890 | €422 | €31k | €23k | €15k | ▼ 33.7% |
| Other tangible fixed assets26 | - | - | €3k | €2k | €2k | ▼ 30.5% |
| Financial fixed assets28 | €115k | €77k | €77k | €377k | €377k | = |
| Current assets29/58 | €181k | €285k | €120k | €98k | €89k | ▼ 9.2% |
| Amounts receivable after more than one year29 | €112k | €112k | €35k | €35k | €35k | = |
| Other amounts receivable291 | €112k | €112k | €35k | €35k | €35k | = |
| Amounts receivable within one year40/41 | €13k | €88k | €70k | €49k | €44k | ▼ 10.2% |
| Trade receivables40 | €10k | €11k | €18k | €15k | €13k | ▼ 8.7% |
| Other amounts receivable41 | €3k | €77k | €51k | €35k | €31k | ▼ 10.9% |
| Cash at bank and in hand54/58 | €56k | €84k | €15k | €13k | €9k | ▼ 31.2% |
| Deferred charges and accrued income490/1 | €0 | - | €48 | €0 | €158 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €319k | €379k | €245k | €509k | €487k | ▼ 4.2% |
| Equity10/15 | €-105k | €-46k | €-23k | €254k | €214k | ▼ 15.5% |
| Contributions10/11 | €45k | €45k | €45k | €45k | €45k | = |
| Revaluation surpluses12 | - | - | - | €300k | €300k | = |
| Reserves13 | €820 | €820 | €820 | €820 | €820 | = |
| Non-distributable reserves130/1 | €61 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €61 | €0 | - | - | - | - |
| Tax-exempt reserves132 | €759 | €759 | €759 | €759 | €759 | = |
| Distributable reserves133 | - | €61 | €61 | €61 | €61 | = |
| Profit (loss) carried forward14 | €-151k | €-92k | €-68k | €-92k | €-132k | ▼ 42.7% |
| Amounts payable17/49 | €424k | €425k | €268k | €255k | €273k | ▲ 7.0% |
| Amounts payable after more than one year17 | €413k | €414k | €238k | €230k | €226k | ▼ 1.6% |
| Other amounts payable178/9 | €413k | €414k | €238k | €230k | €226k | ▼ 1.6% |
| Amounts payable within one year42/48 | €8k | €8k | €14k | €7k | €12k | ▲ 75.2% |
| Trade debts44 | €2k | €2k | €10k | €1k | €6k | ▲ 403% |
| Suppliers440/4 | €2k | €2k | €10k | €1k | €6k | ▲ 403% |
| Taxes, remuneration and social security45 | €6k | €6k | €4k | €6k | €7k | ▲ 14.9% |
| Taxes450/3 | €3k | €3k | €1k | €3k | €4k | ▲ 29.7% |
| Remuneration and social security454/9 | €3k | €3k | €3k | €3k | €3k | = |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €3k | €3k | €15k | €18k | €35k | ▲ 88.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €60k | €23k | €-24k | €-39k | ▼ 65.0% |
| + Depreciation and write-downs630 | €6k | €6k | €14k | €15k | €15k | ▲ 0.2% |
| Operating cash flow (approximation) | €-3k | €65k | €37k | €-9k | €-25k | ▼ 168% |
| Investment in fixed assets (approximation) | - | €38k | €-46k | €-300k | €-2k | ▲ 99.3% |
| Change in cash | - | €28k | €-70k | €-1k | €-4k | ▼ 197% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €200kEq €254k
Equity rises from €-23k to €254k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €60k
Net result €60k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 85current ratio 22.87
Current ratio from 0.27 to 22.87; short-term debt falls from €543k to €8k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 54 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2005
Ground area
1,561 m²
Building footprint
185 m²
Volume, LiDAR
637 m³
Parcel 63017C0446/00H000, Wallonia · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROCAGEST
since 20052.229.566.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63017C0446/00H000 | Wallonia | 1,561 m² | 1 · 185 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteThimister-Clermont
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.