ROCA
ActiveSummary
The computed 12-month bankruptcy probability of ROCA is 7.7% (elevated). For ROCA, at least two annual filings are missing. The 2023 annual accounts show negative equity (-€49,097) and a net result of -€18,012. Equity has been shrinking by about 53% per year since 2018. Its solvency ranks better than 10% of 5,583 sector peers (NACE 96, financial year 2023). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 08-02-2001 Normal situation
- Activity
- Hairdressing and barber services NACE 96210and 1 other
- Establishment unit
- 2.098.105.743 4920 Aywaille, since 21-05-2001
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.7%
2023 figures too old to score
Annual accounts 2023
- Gross margin
- -€14,535
- ▼ 191%
- Loss
- €18,012
- ▲ 65.4%
- Equity
- -€49,097
- ▼ 57.9%
- Total assets
- €26,085
- ▼ 9.8%
- €2,759 of overdue tax debts on 31-12-2023
- Negative equity on 31-12-2023
- 2024 accounts not filed, 461 days past the deadline
Turnover not published (micro format)
Signalsraises riskFigures for financial year 2023 (filed on 30-08-2024)2 financial years not filed after the legal deadline; last filed accounts filed 30 days lateLoss of €18,012, the second in a row (financial year 2023)Two or more financial years not filed2023 accounts filed 30 days latelowers riskFounded in 2001Show the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2023. They are too old for a current score.
Bankruptcy probability: Elevated
Filing: At least two annual filings are missing
Financial strength, FY 2023 · tick: 2022
Weak
Solvency
0=
equity -188.2% of total assets
Liquidity
18+8
short-term debt 284.5% · cash 14.1%
Profitability
0=
return on assets -69.1%
Bankruptcy probability within 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025lowest value
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 1.7%▲ +0.6 percentage points vs 07-2025
09-2025: 1.8%▲ +0.1 percentage points vs 08-2025
10-2025: 2.0%▲ +0.2 percentage points vs 09-2025
11-2025: 2.1%▲ +0.1 percentage points vs 10-2025
12-2025: 2.8%▲ +0.7 percentage points vs 11-2025
01-2026: 4.9%▲ +2.1 percentage points vs 12-2025
02-2026: 4.9%● unchanged vs 01-2026
03-2026: 5.1%▲ +0.2 percentage points vs 02-2026
04-2026: 4.6%▼ -0.5 percentage points vs 03-2026
05-2026: 4.6%● unchanged vs 04-2026
06-2026: 4.6%● unchanged vs 05-2026
07-2026: 4.6%● unchanged vs 06-2026
08-2026: 6.5%▲ +1.9 percentage points vs 07-2026
09-2026: 7.7%▲ +1.2 percentage points vs 08-2026highest value
10-2026: 7.7%● unchanged vs 09-2026highest value
11-2026: 7.7%● unchanged vs 10-2026highest value
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 year end31-07-2025 deadline04-11-2026 today
raises risk · 2023 accounts filed 30 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
30 days late
2022
29 days late
2021
29 days late
2020
32 days early
2019
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 23 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2023, micro format
2024 annual accounts not yet filed, deadline passed on 31 July 2025 The financial year closed on 31 December 2024. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 4 November 2026.
Annual accounts 2023 filed on 30-08-2024 PDF all 23 filings
Turnover
€24,074▲ 9.0%
2021 · €22,084
EBIT margin
-37.7%▼ 26.9pp
2021 · -10.8%
Net result
-€18,012▼ 65.4%
2022 · -€10,890
Working capital
-€48,135▼ 66.9%
2022 · -€28,845
Multi-year overview
2018 to 2023, 6 financial yearsTurnover
no figure
2023
20182023
Operating result
-€16,177
▼ 78.2%
2023
20182023
Net result
-€18,012
▼ 65.4%
2023
lowest quarter of the sector
20182023
EBIT margin
no figure
2023
20182023
Equity
-€49,097
▼ 57.9%
2023
lowest quarter of the sector
20182023
Total assets
€26,085
▼ 9.8%
2023
middle half of the sector
20182023
Debt
€75,182
▲ 25.3%
2023
20182023
Working capital
-€48,135
▼ 66.9%
2023
lowest quarter of the sector
20182023
Solvency
-188.2%
▼ 80.8pp
2023
lowest quarter of the sector
20182023
Current ratio
0.35
▼ 0.15
2023
lowest quarter of the sector
20182023
Return on assets (ROA)
-69.1%
▼ 31.4pp
2023
lowest quarter of the sector
20182023
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line201820192020202120222023
Turnover€46,185-€53,543▲ 15.9%€29,782▼ 44.4%€22,084▼ 25.8%€24,074▲ 9.0%
Operating result-€1,635--€10,829▼ 562%-€3,419▲ 68.4%-€2,383▲ 30.3%-€9,076▼ 281%-€16,177▼ 78.2%
Net result-€3,103--€13,492▼ 335%-€5,653within the sector's middle half▲ 58.1%-€4,403below the sector's middle half▲ 22.1%-€10,890below the sector's middle half▼ 147%-€18,012below the sector's middle half▼ 65.4%
EBIT margin-3.5%--20.2%▼ 16.7pp-11.5%▲ 8.7pp-10.8%▲ 0.7pp-37.7%▼ 26.9pp
Equity€3,354--€10,139-€15,792below the sector's middle half▼ 55.8%-€20,195below the sector's middle half▼ 27.9%-€31,085below the sector's middle half▼ 53.9%-€49,097below the sector's middle half▼ 57.9%
Total assets€34,242-€30,328▼ 11.4%€24,413within the sector's middle half▼ 19.5%€30,910within the sector's middle half▲ 26.6%€28,929within the sector's middle half▼ 6.4%€26,085within the sector's middle half▼ 9.8%
Debt€30,888-€40,466▲ 31.0%€40,204▼ 0.6%€51,105▲ 27.1%€60,014▲ 17.4%€75,182▲ 25.3%
Working capital-€2,680--€15,844▼ 491%-€16,545within the sector's middle half▼ 4.4%-€23,100within the sector's middle half▼ 39.6%-€28,845below the sector's middle half▼ 24.9%-€48,135below the sector's middle half▼ 66.9%
Solvency9.8%--33.4%▼ 43.2pp-64.7%below the sector's middle half▼ 31.3pp-65.3%below the sector's middle half▼ 0.6pp-107.5%below the sector's middle half▼ 42.1pp-188.2%below the sector's middle half▼ 80.8pp
Current ratio0.90-0.61▼ 0.300.58within the sector's middle half▼ 0.020.54within the sector's middle half▼ 0.040.50within the sector's middle half▼ 0.040.35below the sector's middle half▼ 0.15
Return on assets (ROA)-9.1%--44.5%▼ 35.4pp-23.2%below the sector's middle half▲ 21.3pp-14.2%below the sector's middle half▲ 8.9pp-37.6%below the sector's middle half▼ 23.4pp-69.1%below the sector's middle half▼ 31.4pp
above
within
below
The sector band is the middle half of the companies in Personal service activities (NACE 96). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2023 is a loss of €16,177, larger than the loss of €9,076 in 2022. It is the lowest result since 2019.
Key figures and ratios
Quick ratio
0.06▼
2022 · 0.09
Debt ≤ 1 year
€74,220▲
2022 · €57,775
Income taxes
€56▲
2022 · €52
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Overdue debts
| Item | 2021 | 2022 | 2023 |
|---|---|---|---|
| Overdue tax debts | - | - | €2,759 |
Source: notes to the 2021 to 2023 annual accounts (statement of debts)
Investments
| Item | 2021 | 2022 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €4,000 | €0 | - |
| Depreciation and write-downs of the year | €1,193 | €131 | - |
Source: notes to the 2021 to 2023 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Turnover70 | €46,185 | €53,543 | €29,782 | €22,084 | €24,074 | - | - |
| Non-recurring operating income76A | - | - | - | €6,750 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €30,592 | €30,675 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,352 | €4,852 | €4,714 | €1,193 | €131 | - | - |
| Other operating charges640/8 | - | - | - | €1,102 | €839 | €1,642 | ▲ 95.6% |
| Non-recurring operating charges66A | - | - | - | - | €3,106 | - | - |
| Gross operating margin9900 | €7,033 | -€5,024 | €2,904 | -€88 | -€5,000 | -€14,535 | ▼ 191% |
| Operating profit (loss)9901 | -€1,635 | -€10,829 | -€3,419 | -€2,383 | -€9,076 | -€16,177 | ▼ 78.2% |
| Financial income75/76B | - | - | - | €0 | €28 | €202 | ▲ 619% |
| Recurring financial income75 | €0 | €33 | - | €0 | €28 | €202 | ▲ 619% |
| Financial charges65/66B | - | - | - | €1,970 | €1,791 | €1,981 | ▲ 10.6% |
| Recurring financial charges65 | €1,418 | €2,580 | €2,185 | €1,970 | €1,791 | €1,981 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | -€3,054 | -€13,376 | -€5,604 | -€4,354 | -€10,838 | -€17,956 | ▼ 65.7% |
| Income taxes67/77 | €49 | €117 | €49 | €50 | €52 | €56 | ▲ 9.3% |
| Profit (loss) for the period9904 | -€3,103 | -€13,492 | -€5,653 | -€4,403 | -€10,890 | -€18,012 | ▼ 65.4% |
| Profit (loss) for the period to be appropriated9905 | -€3,103 | -€13,492 | -€5,653 | -€4,403 | -€10,890 | -€18,012 | ▼ 65.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €34,242 | €30,328 | €24,413 | €30,910 | €28,929 | €26,085 | ▼ 9.8% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - | - |
| Fixed assets21/28 | €9,411 | €6,059 | €1,345 | €3,652 | €0 | €0 | - |
| Tangible fixed assets22/27 | €9,411 | €6,059 | €1,345 | €3,652 | €0 | €0 | - |
| Plant, machinery and equipment23 | - | - | - | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | - | - | €3,521 | €0 | €0 | - |
| Other tangible fixed assets26 | - | - | - | €131 | €0 | €0 | - |
| Financial fixed assets28 | €0 | - | - | - | - | - | - |
| Current assets29/58 | €24,831 | €24,269 | €23,068 | €27,258 | €28,929 | €26,085 | ▼ 9.8% |
| Stocks and contracts in progress3 | €17,084 | €19,885 | €19,794 | €23,746 | €23,513 | €21,725 | ▼ 7.6% |
| Stocks30/36 | - | - | - | €23,746 | €23,513 | €21,725 | ▼ 7.6% |
| Amounts receivable within one year40/41 | €0 | €0 | €400 | €0 | €780 | €200 | ▼ 74.4% |
| Trade receivables40 | - | - | - | €0 | €780 | €200 | ▼ 74.4% |
| Other amounts receivable41 | - | - | - | €0 | - | - | - |
| Cash at bank and in hand54/58 | €7,335 | €3,985 | €2,504 | €3,247 | €2,337 | €3,684 | ▲ 57.7% |
| Deferred charges and accrued income490/1 | - | - | - | €265 | €2,299 | €476 | ▼ 79.3% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €34,242 | €30,328 | €24,413 | €30,910 | €28,929 | €26,085 | ▼ 9.8% |
| Equity10/15 | €3,354 | -€10,139 | -€15,792 | -€20,195 | -€31,085 | -€49,097 | ▼ 57.9% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €48 | €48 | €48 | €48 | €48 | €48 | = |
| Non-distributable reserves130/1 | - | - | - | €48 | €48 | €48 | = |
| Reserves not available under the articles1311 | - | - | - | €48 | €48 | €48 | = |
| Profit (loss) carried forward14 | -€2,894 | -€16,387 | -€22,040 | -€26,443 | -€37,333 | -€55,345 | ▼ 48.2% |
| Amounts payable17/49 | €30,888 | €40,466 | €40,204 | €51,105 | €60,014 | €75,182 | ▲ 25.3% |
| Amounts payable after more than one year17 | €3,377 | €0 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €27,511 | €40,113 | €39,613 | €50,358 | €57,775 | €74,220 | ▲ 28.5% |
| Financial debts43 | - | - | - | €9,888 | €9,597 | €9,499 | ▼ 1.0% |
| Credit institutions430/8 | - | - | - | €9,888 | €9,597 | €9,499 | ▼ 1.0% |
| Trade debts44 | €924 | €660 | €2,713 | €915 | €4,470 | €10,179 | ▲ 128% |
| Suppliers440/4 | - | - | - | €777 | €2,620 | €10,179 | ▲ 288% |
| Bills of exchange payable441 | - | - | - | €138 | €1,850 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €1,148 | €2,169 | €5,096 | ▲ 135% |
| Taxes450/3 | - | - | - | €1,148 | €2,169 | €5,096 | ▲ 135% |
| Remuneration and social security454/9 | - | - | - | €0 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €38,407 | €41,540 | €49,446 | ▲ 19.0% |
| Accrued charges and deferred income492/3 | - | - | - | €746 | €2,239 | €961 | ▼ 57.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,103 | -€13,492 | -€5,653 | -€4,403 | -€10,890 | -€18,012 | ▼ 65.4% |
| + Depreciation and write-downs630 | €4,352 | €4,852 | €4,714 | €1,193 | €131 | - | - |
| Operating cash flow (approximation) | €1,250 | -€8,640 | -€939 | -€3,211 | -€10,759 | -€18,012 | ▼ 67.4% |
| Investment in fixed assets (approximation) | - | -€1,500 | €0 | -€3,500 | €3,521 | €0 | ▼ 100% |
| Change in cash | - | -€3,349 | -€1,481 | €743 | -€910 | €1,347 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2023 | micro format | 30-08-2024 | 2024-00412364 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00368398 | |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20332046 | |
| 31-12-2020 | micro format | 29-06-2021 | 2021-26000055 | |
| 31-12-2019 | micro format | 29-09-2020 | 2020-56200493 | |
| 31-12-2018 | micro format | 30-07-2019 | 2019-39800227 | |
| 31-12-2017 | micro format | 26-07-2018 | 2018-37600535 | |
| 31-12-2016 | micro format | 18-08-2017 | 2017-44100090 | |
| 31-12-2015 | full format | 29-08-2016 | 2016-48000448 | |
| 31-12-2014 | full format | 28-08-2015 | 2015-48800219 |
Board & ownership
Directors
Directors
1 director
GOHY Pascal
Current
Owners and capital
Owners
Network & group
ROCA shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of ROCA. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2024
30-08
micro format · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€18,012
The net result drops to -€18,012, the lowest from 2018 to 2023.
29-08
micro format · 29 days late
2022
29-08
micro format · 29 days late
2021
29-06
micro format · 32 days before the deadline
2020
29-09
micro format · 60 days late
2019
30-07
micro format · 1 day before the deadline
2018
26-07
micro format · 5 days before the deadline
2017
18-08
micro format · 18 days late
2016
29-08
full format · 29 days late
2015
28-08
full format · 28 days late
2001
20-02
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ROCA in French
Enterprise number
0474.035.139
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
08-02-2001
Entity type
Legal entity
Registered office and establishments
Registered office
Rue Nicolas Lambercy 11, 4920 Aywaille, Belgium
Establishment unit
Rue Nicolas Lambercy 11, 4920 Aywaille since 21-05-2001 · unit number 2.098.105.743
Activities
NACEBEL 202596210
Hairdressing and barber services main activity
47750
Retail sale of cosmetics and toilet articles
Codes under NACEBEL 2008
96021
Hairdressing main activity
47750
Retail trade
Codes under NACEBEL 2003
93021
main activity
52330
Invoicing and payment
VAT number
BE 0474.035.139
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
90 m²
Building footprint
89 m²
Building volume
664 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62009B0061/00N000 | Wallonia | 90 m² | 1 · 89 m² | 8.8 m · 2 |