ROC Holding
ActiveSummary
The computed 12-month bankruptcy probability of ROC Holding is 2.4% (moderate). The 2025 annual accounts show equity of €269k and a net result of €-2k. Equity is growing by ~43.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-64
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.03 in 2024; short-term debt: 2.1% and cash: 0% of total assets), and 2.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
30 d early
2022
27 d early
2021
11 d early
2020
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▼ 0.6%
2024 · €271k
2020: €568lowest in 6 years
2021: €49k▲ +8593% vs 2020
2022: €93k▲ +88.6% vs 2021
2023: €172k▲ +84.5% vs 2022
2024: €271k▲ +57.6% vs 2023highest in 6 years
2025: €269k▼ -0.6% vs 2024
2020 → 2025
Total assets
€275k=
2024 · €275k
2020: €276khighest in 6 years
2021: €275k▼ -0.2% vs 2020
2022: €275k● +0.0% vs 2021
2023: €275k● -0.0% vs 2022
2024: €275k● -0.0% vs 2023
2025: €275k● -0.0% vs 2024lowest in 6 years
2020 → 2025
Net result
€-2k
2024 · €99k
2020: €-3klowest in 6 years
2021: €49k▲ +1522% vs 2020
2022: €44k▼ -10.3% vs 2021
2023: €79k▲ +79.8% vs 2022
2024: €99k▲ +25.7% vs 2023highest in 6 years
2025: €-2k▼ -102% vs 2024
2020 → 2025
Working capital
€-6k▼ 36.4%
2024 · €-4k
2020: €-274klowest in 6 years
2021: €-226k▲ +17.8% vs 2020
2022: €-182k▲ +19.4% vs 2021
2023: €-103k▲ +43.3% vs 2022
2024: €-4k▲ +95.9% vs 2023highest in 6 years
2025: €-6k▼ -36.4% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€93k▲ 88.6%€172k▲ 84.5%€271k▲ 57.6%€269k▼ 0.6%
2021: €49klowest in 5 years
2022: €93k▲ +88.6% vs 2021
2023: €172k▲ +84.5% vs 2022
2024: €271k▲ +57.6% vs 2023highest in 5 years
2025: €269k▼ -0.6% vs 2024
Operating result€-1k-€-1k▼ 0.9%€-1k▼ 3.9%€-978▲ 17.8%€-1k▼ 49.7%
2021: €-1k
2022: €-1k▼ -0.9% vs 2021
2023: €-1k▼ -3.9% vs 2022
2024: €-978▲ +17.8% vs 2023highest in 5 years
2025: €-1k▼ -49.7% vs 2024lowest in 5 years
Net result€49k-€44k▼ 10.3%€79k▲ 79.8%€99k▲ 25.7%€-2k
2021: €49k
2022: €44k▼ -10.3% vs 2021
2023: €79k▲ +79.8% vs 2022
2024: €99k▲ +25.7% vs 2023highest in 5 years
2025: €-2k▼ -102% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €978 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€275k =
Current assets
€44 ▼ 60.3%
Equity and liabilities €275k
Equity
€269k ▼ 0.6%
Debt
€6k ▲ 33.9%
Debt's share of the balance-sheet total rises from 1.6% to 2.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.01▼
2024 · 0.03
Debt to equity
0.02▲
2024 · 0.02
ROE
-0.6%▼
2024 · 36.5%
ROA
-0.6%▼
2024 · 36.0%
Debt ≤ 1 year
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€275k€275k=
Fixed assets21/28€275k€275k=
Financial fixed assets28€275k€275k=
Current assets29/58€110€44▼
Cash at bank and in hand54/58€110€44▼
Equity and liabilities
Total equity and liabilities10/49€275k€275k=
Equity10/15€271k€269k▼
Contributions10/11€4k€4k=
Reserves13€266k€265k▼
Distributable reserves133€266k€265k▼
Profit (loss) carried forward14€810-
Amounts payable17/49€4k€6k▲
Amounts payable within one year42/48€4k€6k▲
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€-860€-1k▼
Operating profit (loss)9901€-978€-1k▼
Financial income75/76B€100k-
Recurring financial income75€100k-
Financial charges65/66B€91€61▼
Recurring financial charges65€91€61▼
Profit (loss) for the period before taxes9903€99k€-2k▼
Profit (loss) for the period9904€99k€-2k▼
Profit (loss) for the period to be appropriated9905€99k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€-715▼
Profit (loss) brought forward from the previous period14P€880€810▼
Transfer from equity791/2-€715
Transfer to equity691/2€99k-
To other reserves6921€99k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €101 | €102 | €109 | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €-1k | €-1k | €-1k | €-860 | €-1k | ▼ 56.3% |
| Operating profit (loss)9901 | €-1k | €-1k | €-1k | €-978 | €-1k | ▼ 49.7% |
| Financial income75/76B | €50k | €45k | €80k | €100k | - | - |
| Recurring financial income75 | €50k | €45k | €80k | €100k | - | - |
| Financial charges65/66B | €50 | €81 | €89 | €91 | €61 | ▼ 32.8% |
| Recurring financial charges65 | €50 | €81 | €89 | €91 | €61 | ▼ 32.8% |
| Profit (loss) for the period before taxes9903 | €49k | €44k | €79k | €99k | €-2k | ▼ 102% |
| Profit (loss) for the period9904 | €49k | €44k | €79k | €99k | €-2k | ▼ 102% |
| Profit (loss) for the period to be appropriated9905 | €49k | €44k | €79k | €99k | €-2k | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €275k | €275k | €275k | €275k | €275k | = |
| Fixed assets21/28 | €275k | €275k | €275k | €275k | €275k | = |
| Financial fixed assets28 | €275k | €275k | €275k | €275k | €275k | = |
| Current assets29/58 | €98 | €158 | €130 | €110 | €44 | ▼ 60.3% |
| Cash at bank and in hand54/58 | €98 | €158 | €130 | €110 | €44 | ▼ 60.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €275k | €275k | €275k | €275k | €275k | = |
| Equity10/15 | €49k | €93k | €172k | €271k | €269k | ▼ 0.6% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Reserves13 | €45k | €88k | €167k | €266k | €265k | ▼ 0.3% |
| Distributable reserves133 | €45k | €88k | €167k | €266k | €265k | ▼ 0.3% |
| Profit (loss) carried forward14 | €384 | €1k | €880 | €810 | - | - |
| Amounts payable17/49 | €226k | €182k | €103k | €4k | €6k | ▲ 33.9% |
| Amounts payable within one year42/48 | €226k | €182k | €103k | €4k | €6k | ▲ 33.9% |
| Trade debts44 | €14 | - | - | - | - | - |
| Suppliers440/4 | €14 | - | - | - | - | - |
| Other amounts payable47/48 | €226k | €182k | €103k | €4k | €6k | ▲ 33.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €44k | €79k | €99k | €-2k | ▼ 102% |
| Operating cash flow (approximation) | €49k | €44k | €79k | €99k | €-2k | ▼ 102% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €60 | €-28 | €-19 | €-67 | ▼ 246% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €99k ▲25.7%
Operating result €-978, net result €99k, both a record.
31-12
Financial
Equity above €200kEq €271k ▲57.6%
4 profitable years in a row build equity to €271k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €172k ▲84.5%
3 profitable years in a row build equity to €172k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
246 m²
Building footprint
138 m²
Volume, LiDAR
961 m³
Parcel 11364F0561/00F000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ROC Holding
since 20202.301.588.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0561/00F000 | Flanders | 246 m² | 1 · 138 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded11-03-2020
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.