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roc & co

Active
Private limited companyfounded 20242 yrs activeWarandestraat 16, 3500 Hasselt, BelgiumKBO/BCE: BE 1005.581.281
Summary

roc & co has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,685 and a net result of €31,617. Its solvency ranks better than 24% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€179,341total assets 2025
Equity
€37,685
Profit
€31,617
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 60 d early1 of 3 deeds read
Why 88- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.09, cash €32,195+ Size: total assets €179,341Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 46+1
equity 21.0% of total assets
Liquidity 56-4
short-term debt 35.7% · cash 18.0%
Profitability 91+40
return on assets 17.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 4 months 07-2026: 0.3%highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%▼ -1.9% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 1.09, cash €32,195 lowers the probability
  • Size: total assets €179,341 lowers the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.25 in 2024; short-term debt: 35.7% and cash: 18% of total assets), and 79% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 24%, liquidity 47%, profitability 61%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 1.09, cash €32,195
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €179,341
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 34931 sector peers (2025).
NBB · sector comparison
Position among 34931 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
60 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20252 fiscal years filed €179,341 View
  • Active since 2024founded 02-02-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€179,341
Profit
€31,617
Solvency
21.0%
Total assets▲ 489%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 01-06-2026Annual accounts filed
  2. 30-03-2026Registered office
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
02-02-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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