ROBUST GROWTH
ActiveROBUST GROWTH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €5k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 6.62 against 9.29 in 2024; short-term debt: 13.8% and cash: 51.2% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
60 d early
2024
85 d early
2023
76 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 14.1%
2024 · €39k
2023: €28k
2024: €39k
2023 → 2025
Total assets
€51k▲ 19.1%
2024 · €43k
2023: €34k
2024: €43k
2023 → 2025
Net result
€5k▼ 49.0%
2024 · €11k
2023: €26k
2024: €11k
2023 → 2025
Working capital
€40k▲ 11.1%
2024 · €36k
2023: €23k
2024: €36k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€39k▲ 38.0%€44k▲ 14.1%
Operating result€36k-€14k▼ 61.8%€7k▼ 50.7%
Net result€26k-€11k▼ 59.0%€5k▼ 49.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€4k▲ 49.4%
Current assets
€47k▲ 16.8%
Equity and liabilities €51k
Equity
€44k▲ 14.1%
Debt
€7k▲ 63.9%
The debt ratio rises from 10.0% to 13.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €16k
Cash flow
€8k▼
2024 · €13k
Solvency
86.2%▼
2024 · 90.0%
Current ratio
6.62▼
2024 · 9.29
Quick ratio
6.62▼
2024 · 9.29
Debt / equity
0.16▲
2024 · 0.11
ROE
12.3%▼
2024 · 27.6%
ROA
10.6%▼
2024 · 24.8%
Interest coverage
77.54▼
2024 · 117.29
Debt
€7k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €4k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€51k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€3k▼
Current assets29/58€40k€47k▲
Amounts receivable after more than one year29€20k€17k▼
Other amounts receivable291€20k€17k▼
Amounts receivable within one year40/41€6k€4k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€13k€26k▲
Equity and liabilities
Total equity and liabilities10/49€43k€51k▲
Equity10/15€39k€44k▲
Contributions10/11€2k€2k=
Reserves13€37k€42k▲
Distributable reserves133€37k€42k▲
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€4k€7k▲
Trade debts44€3k€905▼
Suppliers440/4€3k€905▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€46€141▲
Gross operating margin9900€16k€10k▼
Operating profit (loss)9901€14k€7k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€135€125▼
Recurring financial charges65€135€125▼
Profit (loss) for the period before taxes9903€15k€8k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€5k▼
Transfer to equity691/2€11k€5k▼
To other reserves6921€11k€5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼49%
Net result drops to €5k, the lowest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergwegel 919820 Merelbeke-MelleGround area
409 m²
Building footprint
233 m²
Volume, LiDAR
1,144 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROBUST GROWTH
since 20222.338.512.523
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0432/00E002 | Flanders | 371 m² | 1 · 195 m² | 8.1 m · 1 fl. |
| 44811L0021/00F021 | Flanders | 38 m² | 1 · 38 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end31-12
Abbreviation NL
RG
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.