ROBUR
ActiveROBUR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €26k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+17
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 8.62 against 8.3 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
14.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
30 d early
2023
16 d early
2022
14 d early
2021
11 d early
2020
33 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€164k▲ 18.8%
2024 · €138k
2018: €31k
2019: €33k
2020: €89k
2021: €92k
2022: €104k
2023: €127k
2024: €138k
2018 → 2025
Total assets
€181k▲ 14.9%
2024 · €158k
2018: €106k
2019: €112k
2020: €113k
2021: €115k
2022: €122k
2023: €144k
2024: €158k
2018 → 2025
Net result
€26k▲ 51.4%
2024 · €17k
2018: €8k
2019: €2k
2020: €56k
2021: €7k
2022: €12k
2023: €23k
2024: €17k
2018 → 2025
Working capital
€137k▲ 3.3%
2024 · €132k
2018: €58k
2019: €2k
2020: €66k
2021: €75k
2022: €89k
2023: €120k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€104k▲ 12.9%€127k▲ 22.0%€138k▲ 8.5%€164k▲ 18.8%
Operating result€13k-€18k▲ 35.8%€33k▲ 85.3%€25k▼ 25.0%€39k▲ 59.9%
Net result€7k-€12k▲ 63.1%€23k▲ 92.6%€17k▼ 25.4%€26k▲ 51.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 60% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€27k▲ 257%
Current assets
€155k▲ 2.8%
Equity and liabilities €181k
Equity
€164k▲ 18.8%
Debt
€18k▼ 11.5%
The debt ratio falls from 12.8% to 9.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▲
2024 · €28k
Cash flow
€32k▲
2024 · €20k
Solvency
90.1%▲
2024 · 87.2%
Current ratio
8.62▲
2024 · 8.30
Quick ratio
8.62▲
2024 · 8.30
Debt / equity
0.11▼
2024 · 0.15
ROE
15.8%▲
2024 · 12.4%
ROA
14.3%▲
2024 · 10.8%
Interest coverage
15.52▼
2024 · 44.64
Debt
€18k▼
2024 · €20k
Debt ≤ 1 year
€18k▼
2024 · €18k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€181k▲
Fixed assets21/28€8k€27k▲
Tangible fixed assets22/27€8k€27k▲
Plant, machinery and equipment23€1k€855▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€3k€24k▲
Current assets29/58€150k€155k▲
Amounts receivable after more than one year29€60k€60k=
Other amounts receivable291€60k€60k=
Amounts receivable within one year40/41€16k€16k▲
Trade receivables40€16k€16k▲
Other amounts receivable41€57€0▼
Cash at bank and in hand54/58€71k€75k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€158k€181k▲
Equity10/15€138k€164k▲
Contributions10/11€6k€6k=
Reserves13€131k€157k▲
Distributable reserves133€131k€157k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€18k▼
Amounts payable within one year42/48€18k€18k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€10k€12k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€512€613▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€31k€46k▲
Operating profit (loss)9901€25k€39k▲
Financial income75/76B€600€600=
Recurring financial income75€600€600=
Financial charges65/66B€625€3k▲
Recurring financial charges65€625€3k▲
Profit (loss) for the period before taxes9903€25k€37k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€17k€26k▲
Profit (loss) for the period to be appropriated9905€17k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€26k▲
Transfer from equity791/2€6k€0▼
Transfer to equity691/2€17k€26k▲
To other reserves6921€17k€26k▲
Profit to be distributed694/7€6k€0▼
Return on contributions (dividend)694€6k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €164k ▲18.8%
8 profitable years in a row build equity to €164k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲12.9%
5 profitable years in a row build equity to €104k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €56k ▲2331%
Operating result €75k, net result €56k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.84
Current ratio from 1.02 to 3.84; short-term debt falls from €77k to €23k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €2k ▼70%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hindenlaan 103550 Heusden-ZolderGround area
1,294 m²
Building footprint
152 m²
Volume, LiDAR
654 m³
Parcel 71462D0620/00B002, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROBUR
since 20092.183.553.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0620/00B002 | Flanders | 1,294 m² | 1 · 152 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 382 EUR awarded · 191 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 122 EUR | 0 EUR |
| 2024 | 1 | 78 EUR | 78 EUR |
| 2023 | 1 | 182 EUR | 113 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,136 companies in sector 71209 we hold annual accounts for 1,079. 823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2009
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.