Robsa Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €117k and a net result of €31k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 39% of 8013 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €117k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
28 d early
2022
1 d early
2021
19 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 36.3%
2024 · €86k
2020: €85k
2021: €156k
2022: €218k
2023: €76k
2024: €86k
2020 → 2025
Net result
€31k▲ 228%
2024 · €10k
2020: €70k
2021: €71k
2022: €62k
2023: €61k
2024: €10k
2020 → 2025
Total assets
€311k▲ 16.5%
2024 · €267k
2020: €136k
2021: €171k
2022: €236k
2023: €337k
2024: €267k
2020 → 2025
Solvency
37.7%▲ 5.5pp
2024 · 32.2%
2020: 62.8%
2021: 91.1%
2022: 92.3%
2023: 22.7%
2024: 32.2%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€218k▲ 39.7%€76k▼ 64.9%€86k▲ 12.5%€117k▲ 36.3%
Operating result€90k-€80k▼ 11.4%€88k▲ 9.7%€16k▼ 81.8%€48k▲ 202%
Net result€71k-€62k▼ 12.4%€61k▼ 0.6%€10k▼ 84.5%€31k▲ 228%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 202% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€56k▼ 30.9%
Current assets
€256k▲ 36.9%
Equity and liabilities €311k
Equity
€117k▲ 36.3%
Debt
€194k▲ 7.1%
The debt ratio falls from 67.8% to 62.3%. Equity and debt are higher.
Key figures and ratios
Solvency
37.7%▲
2024 · 32.2%
ROE
26.6%▲
2024 · 11.1%
ROA
10.0%▲
2024 · 3.6%
Debt
€194k▲
2024 · €181k
Debt ≤ 1 year
€194k▲
2024 · €181k
Income taxes
€17k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€311k▲
Fixed assets21/28€81k€56k▼
Intangible fixed assets21€252€0▼
Tangible fixed assets22/27€80k€56k▼
Plant, machinery and equipment23€554€0▼
Furniture and vehicles24€80k€56k▼
Current assets29/58€187k€256k▲
Amounts receivable within one year40/41-€13k
Trade receivables40-€12k
Other amounts receivable41-€480
Cash at bank and in hand54/58€184k€240k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€267k€311k▲
Equity10/15€86k€117k▲
Contributions10/11€15k€15k=
Reserves13€71k€102k▲
Distributable reserves133€71k€102k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€181k€194k▲
Amounts payable within one year42/48€181k€194k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€173k€186k▲
Accrued charges and deferred income492/3€162€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€574€994▲
Gross operating margin9900€45k€78k▲
Operating profit (loss)9901€16k€48k▲
Financial charges65/66B€462€382▼
Recurring financial charges65€462€382▼
Profit (loss) for the period before taxes9903€15k€48k▲
Income taxes67/77€6k€17k▲
Profit (loss) for the period9904€10k€31k▲
Profit (loss) for the period to be appropriated9905€10k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€31k▲
Transfer from equity791/2€0-
Transfer to equity691/2€10k€31k▲
To other reserves6921€10k€31k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €117k ▲36.3%
6 profitable years in a row build equity to €117k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼84.5%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €218k ▲39.7%
3 profitable years in a row build equity to €218k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €71k ▲0.5%
Operating result €90k, net result €71k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 12.15
Current ratio from 2.83 to 12.15; short-term debt falls from €41k to €13k.
31-12
Financial
Equity above €150kEq €156k ▲82.8%
2 profitable years in a row build equity to €156k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Max Temmermanlaan (Heide) 30A2920 KalmthoutGround area
94 m²
Building footprint
92 m²
Volume, LiDAR
592 m³
Parcel 11022F0001/00Z110, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Robsa Management
since 20202.301.056.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0001/00Z110 | Flanders | 94 m² | 1 · 92 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RT-COMPANY
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.