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ROBRU

Active
Private limited companyfounded 20232 yrs activeGijverinkhovestraat 2, 8691 Alveringem, BelgiumKBO/BCE: BE 1002.223.794
Summary

ROBRU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€696,995) and a net result of -€497,206. Its solvency ranks better than 5% of 5558 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5558 sector peers (2025).
NBB · sector comparison
Position among 5558 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
46 d late
2024
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 November 2023, ROBRU was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€696,995▼ 249%
2024 · -€199,789
Net result
-€497,206▼ 143%
2024 · -€204,789
Total assets
€13.2m▲ 582%
2024 · €1.9m
Solvency
-5.3%▲ 5.0pp
2024 · -10.3%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€219,601--€498,616▼ 127%
Net result-€204,789--€497,206▼ 143%
Equity-€199,789--€696,995▼ 249%
Total assets€1.9m-€13.2m▲ 582%
Debt€2.1m-€13.9m▲ 550%
Working capital€678,668-€305,077▼ 55.0%
Solvency-10.3%--5.3%▲ 5.0pp
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2024: -€219,601-€219,601Net result 2024: -€204,789-€204,789Operating result 2025: -€498,616-€498,616Net result 2025: -€497,206-€497,20620242025-€600,000-€400,000-€200,000€0Operating result 2024: -€219,601-€220,000Net result 2024: -€204,789-€205,000Operating result 2025: -€498,616-€499,000Net result 2025: -€497,206-€497,00020242025
The operating result stays negative: a loss of €498,616 in 2025 against €219,601 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.2m
Fixed assets €12.6m ▲ 921%
Current assets €587,666 ▼ 16.0%
Key figures and ratios
2025 value · change against 2024
ROA
-3.8%▲
2024 · -10.6%
Debt ≤ 1 year
€282,589▲
2024 · €20,584
Debt > 1 year
€13.6m▲
2024 · €2.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€13.2m▲
Fixed assets21/28€1.2m€12.6m▲
Tangible fixed assets22/27€1.2m€12.5m▲
Land and buildings22€1.2m€9.8m▲
Furniture and vehicles24€32,348€151,866▲
Assets under construction and advance payments27-€2.6m
Financial fixed assets28-€100,000
Current assets29/58€699,251€587,666▼
Amounts receivable within one year40/41€111,793€97,156▼
Trade receivables40€102,100€92,700▼
Other amounts receivable41€9,693€4,456▼
Current investments50/53€512,000€218,400▼
Cash at bank and in hand54/58€75,459€225,310▲
Deferred charges and accrued income490/1-€46,800
Equity and liabilities
Total equity and liabilities10/49€1.9m€13.2m▲
Equity10/15-€199,789-€696,995▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€204,789-€701,995▼
Amounts payable17/49€2.1m€13.9m▲
Amounts payable after more than one year17€2.1m€13.6m▲
Financial debts170/4€2.1m€13.6m▲
Amounts payable within one year42/48€20,584€282,589▲
Trade debts44€20,584€200,321▲
Suppliers440/4€20,584€200,321▲
Taxes, remuneration and social security45-€82,268
Taxes450/3-€82,268
Accrued charges and deferred income492/3-€2,029
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148,278€86,230▼
Other operating charges640/8€426€3,822▲
Gross operating margin9900-€70,897-€408,564▼
Operating profit (loss)9901-€219,601-€498,616▼
Financial income75/76B€14,860€1,685▼
Recurring financial income75€14,860€1,685▼
Financial charges65/66B€49€275▲
Recurring financial charges65€49€275▲
Profit (loss) for the period before taxes9903-€204,789-€497,206▼
Profit (loss) for the period9904-€204,789-€497,206▼
Profit (loss) for the period to be appropriated9905-€204,789-€497,206▼
Appropriation of the result
Profit (loss) to be appropriated9906-€204,789-€701,995▼
Profit (loss) brought forward from the previous period14P--€204,789

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148,278€86,230▼ 41.8%
Other operating charges640/8€426€3,822▲ 797%
Gross operating margin9900-€70,897-€408,564▼ 476%
Operating profit (loss)9901-€219,601-€498,616▼ 127%
Financial income75/76B€14,860€1,685▼ 88.7%
Recurring financial income75€14,860€1,685▼ 88.7%
Financial charges65/66B€49€275▲ 467%
Recurring financial charges65€49€275▲ 467%
Profit (loss) for the period before taxes9903-€204,789-€497,206▼ 143%
Profit (loss) for the period9904-€204,789-€497,206▼ 143%
Profit (loss) for the period to be appropriated9905-€204,789-€497,206▼ 143%
Line20242025Change
Assets
Total assets20/58€1.9m€13.2m▲ 582%
Fixed assets21/28€1.2m€12.6m▲ 921%
Tangible fixed assets22/27€1.2m€12.5m▲ 912%
Land and buildings22€1.2m€9.8m▲ 713%
Furniture and vehicles24€32,348€151,866▲ 369%
Assets under construction and advance payments27-€2.6m-
Financial fixed assets28-€100,000-
Current assets29/58€699,251€587,666▼ 16.0%
Amounts receivable within one year40/41€111,793€97,156▼ 13.1%
Trade receivables40€102,100€92,700▼ 9.2%
Other amounts receivable41€9,693€4,456▼ 54.0%
Current investments50/53€512,000€218,400▼ 57.3%
Cash at bank and in hand54/58€75,459€225,310▲ 199%
Deferred charges and accrued income490/1-€46,800-
Equity and liabilities
Total equity and liabilities10/49€1.9m€13.2m▲ 582%
Equity10/15-€199,789-€696,995▼ 249%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€204,789-€701,995▼ 243%
Amounts payable17/49€2.1m€13.9m▲ 550%
Amounts payable after more than one year17€2.1m€13.6m▲ 543%
Financial debts170/4€2.1m€13.6m▲ 543%
Amounts payable within one year42/48€20,584€282,589▲ 1,273%
Trade debts44€20,584€200,321▲ 873%
Suppliers440/4€20,584€200,321▲ 873%
Taxes, remuneration and social security45-€82,268-
Taxes450/3-€82,268-
Accrued charges and deferred income492/3-€2,029-
Line20242025Change
Profit (loss) for the period9904-€204,789-€497,206▼ 143%
+ Depreciation and write-downs630€148,278€86,230▼ 41.8%
Operating cash flow (approximation)-€56,511-€410,976▼ 627%
Investment in fixed assets (approximation)--€11.4m-
Change in cash-€149,851-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 46 days late
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.4 ha
Building footprint
225 m²
Volume, LiDAR
1,244 m³
Parcel 38010B0008/00H000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
ROBRU
Gijverinkhovestraat 2, 8691 AlveringemFinancial service activities, except insurance and pension funding
since 20232.352.941.470
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38010B0008/00H000 Flanders 1.4 ha 1 · 225 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,771. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy

Scores and ratios are computed by Checked and are not a credit decision.