Robrecht Timmermans
ActiveRobrecht Timmermans has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €96k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100▲+32
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 1.41 in 2024; short-term debt: 17.6% and cash: 8.1% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
25.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €289k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
90 d early
2022
4 d early
2021
23 d late
2020
18 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▲ 50.1%
2024 · €192k
2018: €511k
2019: €455k
2020: €166k
2021: €163k
2022: €173k
2023: €112k
2024: €192k
2018 → 2025
Total assets
€378k▼ 15.3%
2024 · €447k
2018: €686k
2019: €696k
2020: €581k
2021: €527k
2022: €535k
2023: €576k
2024: €447k
2018 → 2025
Net result
€96k▲ 0.7%
2024 · €96k
2018: €-27k
2019: €42k
2020: €-13k
2021: €-3k
2022: €10k
2023: €62k
2024: €96k
2018 → 2025
Working capital
€183k▲ 104%
2024 · €90k
2018: €376k
2019: €326k
2020: €50k
2021: €58k
2022: €66k
2023: €-16k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€173k▲ 6.3%€112k▼ 35.0%€192k▲ 71.1%€289k▲ 50.1%
Operating result€-12k-€41k€77k▲ 89.9%€135k▲ 74.6%€150k▲ 11.5%
Net result€-3k-€10k€62k▲ 507%€96k▲ 54.0%€96k▲ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€128k▼ 6.1%
Current assets
€250k▼ 19.4%
Equity and liabilities €378k
Equity
€289k▲ 50.1%
Provisions
€15k
Debt
€75k▼ 70.5%
The debt ratio falls from 56.9% to 19.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€182k▲
2024 · €165k
Cash flow
€128k▲
2024 · €126k
Solvency
76.3%▲
2024 · 43.1%
Current ratio
3.75▲
2024 · 1.41
Quick ratio
3.75▲
2024 · 1.41
Debt / equity
0.26▼
2024 · 1.32
ROE
33.4%▼
2024 · 49.8%
ROA
25.5%▲
2024 · 21.4%
Interest coverage
17.11▲
2024 · 14.32
Debt
€75k▼
2024 · €254k
Debt ≤ 1 year
€67k▼
2024 · €220k
Debt > 1 year
€4k▼
2024 · €12k
Income taxes
€45k▲
2024 · €38k
Staff costs
€96k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€447k€378k▼
Fixed assets21/28€137k€128k▼
Intangible fixed assets21€3k€0▼
Tangible fixed assets22/27€134k€128k▼
Land and buildings22€89k€97k▲
Furniture and vehicles24€45k€31k▼
Current assets29/58€310k€250k▼
Amounts receivable within one year40/41€260k€218k▼
Trade receivables40€260k€13k▼
Other amounts receivable41€0€205k▲
Current investments50/53€7k€0▼
Cash at bank and in hand54/58€19k€31k▲
Deferred charges and accrued income490/1€24k€1k▼
Equity and liabilities
Total equity and liabilities10/49€447k€378k▼
Equity10/15€192k€289k▲
Contributions10/11€6k€6k=
Reserves13€186k€283k▲
Tax-exempt reserves132€935€935=
Distributable reserves133€185k€282k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16-€15k
Provisions for liabilities and charges160/5-€15k
Other liabilities and charges164/5-€15k
Amounts payable17/49€254k€75k▼
Amounts payable after more than one year17€12k€4k▼
Financial debts170/4€12k€4k▼
Amounts payable within one year42/48€220k€67k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€54k€30k▼
Suppliers440/4€54k€30k▼
Taxes, remuneration and social security45€69k€12k▼
Taxes450/3€45k€12k▼
Remuneration and social security454/9€23k€114▼
Other amounts payable47/48€90k€17k▼
Accrued charges and deferred income492/3€22k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€118k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€32k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€15k
Other operating charges640/8€49k€50k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€331k€346k▲
Operating profit (loss)9901€135k€150k▲
Financial income75/76B€11k€2k▼
Recurring financial income75€11k€2k▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€134k€141k▲
Income taxes67/77€38k€45k▲
Profit (loss) for the period9904€96k€96k▲
Profit (loss) for the period to be appropriated9905€96k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€96k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€16k€0▼
Transfer to equity691/2€96k€96k▲
To other reserves6921€96k€96k▲
Profit to be distributed694/7€16k€0▼
Return on contributions (dividend)694€16k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €96k ▲0.7%
Operating result €150k, net result €96k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.75
Current ratio from 1.41 to 3.75; short-term debt falls from €220k to €67k.
31-12
Financial
Equity above €200kEq €289k ▲50.1%
4 profitable years in a row build equity to €289k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €150kEq €192k ▲71.1%
3 profitable years in a row build equity to €192k.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 289600 RonseGround area
1,739 m²
Building footprint
739 m²
Volume, LiDAR
10,431 m³
Parcel 45423E0405/00E000, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0405/00E000 | Flanders | 1,739 m² | 1 · 739 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
H²G
BE 0821.276.927
Linkebeek · Eq €289k
Noyon Frederic
BE 0842.041.162
Nivelles · Eq €284k
Juncto
BE 0778.819.433
Leuven · Eq €284k
Malcorps & Beelen Gerechtsdeurwaarders
BE 0738.552.060
Hasselt · Eq €283k
Huissiers de Justice Mons-Hainaut
BE 0633.797.010
Mons · Eq €294k
Of 1,020 companies in sector 69103 we hold annual accounts for 611. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2007
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
74113
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.