ROBRECHT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €928k and a net result of €157k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 5523 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
30 d early
2023
44 d early
2022
38 d early
2021
27 d early
2020
25 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€928k▲ 19.8%
2024 · €775k
2018: €167k
2019: €333k
2020: €439k
2021: €539k
2022: €595k
2023: €692k
2024: €775k
2018 → 2025
Net result
€157k▲ 81.8%
2024 · €87k
2018: €137k
2019: €171k
2020: €171k
2021: €104k
2022: €60k
2023: €102k
2024: €87k
2018 → 2025
Total assets
€1.51M▲ 7.3%
2024 · €1.41M
2018: €377k
2019: €535k
2020: €1.18M
2021: €1.25M
2022: €1.31M
2023: €1.37M
2024: €1.41M
2018 → 2025
Solvency
61.4%▲ 6.4pp
2024 · 55.0%
2018: 44.1%
2019: 62.3%
2020: 37.3%
2021: 43.1%
2022: 45.3%
2023: 50.6%
2024: 55.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€539k-€595k▲ 10.4%€692k▲ 16.4%€775k▲ 11.9%€928k▲ 19.8%
Operating result€224k-€188k▼ 16.3%€201k▲ 7.2%€186k▼ 7.7%€269k▲ 44.6%
Net result€104k-€60k▼ 42.3%€102k▲ 69.8%€87k▼ 15.0%€157k▲ 81.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.22M▼ 1.1%
Current assets
€294k▲ 65.5%
Equity and liabilities €1.51M
Equity
€928k▲ 19.8%
Provisions
€403k▼ 11.3%
Debt
€182k▲ 0.7%
The debt ratio falls from 12.8% to 12.0%. Equity and debt are higher.
Key figures and ratios
Solvency
61.4%▲
2024 · 55.0%
ROE
17.0%▲
2024 · 11.2%
ROA
10.4%▲
2024 · 6.1%
Debt
€182k▲
2024 · €180k
Debt ≤ 1 year
€182k▲
2024 · €180k
Income taxes
€52k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.51M▲
Fixed assets21/28€1.23M€1.22M▼
Tangible fixed assets22/27€554k€540k▼
Land and buildings22€554k€540k▼
Financial fixed assets28€678k€678k=
Current assets29/58€178k€294k▲
Amounts receivable within one year40/41€35k€39k▲
Trade receivables40€31k€38k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€143k€255k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.51M▲
Equity10/15€775k€928k▲
Contributions10/11€19k€19k=
Reserves13€312k€312k=
Distributable reserves133€312k€312k=
Profit (loss) carried forward14€444k€598k▲
Provisions and deferred taxes16€454k€403k▼
Provisions for liabilities and charges160/5€454k€403k▼
Other liabilities and charges164/5€454k€403k▼
Amounts payable17/49€180k€182k▲
Amounts payable within one year42/48€180k€182k▲
Trade debts44€1k€271▼
Suppliers440/4€1k€271▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€179k€179k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€200k€283k▲
Operating profit (loss)9901€186k€269k▲
Financial income75/76B€600€601▲
Recurring financial income75€600€601▲
Financial charges65/66B€71k€59k▼
Recurring financial charges65€71k€59k▼
Profit (loss) for the period before taxes9903€116k€210k▲
Income taxes67/77€29k€52k▲
Profit (loss) for the period9904€87k€157k▲
Profit (loss) for the period to be appropriated9905€87k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€448k€602k▲
Profit (loss) brought forward from the previous period14P€362k€444k▲
Profit to be distributed694/7€4k€4k=
Return on contributions (dividend)694€4k€4k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €60k ▼42.3%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €539k ▲22.8%
4 profitable years in a row build equity to €539k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.41
Current ratio from 0.59 to 1.41; short-term debt falls from €237k to €211k.
31-12
Financial
Equity above €200kEq €333k ▲100%
2 profitable years in a row build equity to €333k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirebeekstraat 289031 GentGround area
2,862 m²
Building footprint
328 m²
Volume, LiDAR
1,819 m³
Parcel 44017A0339/00B000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meirebeekstraat 28, 9031 Gent
since 20022.114.343.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A0339/00B000 | Flanders | 2,862 m² | 1 · 328 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2002
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:residentie@hofterlinden.be