ROBIN DAVID
ActiveROBIN DAVID has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €23k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency100▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.18 against 2.32 in 2024; short-term debt: 15.6% and cash: 1.7% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
10 d early
2023
20 d late
2022
16 d late
2021
22 d late
2020
25 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 48.6%
2024 · €47k
2018: €19k
2019: €22k
2020: €29k
2021: €43k
2022: €41k
2023: €50k
2024: €47k
2018 → 2025
Total assets
€84k▲ 2.0%
2024 · €82k
2018: €56k
2019: €61k
2020: €49k
2021: €61k
2022: €77k
2023: €84k
2024: €82k
2018 → 2025
Net result
€23k
2024 · €-3k
2018: €-9k
2019: €2k
2020: €8k
2021: €14k
2022: €-3k
2023: €10k
2024: €-3k
2018 → 2025
Working capital
€68k▲ 48.2%
2024 · €46k
2018: €28k
2019: €24k
2020: €29k
2021: €42k
2022: €39k
2023: €50k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€41k▼ 6.0%€50k▲ 23.3%€47k▼ 5.8%€71k▲ 48.6%
Operating result€22k-€845▼ 96.2%€16k▲ 1,803%€-282€37k
Net result€14k-€-3k€10k€-3k€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €282 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€3k▲ 59.7%
Current assets
€81k▲ 0.7%
Equity and liabilities €84k
Equity
€71k▲ 48.6%
Debt
€13k▼ 62.2%
The debt ratio falls from 42.1% to 15.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €411
Cash flow
€24k▲
2024 · €-2k
Solvency
84.4%▲
2024 · 57.9%
Current ratio
6.18▲
2024 · 2.32
Quick ratio
6.18▲
2024 · 2.32
Debt / equity
0.19▼
2024 · 0.73
ROE
32.7%▲
2024 · -6.1%
ROA
27.6%▲
2024 · -3.6%
Interest coverage
9.02▲
2024 · 0.13
Debt
€13k▼
2024 · €35k
Debt ≤ 1 year
€13k▼
2024 · €35k
Income taxes
€11k▲
2024 · €704
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€84k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€525€583▲
Current assets29/58€80k€81k▲
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Amounts receivable within one year40/41€60k€59k▼
Trade receivables40€44k€37k▼
Other amounts receivable41€16k€22k▲
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€187-
Equity and liabilities
Total equity and liabilities10/49€82k€84k▲
Equity10/15€47k€71k▲
Contributions10/11€19k€19k=
Reserves13€32k€52k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€50k▲
Profit (loss) carried forward14€-3k€2▲
Amounts payable17/49€35k€13k▼
Amounts payable within one year42/48€35k€13k▼
Financial debts43€11k-
Credit institutions430/8€11k-
Trade debts44€18k€2k▼
Suppliers440/4€18k€2k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€404-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€693€782▲
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A-€217
Gross operating margin9900€8k€40k▲
Operating profit (loss)9901€-282€37k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-2k€34k▲
Income taxes67/77€704€11k▲
Profit (loss) for the period9904€-3k€23k▲
Profit (loss) for the period to be appropriated9905€-3k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€20k▲
Profit (loss) brought forward from the previous period14P€12€-3k▼
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 6.18
Current ratio from 2.32 to 6.18; short-term debt falls from €35k to €13k.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Oscar Genot(FW) 465020 NamurGround area
3,201 m²
Building footprint
66 m²
Volume, LiDAR
300 m³
Parcel 92043C0122/00D000, Wallonia · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROBIN DAVID
since 20092.177.040.185
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92043C0122/00D000 | Wallonia | 3,201 m² | 1 · 66 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2009
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:robin.dav@hotmail.com
Phone:0477/520755