Robima
ActiveSummary
Robima has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.74M and a net result of €348k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+5
Solvency85▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €450k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 3.69 in 2024; short-term debt: 7.6% and cash: 2.5% of total assets), and 40.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
20 d early
2023
2 d early
2022
71 d late
2021
3 d early
2020
4 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€5.74M▲ 6.4%
2024 · €5.39M
Total assets
€9.60M▼ 15.3%
2024 · €11.34M
Net result
€348k▲ 14.4%
2024 · €304k
Working capital
€905k▼ 41.1%
2024 · €1.54M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€213k▼ 78.0%€407k▲ 91.5%€467k▲ 14.6%€388k▼ 16.9%€417k▲ 7.5%
Net result€170k▼ 71.8%€302k▲ 77.5%€314k▲ 4.0%€304k▼ 3.2%€348k▲ 14.4%
Equity€4.47M▲ 3.9%€4.77M▲ 6.7%€5.09M▲ 6.6%€5.39M▲ 6.0%€5.74M▲ 6.4%
Total assets€9.37M▼ 1.0%€9.35M▼ 0.3%€9.11M▼ 2.6%€11.34M▲ 24.5%€9.60M▼ 15.3%
Debt€4.63M▼ 5.1%€4.31M▼ 6.9%€3.77M▼ 12.5%€5.71M▲ 51.5%€3.64M▼ 36.3%
Working capital€1.79M▲ 2.1%€1.90M▲ 6.0%€1.97M▲ 3.8%€1.54M▼ 22.1%€905k▼ 41.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.60M
Fixed assets
€7.96M ▼ 13.7%
Current assets
€1.64M ▼ 22.3%
Equity and liabilities €9.60M
Equity
€5.74M ▲ 6.4%
Provisions
€221k ▼ 6.3%
Debt
€3.64M ▼ 36.3%
Debt's share of the balance-sheet total falls from 50.4% to 37.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€701k▼
2024 · €763k
Cash flow
€632k▼
2024 · €679k
Current ratio
2.24▼
2024 · 3.69
Quick ratio
1.03▼
2024 · 2.06
Debt to equity
0.63▼
2024 · 1.06
ROE
6.1%▲
2024 · 5.6%
ROA
3.6%▲
2024 · 2.7%
Interest coverage
6.48▲
2024 · 5.47
Debt ≤ 1 year
€732k▲
2024 · €571k
Debt > 1 year
€2.16M▼
2024 · €4.37M
Income taxes
€171k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €261k | €270k | €254k | €375k | €285k | ▼ 24.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €858 | - | - | - | - | - |
| Other operating charges640/8 | €32k | €31k | €35k | €38k | €41k | ▲ 7.0% |
| Non-recurring operating charges66A | €168k | - | - | - | €22k | - |
| Gross operating margin9900 | €674k | €709k | €756k | €801k | €764k | ▼ 4.6% |
| Operating profit (loss)9901 | €213k | €407k | €467k | €388k | €417k | ▲ 7.5% |
| Financial income75/76B | €20k | €161k | €48k | €145k | €195k | ▲ 35.1% |
| Recurring financial income75 | €20k | €161k | €48k | €145k | €195k | ▲ 35.1% |
| Financial charges65/66B | €6k | €164k | €145k | €140k | €108k | ▼ 22.5% |
| Recurring financial charges65 | €173k | €164k | €145k | €140k | €108k | ▼ 22.5% |
| Non-recurring financial charges66B | €-168k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €227k | €404k | €370k | €393k | €504k | ▲ 28.3% |
| Transfer from deferred taxes780 | €9k | €10k | €13k | €14k | €15k | ▲ 5.8% |
| Income taxes67/77 | €66k | €113k | €70k | €103k | €171k | ▲ 66.1% |
| Profit (loss) for the period9904 | €170k | €302k | €314k | €304k | €348k | ▲ 14.4% |
| Transfer from tax-exempt reserves789 | €28k | €164k | €119k | €295k | €62k | ▼ 79.1% |
| Transfer to tax-exempt reserves689 | - | €118k | €118k | €118k | €105k | ▼ 10.7% |
| Profit (loss) for the period to be appropriated9905 | €198k | €348k | €315k | €481k | €304k | ▼ 36.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.37M | €9.35M | €9.11M | €11.34M | €9.60M | ▼ 15.3% |
| Fixed assets21/28 | €6.89M | €6.63M | €6.41M | €9.23M | €7.96M | ▼ 13.7% |
| Tangible fixed assets22/27 | €6.83M | €6.62M | €6.40M | €7.56M | €7.33M | ▼ 3.0% |
| Land and buildings22 | - | - | €84k | €82k | €61k | ▼ 26.0% |
| Plant, machinery and equipment23 | - | - | - | €5k | €4k | ▼ 22.5% |
| Furniture and vehicles24 | €324 | €162 | €0 | - | €10k | - |
| Other tangible fixed assets26 | €6.83M | €6.62M | €6.31M | €7.47M | €7.26M | ▼ 2.9% |
| Financial fixed assets28 | €51k | €14k | €14k | €1.67M | €628k | ▼ 62.4% |
| Current assets29/58 | €2.49M | €2.72M | €2.69M | €2.11M | €1.64M | ▼ 22.3% |
| Stocks and contracts in progress3 | €928k | €928k | €928k | €928k | €880k | ▼ 5.2% |
| Stocks30/36 | €928k | €928k | €928k | €928k | €880k | ▼ 5.2% |
| Amounts receivable within one year40/41 | €78k | €105k | €18k | €22k | €158k | ▲ 634% |
| Trade receivables40 | €945 | €17k | €18k | €22k | €154k | ▲ 615% |
| Other amounts receivable41 | €77k | €87k | €0 | - | €4k | - |
| Current investments50/53 | €1.27M | €1.54M | €1.54M | €896k | €356k | ▼ 60.2% |
| Cash at bank and in hand54/58 | €213k | €136k | €207k | €262k | €242k | ▼ 7.6% |
| Deferred charges and accrued income490/1 | €2k | €8k | €2k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.37M | €9.35M | €9.11M | €11.34M | €9.60M | ▼ 15.3% |
| Equity10/15 | €4.47M | €4.77M | €5.09M | €5.39M | €5.74M | ▲ 6.4% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €4.41M | €4.71M | €5.03M | €5.33M | €5.68M | ▲ 6.5% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €1.47M | €1.43M | €1.42M | €1.25M | €1.29M | ▲ 3.5% |
| Distributable reserves133 | €2.93M | €3.28M | €3.60M | €4.08M | €4.38M | ▲ 7.5% |
| Provisions and deferred taxes16 | €273k | €263k | €250k | €236k | €221k | ▼ 6.3% |
| Deferred taxes168 | €273k | €263k | €250k | €236k | €221k | ▼ 6.3% |
| Amounts payable17/49 | €4.63M | €4.31M | €3.77M | €5.71M | €3.64M | ▼ 36.3% |
| Amounts payable after more than one year17 | €3.91M | €3.48M | €3.04M | €4.37M | €2.16M | ▼ 50.6% |
| Financial debts170/4 | €3.91M | €3.48M | €3.04M | €2.60M | €2.16M | ▼ 16.9% |
| Other amounts payable178/9 | - | - | - | €1.78M | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €696k | €816k | €723k | €571k | €732k | ▲ 28.1% |
| Current portion of amounts payable after more than one year42 | €433k | €428k | €436k | €444k | €446k | ▲ 0.4% |
| Financial debts43 | €200k | €250k | €175k | €0 | - | - |
| Credit institutions430/8 | €200k | €250k | €175k | €0 | - | - |
| Trade debts44 | €10k | €24k | €5k | €133 | €5k | ▲ 4,005% |
| Suppliers440/4 | €10k | €24k | €5k | €133 | €5k | ▲ 4,005% |
| Taxes, remuneration and social security45 | €42k | €74k | €67k | €90k | €102k | ▲ 13.0% |
| Taxes450/3 | €42k | €74k | €67k | €90k | €102k | ▲ 13.0% |
| Other amounts payable47/48 | €11k | €40k | €39k | €36k | €178k | ▲ 389% |
| Accrued charges and deferred income492/3 | €20k | €14k | €11k | €767k | €748k | ▼ 2.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €170k | €302k | €314k | €304k | €348k | ▲ 14.4% |
| + Depreciation and write-downs630 | €261k | €270k | €254k | €375k | €285k | ▼ 24.2% |
| Operating cash flow (approximation) | €431k | €572k | €567k | €679k | €632k | ▼ 6.9% |
| Investment in fixed assets (approximation) | - | €-14k | €-36k | €-3.19M | €984k | ▲ 131% |
| Change in cash | - | €-77k | €72k | €55k | €-20k | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €5MEq €5.09M ▲6.6%
6 profitable years in a row build equity to €5.09M.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 71 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €170k ▼71.8%
Net result drops to €170k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €603k ▲11.2%
Operating result €969k, net result €603k, both a record.
31-12
Financial
Liquidity times 7current ratio 3.45
Current ratio from 0.48 to 3.45; short-term debt falls from €4.32M to €715k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 1998
Ground area
2,166 m²
Building footprint
377 m²
Volume, LiDAR
1,742 m³
Parcel 44012B0517/00F000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Robima NV
since 19982.029.581.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0517/00F000 | Flanders | 2,166 m² | 1 · 377 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 2,952 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-12-1977
Fiscal year end31-12
Abbreviation NL
A.B.C. Immo
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.