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ROBERT TERMOTE

Active
Private limited company (pre-2019)founded 1988active for 38 yearsGullegemsestraat(Heu) 47, 8501 Kortrijk, BelgiumKBO/BCE: BE 0434.722.722
Summary

ROBERT TERMOTE has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376,251 and a net result of €13,398. Equity has been stable since 2019 (±1.7% per year). Its solvency ranks better than 92% of 2,391 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-07-1988 Normal situation
Activity
Freight transport by road NACE 49410
Joint committee
140 Paritair Comité voor het vervoer en de logistiek · annual accounts 30-06-2025
Establishment unit
2.039.885.353 8501 Kortrijk, since 29-08-1988
Financial year end
30 June
Peppol
Reachable since 28-11-2025

Board and ownership

Board
  • VERHAEGHE MONIKADirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€164,637
▼ 14.7%
Turnover
≈ €410,000
estimated
Profit
€13,398
▼ 73.4%
Equity
€376,251
▲ 3.7%
Total assets
€441,898
▲ 7.0%
Employees on 30-06-2025
2
=
  • 2025 accounts filed 14 days after the deadline
Filed on 14-02-2026
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Size: 2 FTE, total assets €441,898lowers riskLiquidity: current ratio 6.33, cash €125,028Equity €376,251 (85.1% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 85.1% of total assets
Liquidity 82+7
short-term debt 14.9% · cash 28.3%
Profitability 73-11
return on assets 3.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026highest value 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.33 (7.65 in 2024), above the usual 1.5. Short-term debt is 14.9% and cash 28.3% of total assets. 14.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 92% of them on solvency, 86% on liquidity, 49% on profitability and 45% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Liquidity: current ratio 6.33, cash €125,028
NBB · annual accounts
lowers risk · Equity €376,251 (85.1% of total assets)
NBB · annual accounts
raises risk · Size: 2 FTE, total assets €441,898
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €376,251
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-02-2026, 14 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
14 days late
2024
on the day
2023
6 days early
2022
21 days early
2021
46 days early
2020
11 days early
2019
63 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in land transportsector median 39.1% · 2,391 companies 85.1% View

Comparable companies

These companies have the same main activity as ROBERT TERMOTE: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €323,000 and €689,000, founded between 1983 and 1991.

CompanyTotal assetsGross margin
ROBERT TERMOTE Kortrijk€441,898€164,637
VERVAELE Wingene€537,202€198,049
LUMATO Kruisem€433,988€163,149
TRANS BN Bilzen-Hoeselt€387,831€207,396
BOUWSPECIALITEITEN MERTENS Balen€487,640€124,612
EXELMANS TRANSPORT Scherpenheuvel-Zichem€323,085€173,805
TRANSPORT A. MAES Lichtervelde€688,533€197,817
Full comparison

Key facts about ROBERT TERMOTE

What is the company number of ROBERT TERMOTE?
The company number of ROBERT TERMOTE is 0434.722.722. The VAT number is the same number with BE in front: BE 0434.722.722.
Where is ROBERT TERMOTE based?
The registered office is at Gullegemsestraat(Heu) 47, 8501 Kortrijk.Company details
What does ROBERT TERMOTE do?
According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of ROBERT TERMOTE?
The legal form of ROBERT TERMOTE is Private limited company (pre-2019) (BVBA).
When was ROBERT TERMOTE founded?
ROBERT TERMOTE was founded on 15-07-1988.
Is ROBERT TERMOTE still active?
Yes, ROBERT TERMOTE is an active enterprise in the KBO register.
How many employees does ROBERT TERMOTE have?
ROBERT TERMOTE had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ROBERT TERMOTE fall under?
In its 30-06-2025 annual accounts, ROBERT TERMOTE states joint committee 140 (Paritair Comité voor het vervoer en de logistiek).
What is the turnover of ROBERT TERMOTE?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €164,637 and 79 comparable companies (NACE 49410). It probably lies between €350,000 and €570,000.
Is ROBERT TERMOTE profitable?
In financial year 2025, ROBERT TERMOTE made a profit of €13,398.
Where can I find the annual accounts of ROBERT TERMOTE?
ROBERT TERMOTE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROBERT TERMOTE due?
ROBERT TERMOTE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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