Robert Diffels
ActiveRobert Diffels has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.32M and a net result of €24k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-3
Solvency65▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.04 in 2024; short-term debt: 24% and cash: 4.8% of total assets), and 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
14 d early
2022
24 d early
2021
38 d early
2020
4 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▼ 80.7%
2024 · €126k
2018: €60k
2019: €303k
2020: €299k
2021: €255k
2022: €114k
2023: €128k
2024: €126k
2018 → 2025
Working capital
€268k▲ 714%
2024 · €33k
2018: €21k
2019: €36k
2020: €131k
2021: €-280k
2022: €-103k
2023: €-233k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€943k-€1.05M▲ 11.6%€1.18M▲ 12.5%€1.30M▲ 10.0%€1.32M▲ 1.6%
Operating result€226k-€112k▼ 50.6%€190k▲ 70.0%€227k▲ 19.8%€67k▼ 70.5%
Net result€255k-€114k▼ 55.5%€128k▲ 12.6%€126k▼ 1.7%€24k▼ 80.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.30M
Fixed assets
€2.24M▼ 19.7%
Current assets
€1.06M▲ 15.0%
Equity and liabilities €3.30M
Equity
€1.32M▲ 1.6%
Debt
€1.97M▼ 18.0%
The debt ratio falls from 64.9% to 59.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€941k▼
2024 · €1.13M
Cash flow
€899k▼
2024 · €1.03M
Solvency
40.1%▲
2024 · 35.1%
Current ratio
1.34▲
2024 · 1.04
Quick ratio
0.87▼
2024 · 0.93
Debt / equity
1.49▼
2024 · 1.85
ROE
1.8%▼
2024 · 9.7%
ROA
0.7%▼
2024 · 3.4%
Interest coverage
15.59▲
2024 · 15.33
Debt
€1.97M▼
2024 · €2.41M
Debt ≤ 1 year
€790k▼
2024 · €887k
Debt > 1 year
€1.17M▼
2024 · €1.52M
Income taxes
€2k▼
2024 · €38k
Staff costs
€842k▲
2024 · €742k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.71M€3.30M▼
Fixed assets21/28€2.79M€2.24M▼
Tangible fixed assets22/27€2.29M€1.74M▼
Plant, machinery and equipment23€539k€267k▼
Furniture and vehicles24€477k€354k▼
Leasing and similar rights25€1.22M€1.05M▼
Other tangible fixed assets26€56k€64k▲
Financial fixed assets28€500k€503k▲
Current assets29/58€920k€1.06M▲
Stocks and contracts in progress3€95k€368k▲
Contracts in progress37€95k€368k▲
Amounts receivable within one year40/41€655k€480k▼
Trade receivables40€649k€424k▼
Other amounts receivable41€6k€56k▲
Cash at bank and in hand54/58€127k€159k▲
Deferred charges and accrued income490/1€44k€51k▲
Equity and liabilities
Total equity and liabilities10/49€3.71M€3.30M▼
Equity10/15€1.30M€1.32M▲
Contributions10/11€19k€19k=
Reserves13€1.25M€1.30M▲
Distributable reserves133€1.25M€1.30M▲
Profit (loss) carried forward14€26k€0▼
Investment grants15€3k€83▼
Amounts payable17/49€2.41M€1.97M▼
Amounts payable after more than one year17€1.52M€1.17M▼
Financial debts170/4€1.50M€1.16M▼
Other amounts payable178/9€17k€18k▲
Amounts payable within one year42/48€887k€790k▼
Current portion of amounts payable after more than one year42€663k€570k▼
Trade debts44€152k€165k▲
Suppliers440/4€152k€165k▲
Taxes, remuneration and social security45€70k€53k▼
Taxes450/3€400€368▼
Remuneration and social security454/9€70k€53k▼
Other amounts payable47/48€934€859▼
Accrued charges and deferred income492/3€2k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€742k€842k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€900k€874k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€0▲
Other operating charges640/8€21k€24k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€1.88M€1.81M▼
Operating profit (loss)9901€227k€67k▼
Financial income75/76B€10k€20k▲
Recurring financial income75€10k€20k▲
Financial charges65/66B€74k€60k▼
Recurring financial charges65€74k€60k▼
Profit (loss) for the period before taxes9903€163k€26k▼
Income taxes67/77€38k€2k▼
Profit (loss) for the period9904€126k€24k▼
Profit (loss) for the period to be appropriated9905€126k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€154k€50k▼
Profit (loss) brought forward from the previous period14P€28k€26k▼
Transfer to equity691/2€128k€50k▼
To other reserves6921€128k€50k▼
Social balance
Average headcount (FTE)908713.113.8▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼80.7%
Net result drops to €24k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1MEq €1.05M ▲11.6%
5 profitable years in a row build equity to €1.05M.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €701k ▲76.6%
3 profitable years in a row build equity to €701k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €303k ▲401%
Operating result €303k, net result €303k, both a record.
31-12
Financial
Equity above €200kEq €397k ▲260%
2 profitable years in a row build equity to €397k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gouvy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pôle Ardenne Bois de Gouvy 66671 Gouvy1 establishment unit
srl ROBERT DIFFELS
since 20202.309.756.773
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Of 295 companies in sector 02400 we hold annual accounts for 77. 44 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-1990
Fiscal year end31-12
Activities, NACEBEL
02012
02020
02200Logging
02400Forestry and logging
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.