ROBCONCEPT
ActiveThe computed 12-month bankruptcy probability of ROBCONCEPT is 1.7% (moderate). The 2025 annual accounts show equity of €140k and a net result of €57k. Equity is growing by ~51% per year across the filed fiscal years. Its solvency ranks better than 19% of 27319 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency18▲+3
Growth52=
Stability94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.61 in 2024), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
6.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
1 d early
2023
19 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 68.5%
2024 · €83k
2022: €57k
2023: €47k
2024: €83k
2022 → 2025
Total assets
€850k▲ 91.2%
2024 · €445k
2022: €480k
2023: €490k
2024: €445k
2022 → 2025
Net result
€57k▲ 57.2%
2024 · €36k
2022: €58k
2023: €-10k
2024: €36k
2022 → 2025
Working capital
€-57k▲ 52.6%
2024 · €-120k
2022: €-193k
2023: €-72k
2024: €-120k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€57k-€47k▼ 17.2%€83k▲ 77.3%€140k▲ 68.5%
Operating result€65k-€-6k€50k€74k▲ 47.7%
Net result€58k-€-10k€36k€57k▲ 57.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €850k
Fixed assets
€607k▲ 135%
Current assets
€243k▲ 30.3%
Equity and liabilities €850k
Equity
€140k▲ 68.5%
Debt
€710k▲ 96.3%
The debt ratio rises from 81.3% to 83.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€161k▲
2024 · €114k
Cash flow
€144k▲
2024 · €100k
Solvency
16.5%▼
2024 · 18.7%
Current ratio
0.81▲
2024 · 0.61
Quick ratio
0.74▲
2024 · 0.56
Debt / equity
5.08▲
2024 · 4.36
ROE
40.7%▼
2024 · 43.6%
ROA
6.7%▼
2024 · 8.1%
Interest coverage
12.08▼
2024 · 12.88
Debt
€710k▲
2024 · €362k
Debt ≤ 1 year
€300k▼
2024 · €307k
Debt > 1 year
€410k▲
2024 · €55k
Income taxes
€4k▼
2024 · €5k
Staff costs
€62k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€445k€850k▲
Fixed assets21/28€258k€607k▲
Tangible fixed assets22/27€243k€602k▲
Land and buildings22€58k€307k▲
Plant, machinery and equipment23€150k€268k▲
Furniture and vehicles24€35k€27k▼
Financial fixed assets28€15k€4k▼
Current assets29/58€187k€243k▲
Stocks and contracts in progress3€15k€22k▲
Stocks30/36€15k€22k▲
Amounts receivable within one year40/41€12k€69k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€9k€64k▲
Cash at bank and in hand54/58€160k€153k▼
Equity and liabilities
Total equity and liabilities10/49€445k€850k▲
Equity10/15€83k€140k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€78k€135k▲
Amounts payable17/49€362k€710k▲
Amounts payable after more than one year17€55k€410k▲
Financial debts170/4€55k€410k▲
Amounts payable within one year42/48€307k€300k▼
Current portion of amounts payable after more than one year42€33k€68k▲
Trade debts44€77k€27k▼
Suppliers440/4€77k€27k▼
Taxes, remuneration and social security45€27k€43k▲
Taxes450/3€25k€42k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€170k€162k▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€87k▲
Other operating charges640/8€1k€823▼
Non-recurring operating charges66A€629€39▼
Gross operating margin9900€163k€224k▲
Operating profit (loss)9901€50k€74k▲
Financial income75/76B€191€6▼
Recurring financial income75€191€6▼
Financial charges65/66B€9k€14k▲
Recurring financial charges65€9k€13k▲
Non-recurring financial charges66B€53€507▲
Profit (loss) for the period before taxes9903€42k€60k▲
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€36k€57k▲
Profit (loss) for the period to be appropriated9905€36k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€135k▲
Profit (loss) brought forward from the previous period14P€42k€78k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Equity above €100kEq €140k ▲68.5%
2 profitable years in a row build equity to €140k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼117%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toevluchtweg 138620 NieuwpoortGround area
8,549 m²
Building footprint
5,467 m²
Volume, LiDAR
35,390 m³
Parcel 38021B0298/00E002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROBCONCEPT
since 20222.330.541.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38021B0298/00E002 | Flanders | 8,549 m² | 1 · 5,467 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 240 EUR awarded · 240 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 240 EUR | 240 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,496 companies in sector 31004 we hold annual accounts for 614. 464 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
31001Manufacture of furniture
31002Manufacture of furniture
31009Manufacture of furniture
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.