Roba Vastgoed
ActiveRoba Vastgoed has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €2k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 1986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-18
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 4.56 in 2024; short-term debt: 23.3% and cash: 11.9% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
4 d late
2023
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€176k▼ 6.2%
2024 · €187k
2023: €152k
2024: €187k
2023 → 2025
Total assets
€229k▼ 0.6%
2024 · €230k
2023: €169k
2024: €230k
2023 → 2025
Net result
€2k▼ 94.7%
2024 · €35k
2023: €13k
2024: €35k
2023 → 2025
Working capital
€146k▼ 4.9%
2024 · €154k
2023: €115k
2024: €154k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€152k-€187k▲ 23.0%€176k▼ 6.2%
Operating result€19k-€46k▲ 146%€-136
Net result€13k-€35k▲ 162%€2k▼ 94.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €136 after €46k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€30k▼ 11.9%
Current assets
€199k▲ 1.4%
Equity and liabilities €229k
Equity
€176k▼ 6.2%
Debt
€53k▲ 23.7%
The debt ratio rises from 18.7% to 23.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €50k
Cash flow
€6k▼
2024 · €39k
Solvency
76.7%▼
2024 · 81.3%
Current ratio
3.74▼
2024 · 4.56
Quick ratio
3.74▼
2024 · 4.56
Debt / equity
0.30▲
2024 · 0.23
ROE
1.1%▼
2024 · 18.7%
ROA
0.8%▼
2024 · 15.2%
Interest coverage
47.16▼
2024 · 463.88
Debt
€53k▲
2024 · €43k
Debt ≤ 1 year
€53k▲
2024 · €43k
Income taxes
€3k▼
2024 · €14k
Staff costs
€129k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€229k▼
Fixed assets21/28€34k€30k▼
Intangible fixed assets21€34k€30k▼
Current assets29/58€197k€199k▲
Amounts receivable within one year40/41€134k€170k▲
Trade receivables40€24k€19k▼
Other amounts receivable41€110k€151k▲
Current investments50/53€60k-
Cash at bank and in hand54/58€2k€27k▲
Deferred charges and accrued income490/1€828€2k▲
Equity and liabilities
Total equity and liabilities10/49€230k€229k▼
Equity10/15€187k€176k▼
Contributions10/11€1k€1k=
Reserves13€186k€175k▼
Distributable reserves133€186k€175k▼
Amounts payable17/49€43k€53k▲
Amounts payable within one year42/48€43k€53k▲
Trade debts44€4k€24k▲
Suppliers440/4€4k€24k▲
Taxes, remuneration and social security45€39k€16k▼
Taxes450/3€16k€185▼
Remuneration and social security454/9€23k€15k▼
Other amounts payable47/48€22€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€67k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€247€411▲
Gross operating margin9900€118k€134k▲
Operating profit (loss)9901€46k€-136▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€109€82▼
Recurring financial charges65€109€82▼
Profit (loss) for the period before taxes9903€49k€4k▼
Income taxes67/77€14k€3k▼
Profit (loss) for the period9904€35k€2k▼
Profit (loss) for the period to be appropriated9905€35k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€2k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€35k€2k▼
To other reserves6921€35k€2k▼
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
Social balance
Average headcount (FTE)90871.42.5▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €2k ▼94.7%
Net result drops to €2k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Highest result since 2023net €35k ▲162%
Operating result €46k, net result €35k, both a record.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 748790 WaregemGround area
485 m²
Building footprint
237 m²
Volume, LiDAR
1,756 m³
2 parcels, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
ROBA VASTGOED
since 20112.198.221.027
ROBA VASTGOED
since 20172.271.112.171
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081A0064/00C002 | Flanders | 292 m² | 1 · 126 m² | 10.2 m · 3 fl. |
| 34040C0499/00D002 | Flanders | 193 m² | 1 · 111 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENBUREAU ARDESC
BE 0810.964.045
Balen · Eq €176k
Claes en Humblet Tuinarchitecten
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Mechelen · Eq €176k
StoneDesign
BE 0525.884.312
Antwerpen · Eq €175k
Heidi Heijens
BE 0773.936.373
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O-PROJECTS
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Of 2,263 companies in sector 71113 we hold annual accounts for 658. 516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2011
Fiscal year end30-06
Activities, NACEBEL
66220Insurance agents and brokers
71113Urban planning and landscape architecture
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.