ROBA INTERIEUR
ActiveROBA INTERIEUR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €672k and a net result of €113k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+11
Solvency99▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 5.19 against 7.01 in 2024; short-term debt: 8.6% and cash: 22.3% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
on the day
2022
on the day
2021
2 d early
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€672k▲ 20.2%
2024 · €559k
2018: €99k
2019: €148k
2020: €244k
2021: €390k
2022: €451k
2023: €522k
2024: €559k
2018 → 2025
Total assets
€903k▼ 7.0%
2024 · €972k
2018: €1.25M
2019: €1.24M
2020: €1.26M
2021: €1.35M
2022: €1.28M
2023: €1.15M
2024: €972k
2018 → 2025
Net result
€113k▲ 207%
2024 · €37k
2018: €70k
2019: €134k
2020: €94k
2021: €145k
2022: €61k
2023: €71k
2024: €37k
2018 → 2025
Working capital
€327k▼ 7.8%
2024 · €355k
2018: €249k
2019: €242k
2020: €341k
2021: €351k
2022: €441k
2023: €353k
2024: €355k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€390k-€451k▲ 15.7%€522k▲ 15.8%€559k▲ 7.0%€672k▲ 20.2%
Operating result€174k-€75k▼ 56.7%€92k▲ 21.9%€51k▼ 44.3%€157k▲ 208%
Net result€145k-€61k▼ 57.8%€71k▲ 16.2%€37k▼ 48.3%€113k▲ 207%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 208% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €903k
Fixed assets
€499k▼ 10.6%
Current assets
€405k▼ 2.2%
Equity and liabilities €903k
Equity
€672k▲ 20.2%
Debt
€232k▼ 43.9%
The debt ratio falls from 42.5% to 25.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€298k▲
2024 · €210k
Cash flow
€253k▲
2024 · €196k
Solvency
74.3%▲
2024 · 57.5%
Current ratio
5.19▼
2024 · 7.01
Quick ratio
3.34▼
2024 · 4.71
Debt / equity
0.35▼
2024 · 0.74
ROE
16.8%▲
2024 · 6.6%
ROA
12.5%▲
2024 · 3.8%
Interest coverage
55.13▲
2024 · 50.45
Debt
€232k▼
2024 · €413k
Debt ≤ 1 year
€78k▲
2024 · €59k
Debt > 1 year
€154k▼
2024 · €354k
Income taxes
€48k▲
2024 · €16k
Staff costs
€180k▲
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€972k€903k▼
Formation expenses20€0€0=
Fixed assets21/28€558k€499k▼
Tangible fixed assets22/27€558k€499k▼
Land and buildings22€367k€320k▼
Plant, machinery and equipment23€172k€93k▼
Furniture and vehicles24€20k€85k▲
Financial fixed assets28-€16
Current assets29/58€414k€405k▼
Stocks and contracts in progress3€136k€144k▲
Stocks30/36€136k€144k▲
Amounts receivable within one year40/41€105k€43k▼
Trade receivables40€86k€39k▼
Other amounts receivable41€19k€4k▼
Cash at bank and in hand54/58€156k€202k▲
Deferred charges and accrued income490/1€17k€16k▼
Equity and liabilities
Total equity and liabilities10/49€972k€903k▼
Equity10/15€559k€672k▲
Contributions10/11€20k€20k=
Reserves13€370k€652k▲
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Distributable reserves133€357k€639k▲
Profit (loss) carried forward14€169k-
Amounts payable17/49€413k€232k▼
Amounts payable after more than one year17€354k€154k▼
Financial debts170/4€354k€154k▼
Amounts payable within one year42/48€59k€78k▲
Trade debts44€26k€19k▼
Suppliers440/4€26k€19k▼
Taxes, remuneration and social security45€17k€44k▲
Taxes450/3€12k€39k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€16k€15k▼
Income statement
Code20242025
Non-recurring operating income76A-€22k
Remuneration, social security and pensions62€172k€180k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€141k▼
Other operating charges640/8€13k€5k▼
Non-recurring operating charges66A€25k€25k=
Gross operating margin9900€420k€507k▲
Operating profit (loss)9901€51k€157k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€53k€161k▲
Income taxes67/77€16k€48k▲
Profit (loss) for the period9904€37k€113k▲
Profit (loss) for the period to be appropriated9905€37k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€169k€282k▲
Profit (loss) brought forward from the previous period14P€132k€169k▲
Transfer to equity691/2-€282k
To other reserves6921-€282k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €37k ▼48.3%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €522k ▲15.8%
6 profitable years in a row build equity to €522k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €145k ▲54.2%
Net result €145k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €244k ▲64.9%
3 profitable years in a row build equity to €244k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Equity above €100kEq €148k ▲49.2%
2 profitable years in a row build equity to €148k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 127 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 54863800 Sint-TruidenGround area
4,793 m²
Building footprint
2,277 m²
Volume, LiDAR
14,984 m³
Parcel 71352D0248/00N000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidslaan 5486, 3800 Sint-Truiden
since 20112.199.396.707
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0248/00N000 | Flanders | 4,793 m² | 1 · 2,277 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 13,478 EUR awarded · 13,478 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,750 EUR | 3,750 EUR |
| 2023 | 1 | 180 EUR | 180 EUR |
| 2022 | 1 | 9,548 EUR | 9,548 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 live approval · 8 endedBinnenschrijnwerk en interieur duaal (so)
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,135. 5,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2011
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.