ROB VERHUUR
ActiveROB VERHUUR has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.25M and a net result of €-65k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 34% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-5
Solvency54▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.19 in 2024; short-term debt: 35.8% and cash: 10% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
-1.5%
Age of the figures
18 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-03-2026, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
131 d late
2024
134 d late
2023
5 d early
2022
on the day
2021
31 d early
2020
32 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.25M▼ 4.9%
2024 · €1.31M
2019: €1.19M
2020: €1.19M
2021: €1.02M
2022: €1.12M
2023: €1.30M
2024: €1.31M
2019 → 2025
Total assets
€4.35M▼ 0.7%
2024 · €4.38M
2019: €4.93M
2020: €4.55M
2021: €4.08M
2022: €3.96M
2023: €4.24M
2024: €4.38M
2019 → 2025
Net result
€-65k
2024 · €116k
2019: €145k
2020: €54k
2021: €-169k
2022: €92k
2023: €182k
2024: €116k
2019 → 2025
Working capital
€225k▼ 26.1%
2024 · €305k
2019: €121k
2020: €361k
2021: €77k
2022: €33k
2023: €67k
2024: €305k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.02M-€1.12M▲ 9.0%€1.30M▲ 16.3%€1.31M▲ 1.2%€1.25M▼ 4.9%
Operating result€-139k-€125k€241k▲ 92.4%€199k▼ 17.4%€103k▼ 48.2%
Net result€-169k-€92k€182k▲ 96.7%€116k▼ 36.4%€-65k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.35M
Fixed assets
€2.57M▲ 5.1%
Current assets
€1.78M▼ 7.9%
Equity and liabilities €4.35M
Equity
€1.25M▼ 4.9%
Provisions
€39k▼ 6.8%
Debt
€3.06M▲ 1.3%
The debt ratio rises from 69.0% to 70.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.02M▼
2024 · €1.39M
Cash flow
€849k▼
2024 · €1.31M
Solvency
28.7%▼
2024 · 30.0%
Current ratio
1.14▼
2024 · 1.19
Quick ratio
1.14▼
2024 · 1.19
Debt / equity
2.45▲
2024 · 2.30
ROE
-5.2%▼
2024 · 8.8%
ROA
-1.5%▼
2024 · 2.6%
Interest coverage
10.16▼
2024 · 15.70
Debt
€3.06M▲
2024 · €3.02M
Debt ≤ 1 year
€1.56M▼
2024 · €1.63M
Debt > 1 year
€1.50M▲
2024 · €1.39M
Income taxes
€80k▲
2024 · €1k
Staff costs
€1.16M▼
2024 · €1.29M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.38M€4.35M▼
Fixed assets21/28€2.44M€2.57M▲
Tangible fixed assets22/27€2.44M€2.57M▲
Plant, machinery and equipment23€49k€29k▼
Furniture and vehicles24€188k€195k▲
Leasing and similar rights25€2.20M€2.34M▲
Financial fixed assets28€517€517=
Current assets29/58€1.94M€1.78M▼
Amounts receivable within one year40/41€1.44M€1.30M▼
Trade receivables40€1.44M€1.30M▼
Other amounts receivable41€58€58=
Current investments50/53€19k€44k▲
Cash at bank and in hand54/58€481k€434k▼
Equity and liabilities
Total equity and liabilities10/49€4.38M€4.35M▼
Equity10/15€1.31M€1.25M▼
Contributions10/11€37k€37k=
Reserves13€1.28M€1.21M▼
Non-distributable reserves130/1€4k€4k=
Other1319€4k€4k=
Tax-exempt reserves132€98k€90k▼
Distributable reserves133€1.18M€1.12M▼
Provisions and deferred taxes16€41k€39k▼
Deferred taxes168€41k€39k▼
Amounts payable17/49€3.02M€3.06M▲
Amounts payable after more than one year17€1.39M€1.50M▲
Financial debts170/4€1.39M€1.50M▲
Amounts payable within one year42/48€1.63M€1.56M▼
Current portion of amounts payable after more than one year42€895k€834k▼
Trade debts44€305k€476k▲
Suppliers440/4€305k€476k▲
Taxes, remuneration and social security45€332k€248k▼
Taxes450/3€176k€96k▼
Remuneration and social security454/9€156k€152k▼
Other amounts payable47/48€100k-
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€1.29M€1.16M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.20M€914k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€-46k▼
Other operating charges640/8€91k€142k▲
Gross operating margin9900€2.77M€2.27M▼
Operating profit (loss)9901€199k€103k▼
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Financial charges65/66B€89k€100k▲
Recurring financial charges65€89k€100k▲
Profit (loss) for the period before taxes9903€114k€13k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€1k€80k▲
Profit (loss) for the period9904€116k€-65k▼
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€124k€-56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€-56k▼
Transfer from equity791/2-€56k
Transfer to equity691/2€24k-
To other reserves6921€24k-
Profit to be distributed694/7€100k-
Directors or managers695€100k-
Social balance
Average headcount (FTE)908721.718.5▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 131 days late
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 134 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €182k ▲96.7%
Operating result €241k, net result €182k, both a record.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €92k
Net result €92k after one loss-making year.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-169k ▼411%
Net result drops to €-169k, the lowest in the series; recovery starts the following year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 4 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevestraat 29080 LochristiGround area
3.2 ha
Building footprint
2,466 m²
Volume, LiDAR
14,440 m³
4 parcels, Flanders, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
4 establishment units
ROTA TRUCKS
since 19842.023.736.833
Rob Rent
since 20012.265.284.946
Rue du Tronquoy(WD) 3, 5100 Namur
since 20062.265.286.530
ROB VERHUUR
since 20212.315.338.035
4 parcels
Flanders
3
(75%)
Wallonia
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008C0473/00C000 | Flanders | 1.7 ha | 1 · 1,485 m² | 6.3 m · 2 fl. |
| 23045D0485/00G000 | Flanders | 1.2 ha | 1 · 810 m² | 7.4 m · 2 fl. |
| 92136B0421/00K000 | Wallonia | 2,263 m² | 1 · 170 m² | 9.2 m · 2 fl. |
| 44008D0259/00L000 | Flanders | 797 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 719 EUR awarded · 719 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 551 EUR | 551 EUR |
| 2022 | 1 | 168 EUR | 168 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 828 companies in sector 46620 we hold annual accounts for 642. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1983
Fiscal year end31-03
Activities, NACEBEL
46620Wholesale of machine tools
71320
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.