Turnover
The micro format states no turnover.
The micro format states no turnover.
Higher net result than 85% of companies in personal services. Sector median €2,798 · 5,761 companies.
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 64% of them on solvency, 75% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 11,279 companies had the same profile as ROAS has now. Each dot stands for 29 companies, two years later.
That fits the bankruptcy probability of ROAS itself: 0.5% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for ROAS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.78, above the usual 1.5. Short-term debt is 56.3% and cash 80% of total assets. However, 56.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ROAS Wingene | €36,404 | €32,077 | 43.7% | - |
| DOLCON Herselt | €37,719 | €39,024 | 68.1% | - |
| D2 Coaching Antwerp | €32,190 | €26,468 | 66.9% | - |
| Foxy Management Antwerp | €37,648 | €24,768 | 59.7% | - |
| Anthony Cotton Services La Louvière | €27,827 | €29,430 | 73.9% | - |
| Alchemia Antwerp | €50,333 | €32,514 | 52.9% | - |
| PRIVILEGE GROUP Anderlecht | €44,834 | €32,900 | 57.3% | - |
These companies have the same main activity as ROAS: other personal services (NACE 96999). They are comparable in size and age: total assets between €27,800 and €50,300, founded between 2024 and 2025.
ROAS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,909 and a net result of €26,409.
Its solvency ranks better than 64% of 5,754 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €93,000. Estimated: probably between €70,000 and €140,000.
Higher than 64% of 5,754 companies in 2025.
Higher than 67% of 5,318 companies in 2025.
Higher than 95% of 5,363 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
36,404 | |
29/58 |
36,404 | |
40/41 |
7,297 | |
41 |
7,297 | |
54/58 |
29,107 | |
| Balance sheet: equity and liabilities | ||
10/49 |
36,404 | |
10/15 |
15,909 | |
10/11 |
1,500 | |
13 |
14,000 | |
133 |
14,000 | |
14 |
409 | |
17/49 |
20,495 | |
42/48 |
20,495 | |
44 |
1,517 | |
440/4 |
1,517 | |
45 |
4,900 | |
450/3 |
4,900 | |
47/48 |
14,078 | |
| Income statement | ||
9900 |
32,077 | |
640/8 |
528 | |
9901 |
31,550 | |
65/66B |
795 | |
65 |
795 | |
9903 |
30,755 | |
67/77 |
4,345 | |
9904 |
26,409 | |
9905 |
26,409 | |
| Appropriation of the result | ||
9906 |
26,409 | |
691/2 |
14,000 | |
6921 |
14,000 | |
694/7 |
12,000 | |
695 |
12,000 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-08-2026.
2025 annual accounts filed 14 days after the deadline. Filed on 14 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00398692.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-08-2026 | 2026-00398692 |
| Line | Trend | 2025 |
|---|---|---|
| 15,909 | ||
| 43.7% | ||
| 1.78 | ||
| 1.29 | ||
| 166.0% | ||
| 72.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Debt's share of the balance-sheet total is 56.3%.
ROAS has no parent and no holdings in its annual accounts. ROAS shares no director with another company.
| Muylaert, Ilse (sole trader)
establishment since 10-10-2007 |
founded in 2007 0791.095.673 |
| Muylaert, Mieke (sole trader)
establishment since 10-10-2007 |
founded in 2007 0892.847.287 |
| Reynaert, Josyana (sole trader)
establishment since 10-10-2007 |
founded in 2007 0892.845.210 |
| ROAS
registered office since 10-10-2007 |
founded in 2007 0893.014.167 |
| Dewaele, Marcel (sole trader)
establishment since 01-01-1971 |
founded in 1971 0523.265.807 |
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Bosveldstraat 27 registered office 8750 Wingene | ||
| Natiënkaai 1 8400 Ostend | 09-01-2025 | 2.368.552.631 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 37019A0525/00E000 | 3,041 m² | 1 · 188 m² | 7.8 m · 1 |
| 35382D0877/00K000 | 1,964 m² | - | - |
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