Roarty
ActiveSummary
Roarty has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €647k and a net result of €237k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 10.94 against 8.49 in 2024; short-term debt: 9.1% and cash: 7.3% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
33.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
29 d early
2023
30 d late
2022
42 d late
2021
122 d late
2020
95 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€647k▲ 57.8%
2024 · €410k
2018: €128k
2019: €155k
2020: €243k
2021: €287k
2022: €371k
2023: €340k
2024: €410k
2018 → 2025
Total assets
€712k▲ 54.7%
2024 · €460k
2018: €537k
2019: €514k
2020: €268k
2021: €327k
2022: €405k
2023: €448k
2024: €460k
2018 → 2025
Net result
€237k▲ 144%
2024 · €97k
2018: €50k
2019: €27k
2020: €88k
2021: €45k
2022: €84k
2023: €56k
2024: €97k
2018 → 2025
Working capital
€647k▲ 72.3%
2024 · €375k
2018: €61k
2019: €79k
2020: €235k
2021: €272k
2022: €346k
2023: €317k
2024: €375k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€287k-€371k▲ 29.2%€340k▼ 8.4%€410k▲ 20.6%€647k▲ 57.8%
Operating result€60k-€95k▲ 59.9%€74k▼ 22.9%€122k▲ 66.1%€327k▲ 168%
Net result€45k-€84k▲ 88.1%€56k▼ 33.2%€97k▲ 72.9%€237k▲ 144%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 168% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €712k
Fixed assets
€260 ▼ 99.3%
Current assets
€712k ▲ 67.3%
Equity and liabilities €712k
Equity
€647k ▲ 57.8%
Debt
€65k ▲ 29.9%
Debt's share of the balance-sheet total falls from 10.9% to 9.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
10.94▲
2024 · 8.49
Debt to equity
0.10▼
2024 · 0.12
ROE
36.6%▲
2024 · 23.6%
ROA
33.3%▲
2024 · 21.1%
Debt ≤ 1 year
€65k▲
2024 · €50k
Income taxes
€113k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€460k€712k▲
Fixed assets21/28€35k€260▼
Tangible fixed assets22/27€34k-
Plant, machinery and equipment23€15k-
Furniture and vehicles24€13k-
Other tangible fixed assets26€6k-
Financial fixed assets28€260€260=
Current assets29/58€425k€712k▲
Amounts receivable within one year40/41€357k€659k▲
Trade receivables40€145€149k▲
Other amounts receivable41€357k€509k▲
Cash at bank and in hand54/58€52k€52k▼
Deferred charges and accrued income490/1€16k€1k▼
Equity and liabilities
Total equity and liabilities10/49€460k€712k▲
Equity10/15€410k€647k▲
Contributions10/11€12k€12k=
Reserves13€371k€593k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€369k€591k▲
Profit (loss) carried forward14€26k€41k▲
Amounts payable17/49€50k€65k▲
Amounts payable within one year42/48€50k€65k▲
Trade debts44€100€6k▲
Suppliers440/4€100€6k▲
Taxes, remuneration and social security45€23k€59k▲
Taxes450/3€23k€59k▲
Other amounts payable47/48€27k-
Income statement
Code20242025
Non-recurring operating income76A-€305
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k-
Other operating charges640/8€430€2k▲
Gross operating margin9900€130k€329k▲
Operating profit (loss)9901€122k€327k▲
Financial income75/76B€19k€24k▲
Recurring financial income75€19k€24k▲
Financial charges65/66B€263€777▲
Recurring financial charges65€263€777▲
Profit (loss) for the period before taxes9903€141k€350k▲
Income taxes67/77€44k€113k▲
Profit (loss) for the period9904€97k€237k▲
Profit (loss) for the period to be appropriated9905€97k€237k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€263k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer from equity791/2€27k-
Transfer to equity691/2€97k€222k▲
To other reserves6921€97k€222k▲
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €237k ▲144%
Operating result €327k, net result €237k, both a record.
31-12
Financial
Equity above €500kEq €647k ▲57.8%
8 profitable years in a row build equity to €647k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 8.49
Current ratio from 3.93 to 8.49; short-term debt falls from €108k to €50k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 10.12
Current ratio from 3.04 to 10.12; short-term debt falls from €38k to €26k.
31-12
Financial
Equity above €200kEq €243k ▲56.7%
3 profitable years in a row build equity to €243k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €27k ▼45.7%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €155k ▲21.1%
2 profitable years in a row build equity to €155k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustaaflaan 42a1640 Sint-Genesius-RodeGround area
1,524 m²
Building footprint
257 m²
Volume, LiDAR
1,347 m³
Parcel 22552F0008/00K016, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gustaaflaan 42a, 1640 Sint-Genesius-Rode
since 20112.202.290.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0008/00K016 | Flanders | 1,524 m² | 1 · 257 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHRISTOPHE DIELIS AVOCAT
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IGA Legal Services
BE 0766.323.556
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MARC D'HOORE
BE 0549.798.077
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 5,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.