ROADS & ROOTS
ActiveROADS & ROOTS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-80k) and a net result of €5k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 5% of 2268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67▲+11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.38 against 1.52 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-485.5%
Return on assets
30.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2268 sector peers (2025).
NBB · sector comparisonPosition among 2268 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
63 d early
2023
58 d early
2022
55 d early
2021
63 d early
2020
61 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-80k▲ 5.9%
2024 · €-85k
2019: €-90k
2020: €-95k
2021: €-95k
2022: €-87k
2023: €-89k
2024: €-85k
2019 → 2025
Total assets
€17k▲ 23.5%
2024 · €13k
2019: €675
2020: €3k
2021: €6k
2022: €9k
2023: €8k
2024: €13k
2019 → 2025
Net result
€5k▲ 32.2%
2024 · €4k
2019: €-4k
2020: €-4k
2021: €98
2022: €8k
2023: €-3k
2024: €4k
2019 → 2025
Working capital
€10k▲ 111%
2024 · €5k
2019: €-382
2020: €-5k
2021: €-5k
2022: €3k
2023: €733
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-95k-€-87k▲ 8.4%€-89k▼ 2.9%€-85k▲ 4.3%€-80k▲ 5.9%
Operating result€162-€8k▲ 4,820%€-2k€4k€5k▲ 32.7%
Net result€98-€8k▲ 7,974%€-3k€4k€5k▲ 32.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024.
Key figures and ratios
Solvency
-485.5%▲
2024 · -637.6%
Current ratio
2.38▲
2024 · 1.52
Quick ratio
2.38▲
2024 · 1.52
Debt / equity
-1.21▼
2024 · -1.16
ROE
-6.3%▼
2024 · -4.5%
ROA
30.5%▲
2024 · 28.5%
Debt
€97k▼
2024 · €99k
Debt ≤ 1 year
€7k▼
2024 · €9k
Debt > 1 year
€90k=
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€17k▲
Current assets29/58€13k€17k▲
Amounts receivable within one year40/41€150€450▲
Trade receivables40€150€450▲
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€225-
Equity and liabilities
Total equity and liabilities10/49€13k€17k▲
Equity10/15€-85k€-80k▲
Contributions10/11€45k€45k=
Reserves13€4k-
Distributable reserves133€4k-
Profit (loss) carried forward14€-135k€-125k▲
Amounts payable17/49€99k€97k▼
Amounts payable after more than one year17€90k€90k=
Other amounts payable178/9€90k€90k=
Amounts payable within one year42/48€9k€7k▼
Trade debts44€644€587▼
Suppliers440/4€644€587▼
Other amounts payable47/48€8k€6k▼
Income statement
Code20242025
Other operating charges640/8€1k€944▼
Gross operating margin9900€5k€6k▲
Operating profit (loss)9901€4k€5k▲
Financial charges65/66B€51€85▲
Recurring financial charges65€51€85▲
Profit (loss) for the period before taxes9903€4k€5k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-135k€-129k▲
Profit (loss) brought forward from the previous period14P€-138k€-135k▲
Transfer from equity791/2-€4k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €8k ▲7974%
Operating result €8k, net result €8k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 1.59
Current ratio from 0.55 to 1.59; short-term debt falls from €10k to €6k.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €98
Net result €98 after 2 loss-making years.
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 70 days late
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Wavre 202A1390 Grez-DoiceauGround area
2,066 m²
Building footprint
178 m²
Volume, LiDAR
1,637 m³
2 parcels, Brussels, Wallonia · tallest building 21.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FLEURS HOME
since 19872.033.712.589
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037G0040/00R000 | Wallonia | 1,955 m² | 1 · 66 m² | - |
| 21808H1151/00F000 | Brussels | 112 m² | 1 · 112 m² | 21.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
THE SPORT TOUCH
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ACTIVO
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Affligem
AQUA FIT(S) YOU
BE 0471.801.664
Kraainem
ASSOCIATION FRANCOPHONE BELGE DE GOLF
BE 0476.748.862
Wavre
B.C. Opwijk
BE 0448.084.273
Opwijk
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,866 companies in sector 93199 we hold annual accounts for 602.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1986
Fiscal year end30-06
Activities, NACEBEL
92623
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.