Road2freedom
ActiveThe annual accounts of Road2freedom for fiscal year 2025 show a net loss of 103% of total assets and of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €43k and a net result of €-45k. Equity is shrinking by ~16% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
short-term debt: 0.8% and cash: 40.1% of total assets, and 2.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
-102.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-45k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
on the day
2022
on the day
2021
on the day
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-45k▲ 13.8%
2024 · €-53k
2019: €35k
2020: €8k
2021: €9k
2022: €-32k
2023: €-27k
2024: €-53k
2019 → 2025
Working capital
€35k▼ 51.9%
2024 · €73k
2019: €59k
2020: €103k
2021: €117k
2022: €114k
2023: €118k
2024: €73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€168k▼ 15.9%€141k▼ 16.0%€89k▼ 37.3%€43k▼ 51.3%
Operating result€10k-€-32k€-27k▲ 15.3%€-53k▼ 96.2%€-45k▲ 13.6%
Net result€9k-€-32k€-27k▲ 15.2%€-53k▼ 96.1%€-45k▲ 13.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45k in 2025 against €53k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€9k▼ 43.4%
Current assets
€36k▼ 52.4%
Equity and liabilities €44k
Equity
€43k▼ 51.3%
Debt
€1k▼ 28.4%
The debt ratio rises from 1.8% to 2.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-39k▼
2024 · €-37k
Cash flow
€-39k▼
2024 · €-37k
Solvency
97.4%▼
2024 · 98.2%
Debt / equity
0.03▲
2024 · 0.02
ROE
-105.3%▼
2024 · -59.5%
ROA
-102.6%▼
2024 · -58.5%
Interest coverage
-658.30▼
2024 · -189.42
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€340▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €44k, equity €43k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€44k▼
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Plant, machinery and equipment23€15k€9k▼
Financial fixed assets28€50€50=
Current assets29/58€75k€36k▼
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€11k€11k=
Cash at bank and in hand54/58€42k€18k▼
Deferred charges and accrued income490/1€18k€6k▼
Equity and liabilities
Total equity and liabilities10/49€90k€44k▼
Equity10/15€89k€43k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€63k€18k▼
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€340▼
Trade debts44€2k€168▼
Suppliers440/4€2k€168▼
Other amounts payable47/48-€172
Accrued charges and deferred income492/3-€793
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-36k€-37k▼
Operating profit (loss)9901€-53k€-45k▲
Financial charges65/66B€197€59▼
Recurring financial charges65€197€59▼
Profit (loss) for the period before taxes9903€-53k€-45k▲
Profit (loss) for the period9904€-53k€-45k▲
Profit (loss) for the period to be appropriated9905€-53k€-45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€18k▼
Profit (loss) brought forward from the previous period14P€116k€63k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Liquidity doublescurrent ratio 104.63
Current ratio from 47.26 to 104.63; short-term debt falls from €2k to €340.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 13current ratio 24.68
Current ratio from 1.87 to 24.68; short-term debt falls from €134k to €5k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
30-06
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.29 to 4.28; short-term debt falls from €200k to €31k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 365 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onderwijsstraat 126B1070 AnderlechtGround area
1,854 m²
Building footprint
441 m²
Volume, LiDAR
6,520 m³
2 parcels, Brussels · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Onderwijsstraat 126, 1070 Anderlecht
since 20122.210.095.609
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0336/00H020 | Brussels | 1,377 m² | 1 · 127 m² | 17.8 m · 5 fl. |
| 21305C0336/00G021 | Brussels | 477 m² | 1 · 314 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 37,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2001
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.