RO.VI

Active

Private limited companyfounded 2019active for 7 yearsAvenue Winston-Churchill 13, 5500 Dinant, BelgiumKBO/BCE: BE 0723.802.419

Summary

The computed 12-month bankruptcy probability of RO.VI is 2.2% (moderate). The 2025 annual accounts show equity of €55,611 and a net result of €10,782. Equity is shrinking by about 7.7% per year across the filed financial years. Its solvency ranks better than 34% of 22,581 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

RO.VIActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of watches and jewellery

NACE 47770

1 site

Size

€207,542turnover 2025

Staff: 1.5 FTE
Equity: €55,611
Profit: €10,782

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.2%

Structure

SCHLESSER KevinDirector

2025 accounts 18 days early1 of 2 deeds summarised

Why 53raises risk1 of the last 3 lateSector: Retail trade (NACE 47)Founded in 2019Liquidity: current ratio 0.77, cash €10,036, halvedShow the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 48% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 40+4

equity 15.0% of total assets

Liquidity 38-5

short-term debt 34.2% · cash 2.7%

Profitability 78+2

return on assets 2.9%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 7.4% 12-2024: 8.4%▲ +1.0 percentage point vs 11-2024highest value 01-2025: 4.8%▼ -3.6 percentage points vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 5.1%▲ +0.3 percentage points vs 02-2025 04-2025: 5.2%▲ +0.1 percentage points vs 03-2025 05-2025: 5.2%● unchanged vs 04-2025 06-2025: 5.1%▼ -0.1 percentage points vs 05-2025 07-2025: 4.6%▼ -0.5 percentage points vs 06-2025 08-2025: 5.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.8%▼ -2.2 percentage points vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.2 percentage points vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 2.9%▼ -0.1 percentage points vs 04-2026 06-2026: 2.8%▼ -0.1 percentage points vs 05-2026 07-2026: 2.7%▼ -0.1 percentage points vs 06-2026 08-2026: 2.4%▼ -0.3 percentage points vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.2%▼ -0.2 percentage points vs 09-2026lowest value

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.77, compared with 0.81 in 2024, below 1; short-term debt: 34.2% and cash: 2.7% of total assets), and 85% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 36% on liquidity, 67% on profitability and 58% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises riskneutral

1 of the last 3 late

NBB · filings

Sector: Retail trade (NACE 47)

KBO

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.77, cash €10,036, halved

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

18 days early

2024

29 days late

2023

139 days late

2022

148 days late

2021

31 days late

2020

43 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 48 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 109 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

13-07-2026 Annual accounts filedfinancial year 2025 · micro…
29-08-2025 Annual accounts filedfinancial year 2024 · micro…
17-12-2024 Annual accounts filedfinancial year 2023 · full…

Key points

One director decidessole director in office 1 View
Turnover 20256 financial years filed €207,542 View
Active since 2019founded 29-03-2019 7 years View

By topic

Financials

Financial year: 2025
Turnover: €207,542
Profit: €10,782
Solvency: 15.0%

Turnover▼ 3.4%

Net result

20202025

Go to Financials

Board & ownership

Board: 1 member

SCHLESSER KevinDirector

Go to Board & ownership

Timeline

Events: 9
Since: 2021
Next accounts: by 31-07-2027

01-03-2024Resignation: SCHLESSER Kevin (manager)
31-12-2023Back to profit
26-12-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of watches and jewelleryNACE 47770
Founded: 29-03-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Purpose: “La fabrication,la réparation,la vente en gros ou en détail,l’achat,l’import-export de tout…” (deed in French)

Go to Articles of association

Key facts about RO.VI

What is the company number of RO.VI?: 0723.802.419. In Belgium the VAT number is the company number with BE in front: BE 0723.802.419.
Where is RO.VI based?: The registered office is at Avenue Winston-Churchill 13, 5500 Dinant.Company details
What does RO.VI do?: According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of RO.VI?: Private limited company (BV).
When was RO.VI founded?: On 29-03-2019.
Is RO.VI still active?: Yes, RO.VI is an active enterprise in the KBO register.
How many employees does RO.VI have?: On average 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RO.VI?: €207,542 in financial year 2025, according to the filed annual accounts.
Is RO.VI profitable?: In financial year 2025, RO.VI made a profit of €10,782.
Where can I find the annual accounts of RO.VI?: RO.VI filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RO.VI due?: By 31-07-2027, for financial year 2026.Timeline