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RO-Trading

Active
Private limited companyfounded 198936 yrs activeHulsbosstraat 8, 3960 Bree, BelgiumKBO/BCE: BE 0439.265.488
Summary

RO-Trading has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €360,944 and a net result of €3,075. Equity is shrinking by ~10% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability40▲+40
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.69 against 10.73 in 2023; short-term debt: 1.1% and cash: 0% of total assets), and 1.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
22 d early
2023
29 d early
2022
30 d late
2021
29 d late
2020
24 d late
2019
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RO-Trading was incorporated on 14 December 1989.1 Total assets rose from EUR 33,295 in 2018 to EUR 365,012 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€360,944▲ 4,487%
2023 · €7,869
Total assets
€365,012▲ 4,106%
2023 · €8,678
Net result
€3,075
2023 · -€6,310
Working capital
€10,944▲ 39.1%
2023 · €7,869
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€3,154▲ 41.6%-€879▲ 72.1%-€887▼ 0.9%-€6,232▼ 603%€3,119
Net result-€3,178▲ 41.2%-€879▲ 72.3%-€954▼ 8.5%-€6,310▼ 562%€3,075
Equity€16,011▼ 14.3%€15,132▼ 5.5%€14,179▼ 6.3%€7,869▼ 44.5%€360,944▲ 4,487%
Total assets€28,300▲ 1.5%€27,400▼ 3.2%€25,752▼ 6.0%€8,678▼ 66.3%€365,012▲ 4,106%
Debt€12,288▲ 26.0%€12,268▼ 0.2%€11,573▼ 5.7%€809▼ 93.0%€4,068▲ 403%
Working capital€16,011▼ 12.9%€15,132▼ 5.5%€14,179▼ 6.3%€7,869▼ 44.5%€10,944▲ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2020: -€3,154-€3,154Net result 2020: -€3,178-€3,178Operating result 2021: -€879-€879Net result 2021: -€879-€879Operating result 2022: -€887-€887Net result 2022: -€954-€954Operating result 2023: -€6,232-€6,232Net result 2023: -€6,310-€6,310Operating result 2024: €3,119€3,119Net result 2024: €3,075€3,07520202021202220232024-€7,500-€5,000-€2,500€0€2,500Operating result 2022: -€887-€887Net result 2022: -€954-€954Operating result 2023: -€6,232-€6,230Net result 2023: -€6,310-€6,310Operating result 2024: €3,119€3,120Net result 2024: €3,075€3,080202220232024
The operating result returns to profit in 2024: €3,119 after a loss of €6,232 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €365,012
Fixed assets €350,000
Current assets €15,012
Equity and liabilities €365,012
Equity €360,944 ▲ 4,487%
Debt €4,068 ▲ 403%
Debt's share of the balance-sheet total falls from 9.3% to 1.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
3.69▼
2023 · 10.73
Debt to equity
0.01▼
2023 · 0.10
ROE
0.9%▲
2023 · -80.2%
ROA
0.8%▲
2023 · -72.7%
Debt ≤ 1 year
€4,068▲
2023 · €809
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€8,678€365,012▲
Fixed assets21/28-€350,000
Tangible fixed assets22/27-€350,000
Land and buildings22-€350,000
Current assets29/58€8,678€15,012▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€8,486€14,806▲
Trade receivables40€7,096€12,975▲
Other amounts receivable41€1,390€1,831▲
Cash at bank and in hand54/58€191€0▼
Deferred charges and accrued income490/1€0€206▲
Equity and liabilities
Total equity and liabilities10/49€8,678€365,012▲
Equity10/15€7,869€360,944▲
Contributions10/11€18,592€34,670▲
Reserves13€12,732€349,729▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132-€98,148
Distributable reserves133€12,732€251,581▲
Profit (loss) carried forward14-€23,455-€23,455=
Amounts payable17/49€809€4,068▲
Amounts payable within one year42/48€809€4,068▲
Financial debts43-€45
Credit institutions430/8-€45
Trade debts44€100€673▲
Suppliers440/4€100€673▲
Taxes, remuneration and social security45-€441
Taxes450/3-€441
Other amounts payable47/48€709€2,909▲
Income statement Code20232024
Other operating charges640/8€467€449▼
Gross operating margin9900-€5,764€3,568▲
Operating profit (loss)9901-€6,232€3,119▲
Financial charges65/66B€78€44▼
Recurring financial charges65€78€44▼
Profit (loss) for the period before taxes9903-€6,310€3,075▲
Profit (loss) for the period9904-€6,310€3,075▲
Profit (loss) for the period to be appropriated9905-€6,310€3,075▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23,455-€20,380▲
Profit (loss) brought forward from the previous period14P-€17,145-€23,455▼
Transfer to equity691/2-€3,075
To other reserves6921-€3,075

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-----
Other operating charges640/8-€410€830€467€449▼ 3.9%
Gross operating margin9900-€2,744-€469-€57-€5,764€3,568▲ 162%
Operating profit (loss)9901-€3,154-€879-€887-€6,232€3,119▲ 150%
Recurring financial income75€0-----
Financial charges65/66B--€67€78€44▼ 44.2%
Recurring financial charges65€24-€67€78€44▼ 44.2%
Profit (loss) for the period before taxes9903-€3,178-€879-€954-€6,310€3,075▲ 149%
Income taxes67/77€0-----
Profit (loss) for the period9904-€3,178-€879-€954-€6,310€3,075▲ 149%
Profit (loss) for the period to be appropriated9905-€3,178-€879-€954-€6,310€3,075▲ 149%
Line20202021202220232024Change
Assets
Total assets20/58€28,300€27,400€25,752€8,678€365,012▲ 4,106%
Formation expenses20€0-----
Fixed assets21/28----€350,000-
Intangible fixed assets21€0-----
Tangible fixed assets22/27----€350,000-
Land and buildings22----€350,000-
Financial fixed assets28€0-----
Current assets29/58€28,300€27,400€25,752€8,678€15,012▲ 73.0%
Stocks and contracts in progress3€24,000€24,000€24,000€0--
Stocks30/36-€24,000€24,000€0--
Amounts receivable within one year40/41€1,289€1,527€1,527€8,486€14,806▲ 74.5%
Trade receivables40---€7,096€12,975▲ 82.9%
Other amounts receivable41-€1,527€1,527€1,390€1,831▲ 31.7%
Current investments50/53€0-----
Cash at bank and in hand54/58€3,011€1,874€26€191€0▼ 100%
Deferred charges and accrued income490/1--€199€0€206-
Equity and liabilities
Total equity and liabilities10/49€28,300€27,400€25,752€8,678€365,012▲ 4,106%
Equity10/15€16,011€15,132€14,179€7,869€360,944▲ 4,487%
Contributions10/11-€18,592€18,592€18,592€34,670▲ 86.5%
Reserves13€12,732€12,732€12,732€12,732€349,729▲ 2,647%
Non-distributable reserves130/1-€1,859€1,859€0--
Reserves not available under the articles1311-€1,859€1,859€0--
Tax-exempt reserves132----€98,148-
Distributable reserves133-€10,873€10,873€12,732€251,581▲ 1,876%
Profit (loss) carried forward14-€15,820-€16,191-€17,145-€23,455-€23,455=
Amounts payable17/49€12,288€12,268€11,573€809€4,068▲ 403%
Amounts payable within one year42/48€12,288€12,268€11,573€809€4,068▲ 403%
Financial debts43----€45-
Credit institutions430/8----€45-
Trade debts44€1,387€939€529€100€673▲ 573%
Suppliers440/4-€939€529€100€673▲ 573%
Taxes, remuneration and social security45----€441-
Taxes450/3----€441-
Other amounts payable47/48-€11,329€11,043€709€2,909▲ 310%
Line20202021202220232024Change
Profit (loss) for the period9904-€3,178-€879-€954-€6,310€3,075▲ 149%
+ Depreciation and write-downs630€0-----
Operating cash flow (approximation)-€3,178-€879-€954-€6,310€3,075▲ 149%
Change in cash--€1,137-€1,848€165-€191▼ 216%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €3,075
Net result €3,075 after 6 loss-making years.
31-12
Financial Equity above €200,000Eq €360,944 ▲4,487%
Equity rises from €7,869 to €360,944.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€6,310
Net result drops to -€6,310, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 5current ratio 10.73
Current ratio from 2.23 to 10.73; short-term debt falls from €11,573 to €809.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
27-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
29-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
6,306 m²
Building footprint
349 m²
Volume, LiDAR
2,211 m³
Parcel 72004A0644/00R002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
RO-Trading
Hulsbosstraat 8, 3960 BreeReal estate activities
since 19902.046.534.011
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72004A0644/00R002 Flanders 6,306 m² 1 · 349 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-12-1989
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0439265488
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.