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RO-TEC

Active
Private limited companyfounded 200521 yrs activeKarel Janssenslaan 29, 8400 Oostende, BelgiumKBO/BCE: BE 0876.047.580
Summary

The annual accounts of RO-TEC for fiscal year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €1,107 and a net result of -€1,498. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 7838 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability5▲+5
Solvency35▼-23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.23 against 1.66 in 2024; short-term debt: 81.4% and cash: 0.1% of total assets), and 90.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.6%
Return on assets
-13%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7838 sector peers (2025).
NBB · sector comparison
Position among 7838 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
35 d early
2023
30 d early
2022
5 d early
2021
1 d late
2020
27 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RO-TEC was incorporated on 14 September 2005.1 Total assets fell from EUR 34,358 in 2018 to EUR 11,489 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,107▼ 57.5%
2024 · €2,605
Total assets
€11,489▲ 46.4%
2024 · €7,846
Net result
-€1,498▲ 14.9%
2024 · -€1,761
Working capital
€2,138▼ 31.2%
2024 · €3,108
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€9,791▲ 11.8%€26,455€33,612▲ 27.1%-€2,067-€1,758▲ 15.0%
Net result-€9,791below the sector's middle half▲ 11.8%€26,394within the sector's middle half€33,623within the sector's middle half▲ 27.4%-€1,761below the sector's middle half-€1,498below the sector's middle half▲ 14.9%
Equity-€55,651below the sector's middle half▼ 21.3%-€29,257below the sector's middle half▲ 47.4%€4,366below the sector's middle half€2,605below the sector's middle half▼ 40.3%€1,107below the sector's middle half▼ 57.5%
Total assets€6,929below the sector's middle half▼ 56.9%€17,123below the sector's middle half▲ 147%€11,754below the sector's middle half▼ 31.4%€7,846below the sector's middle half▼ 33.2%€11,489below the sector's middle half▲ 46.4%
Debt€62,580▲ 1.0%€46,380▼ 25.9%€7,388▼ 84.1%€5,241▼ 29.1%€10,382▲ 98.1%
Working capital€10,743within the sector's middle half€4,366within the sector's middle half▼ 59.4%€3,108within the sector's middle half▼ 28.8%€2,138within the sector's middle half▼ 31.2%
Solvency-803.1%below the sector's middle half▼ 517.8pp-170.9%below the sector's middle half▲ 632.2pp37.1%within the sector's middle half▲ 208.0pp33.2%within the sector's middle half▼ 3.9pp9.6%below the sector's middle half▼ 23.6pp
Current ratio2.68within the sector's middle half1.59within the sector's middle half▼ 1.091.66within the sector's middle half▲ 0.071.23within the sector's middle half▼ 0.43
Return on assets (ROA)-141.3%below the sector's middle half▼ 72.2pp154.1%above the sector's middle half▲ 295.4pp286.1%above the sector's middle half▲ 131.9pp-22.4%below the sector's middle half▼ 308.5pp-13.0%below the sector's middle half▲ 9.4pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: -€9,791-€9,791Net result 2021: -€9,791-€9,791Operating result 2022: €26,455€26,455Net result 2022: €26,394€26,394Operating result 2023: €33,612€33,612Net result 2023: €33,623€33,623Operating result 2024: -€2,067-€2,067Net result 2024: -€1,761-€1,761Operating result 2025: -€1,758-€1,758Net result 2025: -€1,498-€1,49820212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: €33,612€33,600Net result 2023: €33,623€33,600Operating result 2024: -€2,067-€2,070Net result 2024: -€1,761-€1,760Operating result 2025: -€1,758-€1,760Net result 2025: -€1,498-€1,500202320242025
The operating result stays negative: a loss of €1,758 in 2025 against €2,067 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11,489
Equity €1,107 ▼ 57.5%
Debt €10,382 ▲ 98.1%
Debt's share of the balance-sheet total rises from 66.8% to 90.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
9.38▲
2024 · 2.01
ROE
-135.3%▼
2024 · -67.6%
Debt ≤ 1 year
€9,351▲
2024 · €4,738
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 540 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
5.2% went bankrupt
8.3% stopped otherwise
86% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 540 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,846€11,489▲
Current assets29/58€7,846€11,489▲
Amounts receivable within one year40/41€7,844€11,475▲
Trade receivables40€1,160€6,000▲
Other amounts receivable41€6,684€5,475▼
Cash at bank and in hand54/58€2€14▲
Equity and liabilities
Total equity and liabilities10/49€7,846€11,489▲
Equity10/15€2,605€1,107▼
Contributions10/11€18,550€18,550=
Profit (loss) carried forward14-€15,945-€17,443▼
Amounts payable17/49€5,241€10,382▲
Amounts payable within one year42/48€4,738€9,351▲
Trade debts44€4,738€4,511▼
Suppliers440/4€4,738€4,511▼
Advances received on contracts in progress46-€4,840
Accrued charges and deferred income492/3€503€1,031▲
Income statement Code20242025
Other operating charges640/8€119€528▲
Gross operating margin9900-€1,948-€1,230▲
Operating profit (loss)9901-€2,067-€1,758▲
Financial income75/76B€351€318▼
Recurring financial income75€351€318▼
Financial charges65/66B€45€58▲
Recurring financial charges65€45€58▲
Profit (loss) for the period before taxes9903-€1,761-€1,498▲
Profit (loss) for the period9904-€1,761-€1,498▲
Profit (loss) for the period to be appropriated9905-€1,761-€1,498▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,945-€17,443▼
Profit (loss) brought forward from the previous period14P-€14,184-€15,945▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,143€6,929----
Other operating charges640/8-€312€115€119€528▲ 343%
Gross operating margin9900-€648€33,696€33,727-€1,948-€1,230▲ 36.8%
Operating profit (loss)9901-€9,791€26,455€33,612-€2,067-€1,758▲ 15.0%
Financial income75/76B--€134€351€318▼ 9.3%
Recurring financial income75--€134€351€318▼ 9.3%
Financial charges65/66B-€61€123€45€58▲ 29.2%
Recurring financial charges65-€61€123€45€58▲ 29.2%
Profit (loss) for the period before taxes9903-€9,791€26,394€33,623-€1,761-€1,498▲ 14.9%
Profit (loss) for the period9904-€9,791€26,394€33,623-€1,761-€1,498▲ 14.9%
Profit (loss) for the period to be appropriated9905-€9,791€26,394€33,623-€1,761-€1,498▲ 14.9%
Line20212022202320242025Change
Assets
Total assets20/58€6,929€17,123€11,754€7,846€11,489▲ 46.4%
Fixed assets21/28€6,929-----
Intangible fixed assets21€6,929-----
Current assets29/58-€17,123€11,754€7,846€11,489▲ 46.4%
Amounts receivable within one year40/41-€4,488€6,778€7,844€11,475▲ 46.3%
Trade receivables40-€4,488€1,160€1,160€6,000▲ 417%
Other amounts receivable41--€5,618€6,684€5,475▼ 18.1%
Cash at bank and in hand54/58-€12,636€4,976€2€14▲ 480%
Equity and liabilities
Total equity and liabilities10/49€6,929€17,123€11,754€7,846€11,489▲ 46.4%
Equity10/15-€55,651-€29,257€4,366€2,605€1,107▼ 57.5%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Profit (loss) carried forward14-€74,201-€47,807-€14,184-€15,945-€17,443▼ 9.4%
Amounts payable17/49€62,580€46,380€7,388€5,241€10,382▲ 98.1%
Amounts payable after more than one year17€61,933€40,000----
Financial debts170/4€61,933€40,000----
Amounts payable within one year42/48€648€6,380€7,388€4,738€9,351▲ 97.4%
Trade debts44€648€1,730€4,474€4,738€4,511▼ 4.8%
Suppliers440/4€648€1,730€4,474€4,738€4,511▼ 4.8%
Advances received on contracts in progress46----€4,840-
Taxes, remuneration and social security45-€2,128€2,913---
Taxes450/3-€2,128€2,913---
Other amounts payable47/48-€2,522----
Accrued charges and deferred income492/3---€503€1,031▲ 105%
Line20212022202320242025Change
Profit (loss) for the period9904-€9,791€26,394€33,623-€1,761-€1,498▲ 14.9%
+ Depreciation and write-downs630€9,143€6,929----
Operating cash flow (approximation)-€648€33,324€33,623-€1,761-€1,498▲ 14.9%
Change in cash---€7,660-€4,974€12▲ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €33,623 ▲27.4%
Operating result €33,612, net result €33,623, both a record.
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €26,394
Net result €26,394 after 3 loss-making years.
01-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Weakest financial yearnet -€11,103
Net result drops to -€11,103, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
579 m²
Building footprint
452 m²
Volume, LiDAR
8,054 m³
Parcel 35013A1595/00T034, Flanders · tallest building 27.4 m, ±8 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
RO-TEC
Karel Janssenslaan 29, 8400 OostendeNACE 33101
since 20052.150.109.918
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1595/00T034 Flanders 579 m² 1 · 452 m² 27.4 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 1,098 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-09-2005
Fiscal year end31-12
Trade name NL "MEDICAL-TEC " en "OZON MED"
Activities, NACEBEL 2025
82990Other business support services
32500Manufacture of medical and dental instruments and supplies
46431Wholesale of electrical household appliances and audio-video equipment
46643Wholesale of electrical equipment, including installation materials
46649Wholesale of other machinery and equipment
47540Retail sale of electrical household appliances
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.