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RO&AR CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearSteenweg op Ruisbroek 257, 1620 Drogenbos, Belgium262 active companies are registered at this addressKBO/BCE: BE 1020.331.815
Summary

RO&AR CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,920 and a net result of €166,920. Its solvency ranks better than 70% of 34,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
General electrical installation work
NACE 43211General cleaning of buildings NACE 81210
1 site
Size
€258,861total assets 2025
Staff
0.9 FTE
Equity
€166,920
Profit
€166,920
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 28 days early
Why 71raises riskFounded in 2025Size: total assets €258,861lowers riskLiquidity: current ratio 2.78, cash €42,248Equity €166,920 (64.5% of total assets)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 71% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 89
equity 64.5% of total assets
Liquidity 54
short-term debt 35.5% · cash 16.3%
Profitability 100
return on assets 64.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9% 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.3%▲ +0.4 percentage points vs 05-2026 07-2026: 2.4%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.6%▼ -1.8 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.78, above the usual 1.5; short-term debt: 35.5% and cash: 16.3% of total assets), and 35.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 70% on solvency, 50% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.78, cash €42,248
NBB · annual accounts
raises risk · Size: total assets €258,861
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €166,920 (64.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: HYSA Klevjol (director)Appointment: COSTACHE RAUL-ANDREI (director) ·…
  3. IncorporationAppointment: HYSA Klevjol (director) ·…

Financials · financial year 2025, micro format

Equity
€166,920
Total assets
€258,861
Net result
€166,920
Working capital
€163,234

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €258,861
Fixed assets €3,686
Current assets €255,175
Equity and liabilities €258,861
Equity €166,920
Debt €91,942
Debt finances 35.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€210,324
Cash flow
€167,860
Current ratio
2.78
Debt to equity
0.55
ROE
100.0%
ROA
64.5%
Interest coverage
over 100
Debt ≤ 1 year
€91,942
Income taxes
€42,351
Staff costs
€39,246

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€258,861
Fixed assets21/28€3,686
Tangible fixed assets22/27€3,686
Furniture and vehicles24€3,686
Current assets29/58€255,175
Amounts receivable within one year40/41€212,927
Trade receivables40€207,067
Other amounts receivable41€5,861
Cash at bank and in hand54/58€42,248
Equity and liabilities
Total equity and liabilities10/49€258,861
Equity10/15€166,920
Profit (loss) carried forward14€166,920
Amounts payable17/49€91,942
Amounts payable within one year42/48€91,942
Trade debts44€35,177
Suppliers440/4€35,177
Taxes, remuneration and social security45€54,030
Taxes450/3€43,959
Remuneration and social security454/9€10,071
Other amounts payable47/48€2,734
Income statement Code2025
Remuneration, social security and pensions62€39,246
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€940
Other operating charges640/8€1,765
Gross operating margin9900€251,334
Operating profit (loss)9901€209,383
Financial charges65/66B€113
Recurring financial charges65€113
Profit (loss) for the period before taxes9903€209,271
Income taxes67/77€42,351
Profit (loss) for the period9904€166,920
Profit (loss) for the period to be appropriated9905€166,920
Appropriation of the result
Profit (loss) to be appropriated9906€166,920

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€39,246
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€940
Other operating charges640/8€1,765
Gross operating margin9900€251,334
Operating profit (loss)9901€209,383
Financial charges65/66B€113
Recurring financial charges65€113
Profit (loss) for the period before taxes9903€209,271
Income taxes67/77€42,351
Profit (loss) for the period9904€166,920
Profit (loss) for the period to be appropriated9905€166,920
Line2025
Assets
Total assets20/58€258,861
Fixed assets21/28€3,686
Tangible fixed assets22/27€3,686
Furniture and vehicles24€3,686
Current assets29/58€255,175
Amounts receivable within one year40/41€212,927
Trade receivables40€207,067
Other amounts receivable41€5,861
Cash at bank and in hand54/58€42,248
Equity and liabilities
Total equity and liabilities10/49€258,861
Equity10/15€166,920
Profit (loss) carried forward14€166,920
Amounts payable17/49€91,942
Amounts payable within one year42/48€91,942
Trade debts44€35,177
Suppliers440/4€35,177
Taxes, remuneration and social security45€54,030
Taxes450/3€43,959
Remuneration and social security454/9€10,071
Other amounts payable47/48€2,734
Line2025
Profit (loss) for the period9904€166,920
+ Depreciation and write-downs630€940
Operating cash flow (approximation)€167,860

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 03-07-2026 2026-00245198

Similar companies · same sector, comparable size

Of the 22,637 active companies whose main activity is general electrical installation work (NACE 43211), figures are known for 10,450. 8,577 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
COSTACHE RAUL-ANDREI
Director · since 01-07-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
COSTACHE RAUL-ANDREI
  • Director, from 01-07-2025 to date
HYSA Klevjol
  • Director, from 26-02-2025 to 30-06-2025
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 26-02-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 26-02-2025 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 24 February 2025, RO&AR CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 COSTACHE RAUL-ANDREI has served as director of the company since 2025.3 The company has filed annual accounts once, for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-02-2025
  3. 3Belgian Official Gazette, 23-07-2025
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
03-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
23-07
Gazette deed Resignation: HYSA Klevjol (director)
Appointment: COSTACHE RAUL-ANDREI (director) · Director discharge · Share transfer7 facts ▸
  • General meeting, 30-06-2025
  • Director resignation, HYSA Klevjol (director)
  • Director discharge, HYSA Klevjol
  • Director appointment, COSTACHE RAUL-ANDREI (director)
  • Share transfer, HYSA Klevjol → COSTACHE RAUL-ANDREI
  • Shareholding, 95
  • Shareholding, 0
26-02
Gazette deed Incorporation
Appointment: HYSA Klevjol (director) · Founder · Founding capital5 facts ▸
  • Incorporation, “RO&AR CONSTRUCT” (deed in Dutch)
  • Founder, HYSA Klevjol
  • Founding capital, €5,000
  • Director appointment, HYSA Klevjol (director)
  • Other provision, “geen bestuursverbod veroordeling, geen veroordeling uitgesproken” (deed in Dutch)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded24-02-2025
Financial year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
81210General cleaning of buildings
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
Contact
E-mail info@roargroup.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020331815
Also 9925:BE1020331815
Registered 18-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1020.331.815

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
8,138 m²
Building footprint
5,115 m²
Building volume
36,439 m³
2 parcels, Brussels, Flanders · tallest building 18.2 m. Linked by address, not a title deed.
262 companies at this address See who is registered here
1 establishment unit
RO&AR CONSTRUCT
Waterloosesteenweg 873, 1180 UkkelGeneral electrical installation work
since 2025unit no. 2.370.862.320
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
22001B0038/00K000 Flanders 7,925 m² 1 · 4,905 m² 12.9 m · 2
21612C0069/00F000 Brussels 212 m² 1 · 210 m² 18.2 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De algemene onderneming voor alle openbare en particuliere werken, en meer specifiek voor de algemene bouwonderneming van gebouwen, namelijk…” (deed in Dutch)
23 activities (deed in Dutch)
  1. De algemene onderneming voor alle openbare en particuliere werken, en meer specifiek voor de algemene bouwonderneming van gebouwen, namelijk in het algemeen alle bouwwerken, renovaties, verbouwingen, restauraties, sloopwerken, afwerking en afwerking van gebouwen in al hun toepassingen
  2. Het ledigen van septische tanks en leidingen, het legen van industriële vloeibare afvalverzamelaars, het ruimen van vloeibaar afval
  3. Metselwerk, schilderwerk, binnen- en buitenafwerking, pleisterwerk, gevelreiniging, timmerwerk, het leggen van mozaïeken en tegels, het plaatsen van sanitair, voegwerk, zandstralen, bekisting, pleisterwerk, schoonmaak, sloop en grondwerk
  4. Het leggen van tegels en natuursteen, het bewerken en afwerken van stenen, de bewerking van ruwe stenen, de productie van asfaltwerken
  5. De productie van elektrische panelen voor zonne-energieherwinning, grondwerken en opvulling, nivellering en explosieve sloop
  6. De afwatering van bouwplaatsen, boringen en peilingen, de bouw van tunnels, bruggen en viaducten, de aanleg van landingsbanen, baggerwerken, de aanleg van funderingen, de bouw van kluizen, isolatiewerkzaamheden aan verwarmings- en koelinstallaties
  7. Voegwerk, de installatie van particuliere zwembaden, de vernietiging van ongedierte en de installatie van verkeersborden
  8. Het plaatsen van scheidingswanden en verlaagde plafonds van hout, de installatie van schuifdeuren en rolluiken
  9. Verhuur van containers
  10. Recycling en sorteren van afval, evenals het terugwinnen en hergebruiken van ferrometalen en non-ferrometalen
  11. Sloop en afbraak
  12. Het leggen en verwijderen van tegels, ruwbouw, de productie en plaatsing van houten en gipsplaten, de productie en plaatsing van multiplex
  13. De productie van geprefabriceerde betonnen en cementwerken, bekisting, het aanbrengen van beschermende coating
  14. De productie van metalen frames en structuren voor de bouw en de installatie ervan, de productie en installatie van metalen deuren en ramen
  15. De algemene bouw van niet-residentiële gebouwen, voegwerk, cementering, de montage van schuren, stallen en silo's, de aanleg van wegen, het schilderen van wegmarkeringen, de aanleg van rioleringsnetwerken, de bouw van andere constructies
  16. Het ruimen van septische putten, de bouw van dammen en dijken, de aanleg van speelplaatsen
  17. Gespecialiseerde bouwwerken, grondwerken, terreinwaterafvoer, het schoonmaken van bouwplaatsen, boringen en peilingen, de installatie van alarm- en communicatiesystemen, elektrotechnische installatie
  18. Geluids- en thermische isolatiewerkzaamheden, diverse afwerkingsactiviteiten, zandstralen, dakreiniging en ontmossing, het plaatsen van gipsplaten; de verkoop, plaatsing en productie van zonnepanelen, de plaatsing en productie van waterdichte bekleding, vloerbedekking
  19. De groothandel en detailhandel in tegels, natuursteen, marmer en bouwmaterialen
  20. De reiniging van alle soorten textiel, waaronder was- en strijkdiensten, stomerij, ontvetting, zelfbedieningsstrijkdiensten of dienstencheques, naaien, leerreiniging, suède, bont, tapijten; de exploitatie van een soortgelijke onderneming, zoals een wasserette
  21. Alle handelingen met betrekking tot de aankoop, verkoop en verhuur van linnen, diverse textielsoorten, onderhouds- of reinigingsproducten van welke aard dan ook
  22. Alle handelingen met betrekking tot de reiniging van alle soorten ruimtes of gebouwen
  23. De interieurreiniging van gebouwen van alle soorten, waaronder kantoren, werkplaatsen, fabrieken, instellingen en andere commerciële of professionele ruimtes, evenals eengezinswoningen en appartementencomplexen; glazen wassen; strijken

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
RO&AR CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, ARTIKEL 2” (deed in Dutch)

deed of 26-02-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 26-02-2025

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Schriftelijk, gedagtekend en ondertekend” (deed in Dutch)
Authorised capitalThe amount by which the board may raise capital without a new shareholder decision.
“Dag door de wet bepaald als startdatum, toekenning bevoegdheid door algemene vergadering volgens regels statutenwijziging” (deed in Dutch)

deed of 26-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 17:00

deed of 26-02-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
One provision in the deed
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Aantal bevoegdheid bezoldigingen, één of meerdere vereffenaars aangesteld door algemene vergadering” (deed in Dutch)

deed of 26-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Uitgiftevoorwaarden bepalen opname; zonder bepaling geacht niet opgenomen; inbreng zonder nieuwe aandelen verondersteld niet opgenomen…” (deed in Dutch)
Other provision: “Opvraging stortingen niet-volgestorte aandelen, ARTIKEL 7” (deed in Dutch)
Other provision: “Één of meerdere commissarissen, financiële toestand,jaarrekeningen,conformiteit WVV en statuten” (deed in Dutch)
Other provision: “Bestuurder bij gebreke aanwezige aandeelhouder met meeste aandelen, derde al dan niet aandeelhouder met bijzondere volmacht” (deed in Dutch)
Other provision: “Binnen beperkingen door wet, uitkering en interimdividenden” (deed in Dutch)
Other provision: “Alles wat uitoefening mandaat betreft, keuze woonplaats mandaat” (deed in Dutch)
6 more provisions in the deed, see the deed of 26-02-2025

deed of 26-02-2025