RNIG
ActiveRNIG has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €25k. Equity is shrinking by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency69▲+20
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.24 in 2024; short-term debt: 56% and cash: 72.3% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
21.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €52k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-02-2026, 76 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
76 d early
2024
138 d early
2023
61 d early
2022
53 d early
2021
71 d early
2020
46 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 95.2%
2024 · €27k
2018: €85k
2019: €107k
2020: €82k
2021: €61k
2022: €50k
2023: €33k
2024: €27k
2018 → 2025
Total assets
€118k▲ 8.6%
2024 · €109k
2018: €92k
2019: €131k
2020: €115k
2021: €86k
2022: €65k
2023: €73k
2024: €109k
2018 → 2025
Net result
€25k▼ 33.7%
2024 · €38k
2018: €10k
2019: €22k
2020: €5k
2021: €10k
2022: €-12k
2023: €14k
2024: €38k
2018 → 2025
Working capital
€48k▲ 145%
2024 · €20k
2018: €84k
2019: €95k
2020: €70k
2021: €55k
2022: €46k
2023: €27k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€50k▼ 18.8%€33k▼ 33.0%€27k▼ 20.1%€52k▲ 95.2%
Operating result€13k-€-11k€24k€49k▲ 105%€36k▼ 27.6%
Net result€10k-€-12k€14k€38k▲ 182%€25k▼ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€4k▼ 43.7%
Current assets
€114k▲ 12.2%
Equity and liabilities €118k
Equity
€52k▲ 95.2%
Debt
€66k▼ 19.5%
The debt ratio falls from 75.6% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €52k
Cash flow
€28k▼
2024 · €41k
Solvency
44.0%▲
2024 · 24.4%
Current ratio
1.72▲
2024 · 1.24
Quick ratio
1.72▲
2024 · 1.24
Debt / equity
1.27▼
2024 · 3.09
ROE
48.8%▼
2024 · 143.5%
ROA
21.4%▼
2024 · 35.1%
Interest coverage
462.77▼
2024 · 670.62
Debt
€66k▼
2024 · €82k
Debt ≤ 1 year
€66k▼
2024 · €82k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€118k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€3k€792▼
Current assets29/58€102k€114k▲
Amounts receivable within one year40/41€17k€28k▲
Trade receivables40€17k€28k▲
Cash at bank and in hand54/58€84k€86k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€109k€118k▲
Equity10/15€27k€52k▲
Contributions10/11€20k€20k=
Reserves13€2k€27k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€25k
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€82k€66k▼
Amounts payable within one year42/48€82k€66k▼
Trade debts44€379€10k▲
Suppliers440/4€379€10k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48€74k€50k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€855€864▲
Gross operating margin9900€53k€40k▼
Operating profit (loss)9901€49k€36k▼
Financial income75/76B€36€32▼
Recurring financial income75€36€32▼
Financial charges65/66B€78€84▲
Recurring financial charges65€78€84▲
Profit (loss) for the period before taxes9903€49k€36k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€38k€25k▼
Profit (loss) for the period to be appropriated9905€38k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€30k▼
Profit (loss) brought forward from the previous period14P€11k€5k▼
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7€45k-
Return on contributions (dividend)694€45k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2018net €38k ▲182%
Operating result €49k, net result €38k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-12k ▼220%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100kEq €107k ▲26%
2 profitable years in a row build equity to €107k.
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breutheide(LIP) 42890 Puurs-Sint-AmandsGround area
3,987 m²
Building footprint
171 m²
Volume, LiDAR
790 m³
Parcel 12023B0104/00K000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RNIG
since 20132.218.591.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12023B0104/00K000 | Flanders | 3,987 m² | 1 · 171 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2013
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
01199Crop and animal production, hunting and related service activities
01250Crop and animal production, hunting and related service activities
47400Retail sale of information and communication equipment
47410Retail trade
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.