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RNA STORE

Active
Private limited companyfounded 20206 yrs activeChaussée de Bruxelles 60, 7800 Ath, BelgiumKBO/BCE: BE 0750.718.632
Summary

The computed 12-month bankruptcy probability of RNA STORE is 1.7% (moderate). The 2026 annual accounts show equity of €52,584 and a net result of €2,111. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 66% of 280 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes · tick = 2025
Profitability71▲+21
Solvency73▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.49 against 1.86 in 2025; short-term debt: 40% and cash: 24.1% of total assets), but 51.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
48.2%
Return on assets
1.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 30-06-2026, 62 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
62 d early
2025
38 d early
2024
52 d early
2023
49 d early
2022
62 d early
2021
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 46 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RNA STORE was incorporated on 15 July 2020 as a Private limited company.1 Total assets rose from EUR 91,127 in 2021 to EUR 109,087 in 2026 and headcount from 1.4 full-time equivalents in 2021 to 1.3 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021, 2025 and 2026

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Financials · fiscal year 2026, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2,111▲ 108%
2025 · €1,016
Working capital
€64,831▼ 2.3%
2025 · €66,347
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€153€24,443▲ 15,876%€13,932▼ 43.0%€5,655▼ 59.4%€3,990▼ 29.4%
Net result-€2,818below the sector's middle half▲ 57.6%€20,159within the sector's middle half€8,758within the sector's middle half▼ 56.6%€1,016within the sector's middle half▼ 88.4%€2,111▲ 108%
Equity€20,541below the sector's middle half▼ 12.1%€40,699below the sector's middle half▲ 98.1%€49,457below the sector's middle half▲ 21.5%€50,473below the sector's middle half▲ 2.1%€52,584▲ 4.2%
Total assets€123,178below the sector's middle half▲ 35.2%€191,512below the sector's middle half▲ 55.5%€179,141below the sector's middle half▼ 6.5%€148,564below the sector's middle half▼ 17.1%€109,087▼ 26.6%
Debt€102,637▲ 51.5%€150,813▲ 46.9%€129,684▼ 14.0%€98,091▼ 24.4%€56,503▼ 42.4%
Working capital€38,395within the sector's middle half€58,214within the sector's middle half▲ 51.6%€65,645within the sector's middle half▲ 12.8%€66,347within the sector's middle half▲ 1.1%€64,831▼ 2.3%
Solvency16.7%within the sector's middle half▼ 9.0pp21.3%within the sector's middle half▲ 4.6pp27.6%within the sector's middle half▲ 6.4pp34.0%within the sector's middle half▲ 6.4pp48.2%▲ 14.2pp
Current ratio1.62within the sector's middle half▲ 0.701.50within the sector's middle half▼ 0.121.64within the sector's middle half▲ 0.141.86within the sector's middle half▲ 0.222.49▲ 0.63
Return on assets (ROA)-2.3%below the sector's middle half▲ 5.0pp10.5%above the sector's middle half▲ 12.8pp4.9%within the sector's middle half▼ 5.6pp0.7%within the sector's middle half▼ 4.2pp1.9%▲ 1.3pp
Staff (FTE)2below the sector's middle half▲ 42.9%2below the sector's middle half=2.2below the sector's middle half▲ 10.0%1.3below the sector's middle half▼ 40.9%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2022: €153€153Net result 2022: -€2,818-€2,818Operating result 2023: €24,443€24,443Net result 2023: €20,159€20,159Operating result 2024: €13,932€13,932Net result 2024: €8,758€8,758Operating result 2025: €5,655€5,655Net result 2025: €1,016€1,016Operating result 2026: €3,990€3,990Net result 2026: €2,111€2,11120222023202420252026€0€5,000€10,000€15,000Operating result 2024: €13,932€13,900Net result 2024: €8,758€8,760Operating result 2025: €5,655€5,660Net result 2025: €1,016€1,020Operating result 2026: €3,990€3,990Net result 2026: €2,111€2,110202420252026
The operating result has fallen three years in a row; 2026 is 29% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €109,087
Fixed assets €633 ▼ 86.9%
Current assets €108,454 ▼ 24.5%
Equity and liabilities €109,087
Equity €52,584 ▲ 4.2%
Debt €56,503 ▼ 42.4%
Debt's share of the balance-sheet total falls from 66.0% to 51.8%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€7,826▼
2025 · €12,033
Cash flow
€5,947▼
2025 · €7,394
Quick ratio
1.03▲
2025 · 0.55
Debt to equity
1.07▼
2025 · 1.94
ROE
4.0%▲
2025 · 2.0%
Interest coverage
7.04▲
2025 · 3.61
Debt ≤ 1 year
€43,623▼
2025 · €77,385
Debt > 1 year
€12,570▼
2025 · €19,916
Income taxes
€768▼
2025 · €1,304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.2% went bankrupt
3.8% stopped otherwise
94% still going

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 43 lines
Balance sheet Code20252026
Assets
Total assets20/58€148,564€109,087▼
Fixed assets21/28€4,832€633▼
Intangible fixed assets21€992-
Tangible fixed assets22/27€3,477€633▼
Furniture and vehicles24€3,477€633▼
Financial fixed assets28€363-
Current assets29/58€143,732€108,454▼
Stocks and contracts in progress3€101,516€63,731▼
Stocks30/36€101,516€63,731▼
Amounts receivable within one year40/41€10,273€12,370▲
Trade receivables40€6,257€10,405▲
Other amounts receivable41€4,016€1,965▼
Cash at bank and in hand54/58€25,758€26,262▲
Deferred charges and accrued income490/1€6,185€6,091▼
Equity and liabilities
Total equity and liabilities10/49€148,564€109,087▼
Equity10/15€50,473€52,584▲
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14€20,473€22,584▲
Amounts payable17/49€98,091€56,503▼
Amounts payable after more than one year17€19,916€12,570▼
Financial debts170/4€19,916€12,570▼
Amounts payable within one year42/48€77,385€43,623▼
Current portion of amounts payable after more than one year42€7,489€7,346▼
Trade debts44€15,723€4,803▼
Suppliers440/4€15,723€4,803▼
Taxes, remuneration and social security45€732€767▲
Taxes450/3€732€767▲
Other amounts payable47/48€53,441€30,707▼
Accrued charges and deferred income492/3€790€310▼
Income statement Code20252026
Remuneration, social security and pensions62€7,903-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,378€3,836▼
Other operating charges640/8€1,115€1,458▲
Gross operating margin9900€21,051€9,284▼
Operating profit (loss)9901€5,655€3,990▼
Financial charges65/66B€3,335€1,111▼
Recurring financial charges65€3,335€1,111▼
Profit (loss) for the period before taxes9903€2,320€2,879▲
Income taxes67/77€1,304€768▼
Profit (loss) for the period9904€1,016€2,111▲
Profit (loss) for the period to be appropriated9905€1,016€2,111▲
Appropriation of the result
Profit (loss) to be appropriated9906€20,473€22,584▲
Profit (loss) brought forward from the previous period14P€19,457€20,473▲
Social balance
Average headcount (FTE)90871.3-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Remuneration, social security and pensions62€33,144€44,102€27,185€7,903--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,136€6,301€6,378€6,378€3,836▼ 39.9%
Other operating charges640/8€651€1,047€1,037€1,115€1,458▲ 30.8%
Non-recurring operating charges66A-€849----
Gross operating margin9900€40,084€76,742€48,532€21,051€9,284▼ 55.9%
Operating profit (loss)9901€153€24,443€13,932€5,655€3,990▼ 29.4%
Financial income75/76B€207€317----
Recurring financial income75€207€317----
Financial charges65/66B€3,178€1,747€2,488€3,335€1,111▼ 66.7%
Recurring financial charges65€3,178€1,747€2,488€3,335€1,111▼ 66.7%
Profit (loss) for the period before taxes9903-€2,818€23,013€11,444€2,320€2,879▲ 24.1%
Income taxes67/77-€2,854€2,686€1,304€768▼ 41.1%
Profit (loss) for the period9904-€2,818€20,159€8,758€1,016€2,111▲ 108%
Profit (loss) for the period to be appropriated9905-€2,818€20,159€8,758€1,016€2,111▲ 108%
Line20222023202420252026Change
Assets
Total assets20/58€123,178€191,512€179,141€148,564€109,087▼ 26.6%
Fixed assets21/28€23,189€16,888€11,210€4,832€633▼ 86.9%
Intangible fixed assets21€6,092€4,392€2,692€992--
Tangible fixed assets22/27€16,734€12,133€8,155€3,477€633▼ 81.8%
Furniture and vehicles24€16,734€12,133€8,155€3,477€633▼ 81.8%
Financial fixed assets28€363€363€363€363--
Current assets29/58€99,989€174,624€167,931€143,732€108,454▼ 24.5%
Stocks and contracts in progress3€74,091€58,310€114,929€101,516€63,731▼ 37.2%
Stocks30/36€74,091€58,310€114,929€101,516€63,731▼ 37.2%
Amounts receivable within one year40/41€3,862€92,788€33,251€10,273€12,370▲ 20.4%
Trade receivables40€3,862€92,788€30,803€6,257€10,405▲ 66.3%
Other amounts receivable41--€2,448€4,016€1,965▼ 51.1%
Cash at bank and in hand54/58€19,474€17,630€13,532€25,758€26,262▲ 2.0%
Deferred charges and accrued income490/1€2,562€5,896€6,219€6,185€6,091▼ 1.5%
Equity and liabilities
Total equity and liabilities10/49€123,178€191,512€179,141€148,564€109,087▼ 26.6%
Equity10/15€20,541€40,699€49,457€50,473€52,584▲ 4.2%
Contributions10/11€30,000€30,000€30,000€30,000€30,000=
Profit (loss) carried forward14-€9,459€10,699€19,457€20,473€22,584▲ 10.3%
Amounts payable17/49€102,637€150,813€129,684€98,091€56,503▼ 42.4%
Amounts payable after more than one year17€41,043€34,149€27,108€19,916€12,570▼ 36.9%
Financial debts170/4€41,043€34,149€27,108€19,916€12,570▼ 36.9%
Amounts payable within one year42/48€61,594€116,410€102,286€77,385€43,623▼ 43.6%
Current portion of amounts payable after more than one year42€6,750€6,894€7,041€7,489€7,346▼ 1.9%
Trade debts44€16,258€52,660€18,974€15,723€4,803▼ 69.5%
Suppliers440/4€16,258€52,660€18,974€15,723€4,803▼ 69.5%
Taxes, remuneration and social security45€9,785€25,492€5,539€732€767▲ 4.8%
Taxes450/3€6,048€21,078€5,539€732€767▲ 4.8%
Remuneration and social security454/9€3,737€4,414----
Other amounts payable47/48€28,801€31,364€70,732€53,441€30,707▼ 42.5%
Accrued charges and deferred income492/3-€254€290€790€310▼ 60.8%
Line20222023202420252026Change
Profit (loss) for the period9904-€2,818€20,159€8,758€1,016€2,111▲ 108%
+ Depreciation and write-downs630€6,136€6,301€6,378€6,378€3,836▼ 39.9%
Operating cash flow (approximation)€3,318€26,460€15,136€7,394€5,947▼ 19.6%
Investment in fixed assets (approximation)-€0-€700€0€363-
Change in cash--€1,844-€4,098€12,226€504▼ 95.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-08-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
24-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
10-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
31-01
Financial Back to profitnet €20,159
Net result €20,159 after 2 loss-making years.
2022
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2021
18-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2.3 ha
Building footprint
111 m²
Parcel 51004B3328/00A000, Wallonia. Linked by address, not a title deed.
23 companies at this address See who is registered here
1 establishment unit
SOLDOUTLET
Chaussée de Bruxelles 60, 7800 AthWholesale of clothing, excluding workwear and underwear
since 20202.304.748.803
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51004B3328/00A000 Wallonia 2.3 ha 1 · 111 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,488 companies in this sector we hold annual accounts for 2,442. 1,864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-01
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0750718632
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.