RN STONE
ActiveRN STONE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €28k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-18
Solvency91▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.49 in 2023; short-term debt: 23.7% and cash: 5.9% of total assets), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
395 d late
2022
31 d early
2021
33 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€171k▲ 19.4%
2023 · €143k
2018: €35k
2019: €20k
2020: €18k
2021: €30k
2022: €40k
2023: €143k
2018 → 2024
Total assets
€261k▼ 13.6%
2023 · €302k
2018: €241k
2019: €313k
2020: €273k
2021: €302k
2022: €284k
2023: €302k
2018 → 2024
Net result
€28k▼ 73.2%
2023 · €104k
2018: €18k
2019: €-15k
2020: €-2k
2021: €11k
2022: €10k
2023: €104k
2018 → 2024
Working capital
€-24k▲ 51.9%
2023 · €-49k
2018: €153k
2019: €178k
2020: €131k
2021: €-134k
2022: €-147k
2023: €-49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€18k-€30k▲ 62.5%€40k▲ 33.1%€143k▲ 261%€171k▲ 19.4%
Operating result€3k-€15k▲ 462%€7k▼ 48.9%€104k▲ 1,289%€29k▼ 72.0%
Net result€-2k-€11k€10k▼ 14.0%€104k▲ 951%€28k▼ 73.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €261k
Fixed assets
€223k▼ 12.4%
Current assets
€38k▼ 20.3%
Equity and liabilities €261k
Equity
€171k▲ 19.4%
Debt
€90k▼ 43.4%
The debt ratio falls from 52.5% to 34.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k
Cash flow
€59k
Solvency
65.6%▲
2023 · 47.5%
Current ratio
0.62▲
2023 · 0.49
Quick ratio
0.48▲
2023 · 0.40
Debt / equity
0.52▼
2023 · 1.11
ROE
16.2%▼
2023 · 72.3%
ROA
10.6%▼
2023 · 34.3%
Interest coverage
47.39
Debt
€90k▼
2023 · €159k
Debt ≤ 1 year
€62k▼
2023 · €97k
Debt > 1 year
€20k▼
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€302k€261k▼
Fixed assets21/28€254k€223k▼
Tangible fixed assets22/27€254k€223k▼
Land and buildings22€244k€218k▼
Furniture and vehicles24€11k€4k▼
Current assets29/58€48k€38k▼
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€32k€6k▼
Trade receivables40€32k€6k▼
Other amounts receivable41€240€212▼
Cash at bank and in hand54/58€4k€15k▲
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€302k€261k▼
Equity10/15€143k€171k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€104k€132k▲
Amounts payable17/49€159k€90k▼
Amounts payable after more than one year17€58k€20k▼
Financial debts170/4€58k€20k▼
Amounts payable within one year42/48€97k€62k▼
Current portion of amounts payable after more than one year42€85€19k▲
Financial debts43-€255
Credit institutions430/8-€255
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€92k€40k▼
Accrued charges and deferred income492/3€3k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€31k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€106k€62k▼
Operating profit (loss)9901€104k€29k▼
Financial charges65/66B€193€1k▲
Recurring financial charges65€193€1k▲
Profit (loss) for the period before taxes9903€104k€28k▼
Profit (loss) for the period9904€104k€28k▼
Profit (loss) for the period to be appropriated9905€104k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€132k▲
Profit (loss) brought forward from the previous period14P-€104k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 395 days late
2024
31-12
Financial
Equity above €150kEq €171k ▲19.4%
4 profitable years in a row build equity to €171k.
2023
31-12
Financial
Highest result since 2018net €104k ▲951%
Operating result €104k, net result €104k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲261%
3 profitable years in a row build equity to €143k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-15k ▼184%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weerterveldweg 1A3740 Bilzen-HoeseltGround area
1,265 m²
Building footprint
120 m²
Volume, LiDAR
722 m³
Parcel 73068B0492/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RN Stone
since 20152.244.690.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73068B0492/00F000 | Flanders | 1,265 m² | 1 · 119 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,137 companies in sector 46130 we hold annual accounts for 646. 508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-08-2015
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.