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RMVE

Active
Private limited company·Overige zakelijke dienstverlening, neg· 4 yrs active
Galeipad 12 ·9000 Gent, Belgium
BE 0788.323.453
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RMVE is 0.9% (low). The 2025 annual accounts show equity of €207k and a net result of €-18k. Its solvency ranks better than 29% of 1057 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-18k+89.7%
Working capital€-322k-48.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 05-12-2025 with the NBB · fiscal year 2025 · micro
€-200k€-150k€-100k€-50k€0Operating result 2024: €-175k€-175kNet result 2024: €-175k€-175kOperating result 2025: €-18k€-18kNet result 2025: €-18k€-18k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 21.7% 51.1%
better than 29% of 1057 sector peers
Net result €-18k €24k
better than 5% of 1057 sector peers
Equity €207k €51k
better than 88% of 1058 sector peers
Gross operating margin €30k €46k
better than 36% of 1057 sector peers
Total assets €954k €116k
better than 95% of 1058 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€28k
-43.3% -55% vs sector
Net profit
€-18k
+89.7% -133% vs sector
Cash flow
€28k
-43.3% +14% vs sector
Total assets
€954k
-0.6% +84% vs sector
Equity
€207k
-8.0% -34% vs sector
Working capital
€-322k
-48.8% far below sector median
Debt
€747k
+1.6% far above sector median
Debt ≤ 1y
€345k
+6.5% far above sector median
Debt > 1y
€400k
0.0% far above sector median
Current ratio
0.07
-79.4% -96% vs sector
Quick ratio
0.07
-79.4% -94% vs sector
Solvency
21.7%
-7.4% -69% vs sector
Debt / equity
3.61
+10.5% far above sector median
ROE
-8.7%
+88.8% far below sector median
ROA
-1.9%
+89.6% -27% vs sector
Interest coverage
560.20
+43.5% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€28k
Net profit€-18k
Cash flow€28k
Staff costs-
Income taxes-
Dividends-
Total assets€954k
Equity€207k
Debt€747k
of which ≤ 1y€345k
of which > 1y€400k
Working capital€-322k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.07
Quick ratio0.07
Working capital ratio-33.7%
Solvency21.7%
Debt / equity3.61
Long-term debt ratio1.93
Interest coverage560.20
Gross margin-
Net margin-
ROA-1.9%
ROE-8.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€954k
Fixed assets 21/28€930k
Tangible fixed assets 22/27€930k
Current assets 29/58€24k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€954k
Equity 10/15€207k
Contributions / capital 10/11€400k
Accumulated profits (losses) 14€-193k
Amounts payable 17/49€747k
Amounts payable after one year 17€400k
Amounts payable within one year 42/48€345k
Trade debts payable within one year 44€637
Income statement
Gross operating margin 9900€30k
Operating result 9901€-18k
Financial income 75€0
Financial charges 65€51
Result before taxes 9903€-18k
Net result for the period 9904€-18k
Result to be appropriated 9905€-18k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
28 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
RMVE
Galeipad 12, 9000 GentHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.335.991.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area424 m²
Buildings1
Building footprint351 m²
Volume (LiDAR)8 m³
Tallest building1.3 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44807G0923/00B000 Flanders 424 m² 1 · 351 m² 1.3 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health28Profitability0Solvency18Growth58Stability94
40 / 100

Fragile profile, watch profitability in particular.

Health 28
Profitability 0
Solvency 18
Growth 58
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameNL RMVE
Registered office
Galeipad 12 bus 301
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.