RMT Concept

Active

Private limited companyfounded 20178 yrs activeRue de la Montagne, Furnaux 2, 5641 Mettet, BelgiumKBO/BCE: BE 0682.917.711

The computed 12-month bankruptcy probability of RMT Concept is 2.4% (moderate). The 2025 annual accounts show negative equity (€-41k) and a net result of €14k. Equity is shrinking by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 2045 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency0=

Growth58▲+26

Track record100

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.32 against 0.27 in 2024; short-term debt: 267.4% and cash: 1.9% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-167.4%

Return on assets

56.9%

Age of the figures

15 mo

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2045 sector peers (2025).

NBB · sector comparison

Position among 2045 sector peers

Solvency

better than 5%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-05-2026, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 7 filings

Deviation from the deadline

2025

119 d late

2024

27 d late

2023

2 d early

2022

8 d late

2020

28 d late

2019

on the day

2018

14 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close23-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€14k

2024 · €-15k

2019: €8k 2020: €32k 2022: €-49k 2023: €-6k 2024: €-15k

2019 → 2025

Working capital

€-44k▲ 24.6%

2024 · €-59k

2019: €-15k 2020: €26k 2022: €-51k 2023: €-44k 2024: €-59k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202022202320242025Trend

Equity€52k-€-46k€-39k▲ 14.2%€-55k▼ 39.6%€-41k▲ 25.4%

Operating result€50k-€-43k€-4k▲ 90.5%€-16k▼ 298%€14k

Net result€32k-€-49k€-6k▲ 88.0%€-15k▼ 160%€14k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €14k after a loss of €16k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €24k

13.8%

86.2%

Fixed assets €3k▼ 14.4%

Current assets €21k▼ 4.7%

Key figures and ratios

2025 value · change against 2024

EBITDA

€15k▲

2024 · €-15k

Cash flow

€14k▲

2024 · €-15k

Solvency

-167.4%▲

2024 · -210.5%

Current ratio

0.32▲

2024 · 0.27

Quick ratio

0.32▲

2024 · 0.27

Debt / equity

-1.60▼

2024 · -1.48

ROA

56.9%▲

2024 · -59.7%

Interest coverage

30.33▲

2024 · -48.78

Debt

€65k▼

2024 · €81k

Debt ≤ 1 year

€65k▼

2024 · €81k

Staff costs

€1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€26k€24k▼

Fixed assets21/28€4k€3k▼

Tangible fixed assets22/27€4k€3k▼

Plant, machinery and equipment23€3k€3k▼

Furniture and vehicles24€559€476▼

Current assets29/58€22k€21k▼

Amounts receivable within one year40/41€22k€21k▼

Trade receivables40€19k€19k▼

Other amounts receivable41€2k€2k▼

Cash at bank and in hand54/58€465€456▼

Equity and liabilities

Total equity and liabilities10/49€26k€24k▼

Equity10/15€-55k€-41k▲

Contributions10/11€19k€19k=

Reserves13€37k€37k=

Distributable reserves133€37k€37k=

Profit (loss) carried forward14€-111k€-97k▲

Amounts payable17/49€81k€65k▼

Amounts payable within one year42/48€81k€65k▼

Financial debts43€101-

Credit institutions430/8€101-

Trade debts44€12k€22k▲

Suppliers440/4€12k€22k▲

Advances received on contracts in progress46€3k-

Taxes, remuneration and social security45€59€757▲

Taxes450/3€59€757▲

Other amounts payable47/48€65k€43k▼

Income statement Code20242025

Remuneration, social security and pensions62-€1k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€564€564=

Other operating charges640/8€825€1k▲

Gross operating margin9900€-15k€18k▲

Operating profit (loss)9901€-16k€14k▲

Financial income75/76B€879€223▼

Recurring financial income75€879€223▼

Financial charges65/66B€317€485▲

Recurring financial charges65€317€485▲

Profit (loss) for the period before taxes9903€-15k€14k▲

Profit (loss) for the period9904€-15k€14k▲

Profit (loss) for the period to be appropriated9905€-15k€14k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-111k€-97k▲

Profit (loss) brought forward from the previous period14P€-95k€-111k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 4Filings 7

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-05

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 119 days late

2025

30-06

Financial Back to profitnet €14k

Net result €14k after 3 loss-making years.

27-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 27 days late

2024

29-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

08-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 8 days late

2022

30-06

Financial Weakest financial yearnet €-49k ▼253%

Net result drops to €-49k, the lowest in the series; recovery starts the following year.

2021

28-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 28 days late

2020

30-06

Financial Highest result since 2019net €32k ▲300%

Operating result €50k, net result €32k, both a record.

30-06

Financial Liquidity triplescurrent ratio 1.60

Current ratio from 0.46 to 1.60.

31-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

14-02

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 14 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mettet · 2 establishment units since 2017

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Montagne, Furnaux 25641 Mettet

Ground area

2,488 m²

Building footprint

430 m²

Volume, LiDAR

3,723 m³

2 parcels, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

RMT Concept

Rue de la Montagne, Furnaux 2, 5641 MettetManufacture of furniture

since 20172.270.567.684

POPUP DONUT

Rue de la Pavée(EP) 5, 5101 NamurRetail trade

since 20212.321.994.710

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92051A0219/00C000	Wallonia	1,341 m²	1 · 112 m²	10.7 m · 3 fl.
92039A0103/00R000	Wallonia	1,147 m²	1 · 318 m²	12.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Flemings

BE 0659.694.129

Bilzen-Hoeselt · Eq €52k

TOTAALAFWERKING HENSEN

Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,434 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-10-2017

Fiscal year end30-06

Activities, NACEBEL

43320Joinery installation

68121Development of residential building projects

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.