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RMS Schilderwerken

Active
Private limited company·Schilderen van gebouwen· 2 yrs active
Koningsstraat 1 c ·2381 Ravels, Belgium
KBO/BCE: BE 1005.936.421
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 6,232 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RMS Schilderwerken is 2.3% (moderate). The 2025 annual accounts show equity of €19k and a net result of €13k. Its solvency ranks better than 53% of 2905 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 08-06-2026 53 d early 2026-00147962
31-12-2024 31-07-2025 17-06-2025 44 d early 2025-00149741

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k+183.2%
Working capital€11k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro
€0€5k€10k€15kOperating result 2024: €7k€7kNet result 2024: €4k€4kOperating result 2025: €17k€17kNet result 2025: €13k€13k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 45.4% 43.4%
better than 53% of 2905 sector peers
Net result €13k €13k
better than 49% of 2904 sector peers
Equity €19k €44k
better than 27% of 2905 sector peers
Gross operating margin €22k €39k
better than 32% of 2902 sector peers
Total assets €42k €115k
better than 16% of 2905 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€21k
+105.7% 24-25
Net profit
€13k
+183.2% 24-25
Cash flow
€17k
+122.1% 24-25
Total assets
€42k
+3.9% 24-25
Equity
€19k
+195.5% 24-25
Working capital
€11k
- 24-25
Income taxes
€4k
+84.1% 24-25
Debt
€23k
-32.5% 24-25
Show 9 other metrics
Debt ≤ 1y
€18k
-28.4% 24-25
Debt > 1y
€5k
-43.1% 24-25
Current ratio
1.62
+64.8% 24-25
Quick ratio
1.43
+45.7% 24-25
Solvency
45.4%
+184.5% 24-25
Debt / equity
1.20
-77.1% 24-25
ROE
66.2%
-4.1% 24-25
ROA
30.0%
+172.7% 24-25
Interest coverage
33.73
+131.2% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€21k
Net profit€13k
Cash flow€17k
Staff costs-
Income taxes€4k
Dividends-
Total assets€42k
Equity€19k
Debt€23k
of which ≤ 1y€18k
of which > 1y€5k
Working capital€11k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.62
Quick ratio1.43
Working capital ratio25.9%
Solvency45.4%
Debt / equity1.20
Long-term debt ratio0.28
Interest coverage33.73
Gross margin-
Net margin-
ROA30.0%
ROE66.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€42k
Fixed assets 21/28€14k
Tangible fixed assets 22/27€14k
Current assets 29/58€29k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€42k
Equity 10/15€19k
Contributions / capital 10/11€2k
Reserves 13€4k
Accumulated profits (losses) 14€13k
Amounts payable 17/49€23k
Amounts payable after one year 17€5k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€22k
Operating result 9901€17k
Financial charges 65€626
Result before taxes 9903€16k
Income taxes 67/77€4k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningsstraat 1 c2381 Ravels

Establishment units

1 location
RMS Schilderwerken - RMS Stables
Koningsstraat 1 c, 2381 RavelsIsolatiewerkzaamheden
since 20242.355.697.953
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6,232 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13048D0115/00B000 Flanders 6,232 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health94Profitability100Solvency82Growth78Stability82
87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 82
Growth 78
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 733 of the 7,842 companies in this sector. 638 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schilderen van gebouwen43341Installatie van isolatie43230Isolatiewerkzaamheden43291Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen43333Groothandel in levend vee46231
Primary activity highlighted.
Names & trade names
Legal nameNL RMS Schilderwerken
Registered office
Koningsstraat 1 c
2381 Ravels, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.