RMS CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RMS CONSTRUCT is 4.0% (moderate). The 2025 annual accounts show equity of €21,599 and a net result of €3,356. Equity is growing by about 9.9% per year across the filed financial years. Its solvency ranks better than 79% of 9,327 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €21,599
- Profit
- €3,356
Why 50raises riskFounded in 2023Size: total assets €30,789Sector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 61 days late; 2 of the last 3 lateShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 79% on solvency, 46% on liquidity, 65% on profitability and 63% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 45 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €254 ▼98.4%
Financials · financial year 2025, micro format
2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535996.
2023 to 2025, 3 financial years
The operating result recovers in 2025; 2025 is over 10 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €209 | €844 | €986 | ▲ 16.8% |
| Other operating charges640/8 | €113 | €1,140 | €998 | ▼ 12.4% |
| Non-recurring operating charges66A | - | €420 | - | - |
| Gross operating margin9900 | €21,632 | €2,728 | €5,265 | ▲ 93.0% |
| Operating profit (loss)9901 | €21,310 | €323 | €3,281 | ▲ 915% |
| Financial income75/76B | €10 | €69 | €4 | ▼ 94.2% |
| Recurring financial income75 | €10 | €69 | €4 | ▼ 94.2% |
| Financial charges65/66B | €0 | €54 | €117 | ▲ 117% |
| Recurring financial charges65 | €0 | €54 | €117 | ▲ 117% |
| Profit (loss) for the period before taxes9903 | €21,320 | €339 | €3,168 | ▲ 835% |
| Income taxes67/77 | €5,330 | €85 | -€188 | - |
| Profit (loss) for the period9904 | €15,990 | €254 | €3,356 | ▲ 13× |
| Profit (loss) for the period to be appropriated9905 | €15,990 | €254 | €3,356 | ▲ 13× |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €27,428 | €24,390 | €30,789 | ▲ 26.2% |
| Fixed assets21/28 | €2,349 | €1,505 | €1,672 | ▲ 11.1% |
| Tangible fixed assets22/27 | €2,349 | €1,505 | €1,547 | ▲ 2.8% |
| Plant, machinery and equipment23 | €2,349 | €1,505 | €1,547 | ▲ 2.8% |
| Financial fixed assets28 | - | - | €125 | - |
| Current assets29/58 | €25,079 | €22,885 | €29,117 | ▲ 27.2% |
| Amounts receivable within one year40/41 | €8,121 | €17,346 | €26,033 | ▲ 50.1% |
| Trade receivables40 | €3,001 | €15,031 | €25,631 | ▲ 70.5% |
| Other amounts receivable41 | €5,120 | €2,315 | €403 | ▼ 82.6% |
| Cash at bank and in hand54/58 | €16,958 | €5,539 | €2,043 | ▼ 63.1% |
| Deferred charges and accrued income490/1 | - | - | €1,040 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €27,428 | €24,390 | €30,789 | ▲ 26.2% |
| Equity10/15 | €17,990 | €18,243 | €21,599 | ▲ 18.4% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €15,990 | €16,243 | €19,599 | ▲ 20.7% |
| Amounts payable17/49 | €9,438 | €6,147 | €9,189 | ▲ 49.5% |
| Amounts payable within one year42/48 | €9,438 | €6,147 | €8,683 | ▲ 41.3% |
| Trade debts44 | €4,108 | €732 | €5,947 | ▲ 713% |
| Suppliers440/4 | €4,108 | €732 | €5,947 | ▲ 713% |
| Taxes, remuneration and social security45 | €5,330 | €5,415 | €2,736 | ▼ 49.5% |
| Taxes450/3 | €5,330 | €5,415 | €2,736 | ▼ 49.5% |
| Accrued charges and deferred income492/3 | - | - | €506 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,990 | €254 | €3,356 | ▲ 13× |
| + Depreciation and write-downs630 | €209 | €844 | €986 | ▲ 16.8% |
| Operating cash flow (approximation) | €16,199 | €1,098 | €4,342 | ▲ 295% |
| Investment in fixed assets (approximation) | - | €0 | -€1,154 | - |
| Change in cash | - | -€11,419 | -€3,496 | ▲ 69.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00535996 |
| 31-12-2024 | micro format | 13-09-2025 | 2025-00496655 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00425092 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MENDES DA SILVA Reginaldo |
|
Owners and capital
Capital and shareholders
- MENDES DA SILVA Reginaldo 100 shares (100%) · €2,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-04-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
06-04
Gazette deed
IncorporationAppointment: MENDES DA SILVA Reginaldo (director) · Founder · Founding capital7 facts ▸
- Founder, MENDES DA SILVA Reginaldo (comparant)
- Incorporation, “RMS CONSTRUCT” (deed in Dutch)
- Founding capital, €2,000
- Capital
- Registered office clause, “1800 Vilvoorde, Mechelsesteenweg 151A” (deed in Dutch)
- Board rule, 1
- Director appointment, MENDES DA SILVA Reginaldo (director (not named in the articles))
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0800.403.814
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23643E0027/00K004 | Flanders | 212 m² | 1 · 100 m² | 10.6 m · 3 |
| 23643E0027/00Z003 | Flanders | 196 m² | 1 · 84 m² | 12.3 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Algemene bouwonderneming zonder beperking van activiteit,gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste…” (deed in Dutch)
29 activities (deed in Dutch)
- Algemene bouwonderneming zonder beperking van activiteit,gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste machtiging
- Renoveren en isoleren van individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard
- Het bouwrijp maken van terreinen,burgerlijke en utiliteitsgebouw
- Individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard
- Chape,plafonneerwerken,cementwerken
- Afwerking(verven en behangen)
- Oprichting,afwerking,renovatie en onderhoud van alle onroerende goederen
- Makelaar in immobiliën
- Onderneming voor grond en waterbouwkundige werken
- Het leggen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding,tapijt en vloerbedekking van linoleum,rubber of kunststof
- Aannemer van metsel en betonwerken,waterdicht maken van bouwwerken
- Aannemer van slopingswerken
- Installeren van individuele verwarmingsinstallaties
- Het uitoefenen van het beroep van sanitair installateur,loodgieter,installateur van centrale verwarming en het plaatsen van elektrotechnische installaties,aircoinstallaties,enzovoort
- Het kopen en verkopen,huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid,met bedieningspersoneel of zonder
- Het leggen van opritten in klinkers,kasseien en andere gelijkaardige materialen
- Aannemer van schrijnwerk in hout,kunststof en metaal
- Montage van buiten en binnenschrijnwerk in hout,kunststof en metaal
- Dakbedekking en bouw van daken en dakconstructies,het plaatsen van dakbedekking van ongeacht welk materiaal,het plaatsen van dakgoten en regenafvoerbuizen,het waterdicht maken van daken en dakterrassen
- Het aanbrengen van pleister en stukadoorswerk(inclusief het aanbrengen van een hechtgrond)aan de binnen-of buitenzijde van gebouwen en andere bouwwerken
- Het behandelen van muren met vochtwerende en waterafstotende producten
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort,het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Het leggen van ondergrondse nutskabels
- Rioleringswerken en het uitvoeren van bestratingen
- Wegenwerken
- Plaatsing van signalisatie
- Alle aannemersactiviteiten
- Plaatsen van ramen en deuren
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RMS CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, voor zover dit geen wijziging veroorzaakt inzake het op de vennootschap toepasselijke taalregime” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “TITEL IV : Bestuur - Controle Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, met of zonder beperking van duur” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal, geen beroep op rechter tegen weigering” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “15, dag van openstelling van intekening” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed