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RMJ COOKING

Active
Private limited companyfounded 20197 yrs activeRue Delvaux Auguste 6, 6040 Charleroi, BelgiumKBO/BCE: BE 0730.983.288
Summary

The computed 12-month bankruptcy probability of RMJ COOKING is 11.0% (high). The 2024 annual accounts show negative equity (-€107,273) and a net result of -€87,697. Equity is shrinking by ~76.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 1762 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
RMJ COOKINGActiveChecked score 29/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
1 site
Size
€380,075total assets 2024
Staff
5.3 FTE
Equity
-€107,273
Loss
-€87,697
Financial health
29 Weak Checked score 2024
Bankruptcy chance 12 m
11.0%
Structure
Accounts 63 d overdue0 of 1 deed read
Why 29- 1 financial year not filed after the legal deadline; latest accounts 203 days late; 3 of the last 3 late- Size: 5.3 FTE, total assets €380,075- Loss of €87,697, the second in a row (FY 2024)- Figures for FY 2024 (filed 24-02-2026)Show the evidence

Checked score

Score 2024
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 15% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0-21
equity -28.2% of total assets
Liquidity 39-5
short-term debt 90.7% · cash 31.5%
Profitability 0-31
return on assets -23.1%
Bankruptcy probability, 12 months
11.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 17 months 06-2025: 7.5%lowest value 07-2025: 7.5%● +0.0% vs 06-2025 08-2025: 8.4%▲ +11.7% vs 07-2025 09-2025: 9.0%▲ +6.7% vs 08-2025 10-2025: 9.7%▲ +7.5% vs 09-2025 11-2025: 9.1%▼ -6.1% vs 10-2025 12-2025: 10.3%▲ +12.9% vs 11-2025 01-2026: 11.5%▲ +12.4% vs 12-2025highest value 02-2026: 11.5%● 0.0% vs 01-2026highest value 03-2026: 9.9%▼ -14.4% vs 02-2026 04-2026: 9.9%● 0.0% vs 03-2026 05-2026: 9.5%▼ -3.6% vs 04-2026 06-2026: 9.2%▼ -3.3% vs 05-2026 07-2026: 9.2%● +0.0% vs 06-2026 08-2026: 10.0%▲ +8.5% vs 07-2026 09-2026: 10.5%▲ +5.7% vs 08-2026 10-2026: 11.0%▲ +4.1% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 203 days late; 3 of the last 3 late raises the probability
  • Size: 5.3 FTE, total assets €380,075 raises the probability for this profile
  • Loss of €87,697, the second in a row (FY 2024) raises the probability
  • Figures for FY 2024 (filed 24-02-2026) raises the probability
No credit on open account
Liquidity short (current ratio 0.56 against 0.8 in 2023; short-term debt: 90.7% and cash: 31.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 34%, profitability 17%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 203 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: 5.3 FTE, total assets €380,075
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Loss of €87,697, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 24-02-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2021222324
2020 to 2024 · latest year -€107,273
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-02-2026, 203 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
203 d late
2023
292 d late
2022
202 d late
2021
229 d late
2020
96 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 204 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Weakest financial yearnet -€87,697

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€107,273 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€87,697 View
  • Caution: Equity fell in 2024from -€19,575 to -€107,273 ▼ 448% View
  • Caution: Among the weakest 9% on net resultsector median €10,789 · 1,763 companies -€87,697 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View

By topic

Financials

Fiscal year
2024
Total assets
€380,075
Loss
-€87,697
Solvency
-28.2%
Total assets▼ 26.9%
Net result
20202024
Go to Financials

Timeline

Events
7
Since
2021
  1. 19-02-2026Annual accounts filed
  2. 19-05-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
24-07-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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