RMDB
ActiveRMDB has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-3k. Equity is shrinking by ~44.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 26.15; short-term debt: 3.8% and cash: 60.9% of total assets), and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
-10.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
111 d early
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€27k▼ 9.8%
2024 · €30k
2023: €53k
2024: €30k
2023 → 2025
Total assets
€28k▼ 6.8%
2024 · €30k
2023: €61k
2024: €30k
2023 → 2025
Net result
€-3k▲ 87.5%
2024 · €-23k
2023: €-22k
2024: €-23k
2023 → 2025
Working capital
€27k▼ 9.5%
2024 · €29k
2023: €52k
2024: €29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€53k-€30k▼ 44.0%€27k▼ 9.8%
Operating result€-23k-€-23k▼ 3.1%€-3k▲ 88.0%
Net result€-22k-€-23k▼ 7.9%€-3k▲ 87.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28k
Equity
€27k▼ 9.8%
Debt
€1k▲ 524%
The debt ratio rises from 0.6% to 3.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-23k
Cash flow
€-3k▲
2024 · €-23k
Solvency
96.2%▼
2024 · 99.4%
Current ratio
26.15
Quick ratio
26.15
Debt / equity
0.04▲
2024 · 0.01
ROE
-10.9%▲
2024 · -78.7%
ROA
-10.5%▲
2024 · -78.2%
Interest coverage
-20.95
Debt
€1k▲
2024 · €170
Debt ≤ 1 year
€1k▲
2024 · €170
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€28k▼
Fixed assets21/28€101-
Tangible fixed assets22/27€101-
Furniture and vehicles24€101-
Current assets29/58€30k€28k▼
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€8k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€25k€17k▼
Deferred charges and accrued income490/1€141€142▲
Equity and liabilities
Total equity and liabilities10/49€30k€28k▼
Equity10/15€30k€27k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Outside capital11-€6k
Share premium1100/10-€6k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€22k€19k▼
Amounts payable17/49€170€1k▲
Amounts payable within one year42/48€170€1k▲
Trade debts44-€1k
Suppliers440/4-€1k
Other amounts payable47/48€170-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€456€101▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€958▼
Other operating charges640/8€540-
Non-recurring operating charges66A€2k-
Gross operating margin9900€-19k€-2k▲
Operating profit (loss)9901€-23k€-3k▲
Financial charges65/66B-€128
Recurring financial charges65-€128
Profit (loss) for the period before taxes9903€-23k€-3k▲
Profit (loss) for the period9904€-23k€-3k▲
Profit (loss) for the period to be appropriated9905€-23k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€19k▼
Profit (loss) brought forward from the previous period14P€45k€22k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 22current ratio 174.52
Current ratio from 7.80 to 174.52; short-term debt falls from €8k to €170.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bâty(TR) 36183 CourcellesGround area
645 m²
Building footprint
157 m²
Volume, LiDAR
859 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
RMDB
since 20042.136.399.561
RMDB
since 20262.391.370.296
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52066B0198/00S004 | Wallonia | 338 m² | 1 · 60 m² | - |
| 52066B0198/00C004 | Wallonia | 307 m² | 1 · 97 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADHORA
BE 0770.271.555
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SYMPLICY
BE 0762.518.384
Ottignies-Louvain-la-Neuve · Eq €27k
Hazeway
BE 0745.532.793
Dilbeek · Eq €27k
pixome
BE 0678.393.551
La Bruyère · Eq €27k
GIG.TECH
BE 0747.669.070
Lochristi · Eq €27k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62900Other information technology and computer services
72600
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0477/933 250
Fax:071/456365