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RMBV

Active
Private limited companyfounded 201016 yrs activeAllée des Chanterelles(EP) 2, 5101 Namur, BelgiumKBO/BCE: BE 0823.367.474
Summary

RMBV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126 and a net result of -€38,947. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
RMBVActiveChecked score 77/100
Risk analysis ReportCompare

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311Business and other management consultancy NACE 70200
1 site
Size
€639,898total assets 2025
Equity
€126
Loss
-€38,947
Turnover not published (abridged schema)
Financial health
77 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts filed 18 d late0 of 6 deeds read
Why 77- Liquidity: current ratio 0.17, cash €1,332, halved- Loss of €38,947 (FY 2025)- Equity €126 (0.0% of total assets)+ Size: total assets €639,898Show the evidence

Checked score

Score 2025
77 / 100
Excellent
Probability in this band: under 0.55%
Better than 17% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 25-23
equity 0.0% of total assets
Liquidity 23-15
short-term debt 53.9% · cash 0.2%
Profitability 27-64
return on assets -6.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 20 months 03-2025: 0.7% 04-2025: 0.7%▼ -2.5% vs 03-2025 05-2025: 0.7%▼ -0.4% vs 04-2025 06-2025: 0.6%▼ -12.0% vs 05-2025 07-2025: 0.7%▲ +21.6% vs 06-2025highest value 08-2025: 0.2%▼ -75.4% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%▼ -1.1% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.1% vs 12-2025lowest value 02-2026: 0.2%▲ +5.2% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +6.6% vs 03-2026 05-2026: 0.2%▼ -3.1% vs 04-2026 06-2026: 0.2%▼ -2.1% vs 05-2026 07-2026: 0.2%▲ +13.1% vs 06-2026 08-2026: 0.5%▲ +144% vs 07-2026 09-2026: 0.5%▲ +3.2% vs 08-2026 10-2026: 0.5%● 0.0% vs 09-2026
  • Size: total assets €639,898 lowers the probability for this profile
  • Liquidity: current ratio 0.17, cash €1,332, halved raises the probability
  • Loss of €38,947 (FY 2025) raises the probability
  • Equity €126 (0.0% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 19%, liquidity 18%, profitability 24%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €639,898
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.17, cash €1,332, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €38,947 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €126 (0.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 15312 sector peers (2025).
NBB · sector comparison
Position among 15312 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
15 d early
2023
29 d early
2022
6 d early
2021
60 d late
2020
4 d late
2019
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€38,947
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €85,073 to €126 ▼ 99.9% View
  • Caution: Among the weakest 10% on net resultsector median €5,673 · 15,308 companies -€38,947 View
  • Total assets 20256 fiscal years filed €639,898 View

By topic

Financials

Fiscal year
2025
Total assets
€639,898
Loss
-€38,947
Solvency
0.0%
Total assets▲ 75.8%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 18-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 16-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
23-02-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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