RMANO
ActiveRMANO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €68k. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.52 in 2024), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
26%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
129 d early
2024
3 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 57.5%
2024 · €117k
2023: €55k
2024: €117k
2023 → 2025
Total assets
€260k▲ 45.6%
2024 · €179k
2023: €152k
2024: €179k
2023 → 2025
Net result
€68k▲ 8.8%
2024 · €62k
2023: €50k
2024: €62k
2023 → 2025
Working capital
€163k▲ 87.0%
2024 · €87k
2023: €11k
2024: €87k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€55k-€117k▲ 112%€185k▲ 57.5%
Operating result€63k-€82k▲ 29.0%€86k▲ 5.9%
Net result€50k-€62k▲ 23.0%€68k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€23k▼ 31.2%
Current assets
€237k▲ 63.7%
Equity and liabilities €260k
Equity
€185k▲ 57.5%
Debt
€75k▲ 22.8%
The debt ratio falls from 34.2% to 28.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€97k▲
2024 · €92k
Cash flow
€78k▲
2024 · €73k
Solvency
71.2%▲
2024 · 65.8%
Current ratio
3.22▲
2024 · 2.52
Quick ratio
3.22▲
2024 · 2.52
Debt / equity
0.41▼
2024 · 0.52
ROE
36.5%▼
2024 · 52.8%
ROA
26.0%▼
2024 · 34.7%
Interest coverage
55.59▲
2024 · 23.64
Debt
€75k▲
2024 · €61k
Debt ≤ 1 year
€73k▲
2024 · €57k
Income taxes
€17k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€260k▲
Fixed assets21/28€34k€23k▼
Tangible fixed assets22/27€34k€23k▼
Furniture and vehicles24€34k€23k▼
Current assets29/58€145k€237k▲
Amounts receivable within one year40/41€12k€34k▲
Trade receivables40€12k€32k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€132k€202k▲
Deferred charges and accrued income490/1€375€407▲
Equity and liabilities
Total equity and liabilities10/49€179k€260k▲
Equity10/15€117k€185k▲
Contributions10/11€5k€5k=
Reserves13€112k€180k▲
Distributable reserves133€112k€180k▲
Amounts payable17/49€61k€75k▲
Amounts payable within one year42/48€57k€73k▲
Trade debts44€15€559▲
Suppliers440/4€15€559▲
Taxes, remuneration and social security45€41k€46k▲
Taxes450/3€36k€40k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€16k€27k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€226€641▲
Gross operating margin9900€92k€98k▲
Operating profit (loss)9901€82k€86k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€78k€85k▲
Income taxes67/77€16k€17k▲
Profit (loss) for the period9904€62k€68k▲
Profit (loss) for the period to be appropriated9905€62k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€68k▲
Transfer to equity691/2€62k€68k▲
To other reserves6921€62k€68k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €68k ▲8.8%
Operating result €86k, net result €68k, both a record.
31-12
Financial
Equity above €150kEq €185k ▲57.5%
3 profitable years in a row build equity to €185k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.52
Current ratio from 1.11 to 2.52; short-term debt falls from €97k to €57k.
31-12
Financial
Equity above €100kEq €117k ▲112%
2 profitable years in a row build equity to €117k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat 4788930 MenenGround area
943 m²
Building footprint
188 m²
Volume, LiDAR
1,682 m³
Parcel 34372C0227/00X002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RMANO
since 20232.341.485.473
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34372C0227/00X002 | Flanders | 943 m² | 1 · 188 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOLID CONSULTING
BE 0899.008.371
Lierde · Eq €185k
WSITS
BE 1001.236.869
Plombières · Eq €185k
Mybestodds
BE 0838.859.661
Machelen (Brab.) · Eq €185k
COMITO Consulting
BE 0835.254.825
Mechelen · Eq €185k
QUATRE D
BE 0453.452.531
Ukkel · Eq €185k
Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.