RM-TECH
Open bankruptcyA bankruptcy procedure is open for RM-TECH according to publications in the Belgian State Gazette; curator: DANIEL ZAMARIOLA.
Summary
The 2024 annual accounts show equity of €460,883 and a net result of €360,805.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 2 April 2026
- Supervising judge
- Claude Masson
- Official Gazette
- 13-04-2026 (pdf) ↗search the document for 2026/116013
Curator
- Daniel ZamariolaRue Courtejoie 47, 5590 Cineyd.zamariola@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
34 d late
2022
240 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 90 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the General maintenance and repair of cars and light vans (up to 3.5 tonnes) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€460,883▲ 587,761%
2023 · €78
Total assets
€1.4m▲ 472,137%
2023 · €289
Net result
€360,805
2023 · -€325
Working capital
-€211,069▼ 121,155%
2022 · -€174
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€408--€289€84,588
Net result€404--€325€360,805
Equity€404-€78▼ 80.6%€460,883▲ 587,761%
Total assets€2,041-€289▼ 85.8%€1.4m▲ 472,137%
Debt€1,637-€211▼ 87.1%€903,788▲ 429,090%
Working capital-€174--€211,069
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €84,588 after a loss of €289 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.3m
Current assets
€31,345
Equity and liabilities €1.4m
Equity
€460,883 ▲ 587,761%
Debt
€903,788 ▲ 429,090%
Debt's share of the balance-sheet total falls from 72.9% to 66.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86,462▲
2023 · €0
Cash flow
€362,678▲
2023 · -€37
Current ratio
0.13
Debt to equity
1.96
ROE
78.3%
ROA
26.4%
Interest coverage
6.29▲
2023 · 0.00
Debt ≤ 1 year
€242,414▲
2023 · €211
Debt > 1 year
€661,374
Income taxes
€18,042
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €289 | €289 | €1,873 | ▲ 548% |
| Other operating charges640/8 | - | - | €1,517 | - |
| Non-recurring operating charges66A | €80 | - | - | - |
| Gross operating margin9900 | €777 | - | €87,979 | - |
| Operating profit (loss)9901 | €408 | -€289 | €84,588 | ▲ 29,371% |
| Financial income75/76B | - | - | €308,000 | - |
| Recurring financial income75 | - | - | €308,000 | - |
| Financial charges65/66B | €4 | €37 | €13,742 | ▲ 37,538% |
| Recurring financial charges65 | €4 | €37 | €13,742 | ▲ 37,538% |
| Profit (loss) for the period before taxes9903 | €404 | -€325 | €378,847 | ▲ 116,493% |
| Income taxes67/77 | - | - | €18,042 | - |
| Profit (loss) for the period9904 | €404 | -€325 | €360,805 | ▲ 110,950% |
| Profit (loss) for the period to be appropriated9905 | €404 | -€325 | €360,805 | ▲ 110,950% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €2,041 | €289 | €1.4m | ▲ 472,137% |
| Fixed assets21/28 | €578 | €289 | €1.3m | ▲ 461,290% |
| Tangible fixed assets22/27 | €578 | €289 | €27,989 | ▲ 9,586% |
| Plant, machinery and equipment23 | - | - | €640 | - |
| Furniture and vehicles24 | €578 | €289 | €26,141 | ▲ 8,946% |
| Other tangible fixed assets26 | - | - | €1,209 | - |
| Financial fixed assets28 | - | - | €1.3m | - |
| Current assets29/58 | €1,463 | - | €31,345 | - |
| Amounts receivable within one year40/41 | - | - | €29,311 | - |
| Trade receivables40 | - | - | €29,096 | - |
| Other amounts receivable41 | - | - | €215 | - |
| Cash at bank and in hand54/58 | €1,463 | - | €862 | - |
| Deferred charges and accrued income490/1 | - | - | €1,171 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €2,041 | €289 | €1.4m | ▲ 472,137% |
| Equity10/15 | €404 | €78 | €460,883 | ▲ 587,761% |
| Contributions10/11 | - | - | €100,000 | - |
| Profit (loss) carried forward14 | €404 | €78 | €360,883 | ▲ 460,210% |
| Amounts payable17/49 | €1,637 | €211 | €903,788 | ▲ 429,090% |
| Amounts payable after more than one year17 | - | - | €661,374 | - |
| Financial debts170/4 | - | - | €661,374 | - |
| Amounts payable within one year42/48 | €1,637 | €211 | €242,414 | ▲ 115,017% |
| Current portion of amounts payable after more than one year42 | - | - | €74,483 | - |
| Financial debts43 | - | - | €132,000 | - |
| Credit institutions430/8 | - | - | €132,000 | - |
| Trade debts44 | €1,427 | - | €7,681 | - |
| Suppliers440/4 | €1,427 | - | €7,681 | - |
| Taxes, remuneration and social security45 | €211 | €211 | €19,115 | ▲ 8,977% |
| Taxes450/3 | €211 | - | €19,115 | - |
| Remuneration and social security454/9 | - | €211 | - | - |
| Other amounts payable47/48 | - | - | €9,136 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €404 | -€325 | €360,805 | ▲ 110,950% |
| + Depreciation and write-downs630 | €289 | €289 | €1,873 | ▲ 548% |
| Operating cash flow (approximation) | €693 | -€37 | €362,678 | ▲ 993,466% |
| Investment in fixed assets (approximation) | - | €0 | -€1.3m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 02-04-2026
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €360,805
Net result €360,805 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €460,883 ▲587,761%
Equity rises from €78 to €460,883.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
2023
31-12
Financial
Weakest financial yearnet -€325
Net result drops to -€325, the lowest in the series.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2022
Ground area
1.0 ha
Building footprint
807 m²
Volume, LiDAR
533 m³
2 parcels, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
RM-TECH
since 20222.328.862.904
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91122D0193/00R007 | Wallonia | 5,460 m² | 1 · 704 m² | - |
| 91382D0150/00T000 | Wallonia | 4,544 m² | 1 · 103 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DANIEL ZAMARIOLA RUE COURTEJOIE 47,
5590 CINEY |
02-04-2026 → present |
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 2,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Contact
E-mail
robamiguel6@gmail.com
Phone
+32472802760
Phone
+32492495478Dinant
Scores and ratios are computed by Checked and are not a credit decision.