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RM TECH

Active Risk: not assessed
Private limited companyfounded 2022active for 4 yearsGeverslaan 1B, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0780.595.325
Summary

RM TECH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15,553 and a net result of €1,545. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 45% of 9,723 sector peers (NACE 64, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€34,358total assets 2025
Equity
€15,553
Profit
€1,545
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
Accounts filed 36 days late0 of 1 deed read
SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

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Signals

1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-09-2026, 36 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
36 days late
2024
28 days late
2023
28 days late
2022
182 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 69 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 September (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (36 days) Filed on 5 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507091.

Equity
€15,553▲ 11.0%
2024 · €14,007
Net result
€1,545▼ 21.3%
2024 · €1,965
Total assets
€34,358▼ 12.5%
2024 · €39,272
Solvency
45.3%▲ 9.6pp
2024 · 35.7%
Trend over the years

2022 to 2025, 4 financial years

The operating result has fallen two years in a row; 2025 is 14% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€3,299 2025 Net result€1,545 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€1,951-€14,192▲ 627%€3,845▼ 72.9%€3,299▼ 14.2%
Net result€972below the sector's middle half-€8,570within the sector's middle half▲ 782%€1,965below the sector's middle half▼ 77.1%€1,545below the sector's middle half▼ 21.3%
Equity€3,472below the sector's middle half-€12,042below the sector's middle half▲ 247%€14,007below the sector's middle half▲ 16.3%€15,553below the sector's middle half▲ 11.0%
Total assets€30,301below the sector's middle half-€36,971below the sector's middle half▲ 22.0%€39,272below the sector's middle half▲ 6.2%€34,358below the sector's middle half▼ 12.5%
Debt€26,828-€24,928▼ 7.1%€25,265▲ 1.4%€18,806▼ 25.6%
Working capital€2,682within the sector's middle half-€10,166within the sector's middle half▲ 279%€8,002within the sector's middle half▼ 21.3%€11,569within the sector's middle half▲ 44.6%
Solvency11.5%below the sector's middle half-32.6%within the sector's middle half▲ 21.1pp35.7%within the sector's middle half▲ 3.1pp45.3%within the sector's middle half▲ 9.6pp
Current ratio1.10within the sector's middle half-1.41within the sector's middle half▲ 0.311.32within the sector's middle half▼ 0.091.63within the sector's middle half▲ 0.31
Return on assets (ROA)3.2%within the sector's middle half-23.2%within the sector's middle half▲ 20.0pp5.0%within the sector's middle half▼ 18.2pp4.5%within the sector's middle half▼ 0.5pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,358
Fixed assets €4,306 ▼ 28.3%
Current assets €30,053 ▼ 9.7%
Equity and liabilities €34,358
Equity €15,553 ▲ 11.0%
Debt €18,806 ▼ 25.6%
Debt's share of the balance-sheet total falls from 64.3% to 54.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
9.9%▼
2024 · 14.0%
Debt ≤ 1 year
€18,484▼
2024 · €25,265
Income taxes
€788▲
2024 · €337
Staff costs
€250▲
2024 · €107
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€39,272€34,358▼
Fixed assets21/28€6,005€4,306▼
Tangible fixed assets22/27€6,005€4,306▼
Plant, machinery and equipment23€4,466€3,371▼
Furniture and vehicles24€917€397▼
Other tangible fixed assets26€622€538▼
Current assets29/58€33,267€30,053▼
Amounts receivable within one year40/41€26,914€29,600▲
Trade receivables40€26,914€29,600▲
Cash at bank and in hand54/58€6,242€453▼
Deferred charges and accrued income490/1€111-
Equity and liabilities
Total equity and liabilities10/49€39,272€34,358▼
Equity10/15€14,007€15,553▲
Contributions10/11€2,500€2,500=
Reserves13€11,507€13,053▲
Distributable reserves133€11,507€13,053▲
Amounts payable17/49€25,265€18,806▼
Amounts payable within one year42/48€25,265€18,484▼
Trade debts44€10,220€7,480▼
Suppliers440/4€10,220€7,480▼
Taxes, remuneration and social security45€6,030€8,882▲
Taxes450/3€3,715€4,167▲
Remuneration and social security454/9€2,315€4,715▲
Other amounts payable47/48€9,014€2,122▼
Accrued charges and deferred income492/3-€322
Income statement Code20242025
Remuneration, social security and pensions62€107€250▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,714€1,700▼
Other operating charges640/8€11€282▲
Gross operating margin9900€5,677€5,530▼
Operating profit (loss)9901€3,845€3,299▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1,543€966▼
Recurring financial charges65€1,543€966▼
Profit (loss) for the period before taxes9903€2,302€2,333▲
Income taxes67/77€337€788▲
Profit (loss) for the period9904€1,965€1,545▼
Profit (loss) for the period to be appropriated9905€1,965€1,545▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,965€1,545▼
Transfer to equity691/2€1,965€1,545▼
To other reserves6921€1,965€1,545▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62-€765€107€250▲ 133%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52€404€1,714€1,700▼ 0.8%
Other operating charges640/8€119€507€11€282▲ 2,441%
Gross operating margin9900€2,121€15,868€5,677€5,530▼ 2.6%
Operating profit (loss)9901€1,951€14,192€3,845€3,299▼ 14.2%
Financial income75/76B€0-€0--
Recurring financial income75€0-€0--
Financial charges65/66B€513€1,464€1,543€966▼ 37.4%
Recurring financial charges65€513€1,464€1,543€966▼ 37.4%
Profit (loss) for the period before taxes9903€1,438€12,728€2,302€2,333▲ 1.4%
Income taxes67/77€466€4,158€337€788▲ 134%
Profit (loss) for the period9904€972€8,570€1,965€1,545▼ 21.3%
Profit (loss) for the period to be appropriated9905€972€8,570€1,965€1,545▼ 21.3%
Line2022202320242025Change
Assets
Total assets20/58€30,301€36,971€39,272€34,358▼ 12.5%
Fixed assets21/28€790€1,877€6,005€4,306▼ 28.3%
Tangible fixed assets22/27€790€1,877€6,005€4,306▼ 28.3%
Plant, machinery and equipment23-€275€4,466€3,371▼ 24.5%
Furniture and vehicles24-€896€917€397▼ 56.7%
Other tangible fixed assets26€790€706€622€538▼ 13.5%
Current assets29/58€29,510€35,094€33,267€30,053▼ 9.7%
Amounts receivable within one year40/41€26,530€33,880€26,914€29,600▲ 10.0%
Trade receivables40€26,530€33,880€26,914€29,600▲ 10.0%
Cash at bank and in hand54/58€2,745€688€6,242€453▼ 92.7%
Deferred charges and accrued income490/1€235€526€111--
Equity and liabilities
Total equity and liabilities10/49€30,301€36,971€39,272€34,358▼ 12.5%
Equity10/15€3,472€12,042€14,007€15,553▲ 11.0%
Contributions10/11€2,500€2,500€2,500€2,500=
Reserves13€972€9,542€11,507€13,053▲ 13.4%
Distributable reserves133€972€9,542€11,507€13,053▲ 13.4%
Amounts payable17/49€26,828€24,928€25,265€18,806▼ 25.6%
Amounts payable within one year42/48€26,828€24,928€25,265€18,484▼ 26.8%
Trade debts44€13,288€3,055€10,220€7,480▼ 26.8%
Suppliers440/4€13,288€3,055€10,220€7,480▼ 26.8%
Taxes, remuneration and social security45€10,814€12,859€6,030€8,882▲ 47.3%
Taxes450/3€2,729€10,943€3,715€4,167▲ 12.1%
Remuneration and social security454/9€8,085€1,916€2,315€4,715▲ 104%
Other amounts payable47/48€2,726€9,014€9,014€2,122▼ 76.5%
Accrued charges and deferred income492/3---€322-
Line2022202320242025Change
Profit (loss) for the period9904€972€8,570€1,965€1,545▼ 21.3%
+ Depreciation and write-downs630€52€404€1,714€1,700▼ 0.8%
Operating cash flow (approximation)€1,024€8,974€3,679€3,245▼ 11.8%
Investment in fixed assets (approximation)--€1,490-€5,842€0-
Change in cash--€2,057€5,554-€5,789-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 05-09-2026 2026-00507091
31-12-2024 micro format 28-08-2025 2025-00450590
31-12-2023 micro format 28-08-2024 2024-00417252
31-12-2022 micro format 29-01-2024 2024-00009083

Similar companies · same sector, comparable size

Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,974. 6,704 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €225 awarded · €225 paid
Schemes
1 entry · €225 · €225 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
1 location

History

On 18 January 2022, RM TECH was incorporated as a private limited company.1 Total assets went from €30,301 in 2022 to €34,358 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
05-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 36 days late
2025
28-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 28 days late
2024
28-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 28 days late
29-01
NBB filing Annual accounts filed
financial year 2022 · micro format · 182 days late
2023
31-12
Financial Highest result from 2022 to 2025net €8,570 ▲782%
Operating result €14,192, net result €8,570, both a record.
10-10
Gazette deed Annual general meeting · Other provision
Financial year · Liquidation distribution
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded18-01-2022
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0780595325
Also 9925:BE0780595325
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0780.595.325

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
423 m²
Building footprint
83 m²
Building volume
523 m³
Parcel 73043A0451/00G002, Flanders · tallest building 9.1 m. Linked by address, not a title deed.
1 establishment unit
RM TECH
Geverslaan 1B, 3650 Dilsen-StokkemActivities of holding companies
since 2022unit no. 2.329.552.196
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
73043A0451/00G002 Flanders 423 m² 1 · 83 m² 9.1 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.