RM Management
ActiveSummary
The computed 12-month bankruptcy probability of RM Management is 4.4% (elevated). For RM Management, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €350,503 and a net result of €100,090. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability80▼-20
Solvency85▼-8
Growth52
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
60.2%
Return on assets
17.2%
Age of the figures
45 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 12-10-2023, 73 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
73 d late
2021
78 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 76 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, abbreviated schema
Equity
€350,503▲ 40.0%
2021 · €250,413
Total assets
€582,664▲ 58.4%
2021 · €367,931
Net result
€100,090▼ 59.9%
2021 · €249,413
Working capital
€350,359▲ 40.0%
2021 · €250,269
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022
Operating result€337,887-€129,138▼ 61.8%
Net result€249,413-€100,090▼ 59.9%
Equity€250,413-€350,503▲ 40.0%
Total assets€367,931-€582,664▲ 58.4%
Debt€117,518-€232,161▲ 97.6%
Working capital€250,269-€350,359▲ 40.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Net result -60% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 62% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €582,664
Fixed assets
€144 =
Current assets
€582,520 ▲ 58.4%
Equity and liabilities €582,664
Equity
€350,503 ▲ 40.0%
Debt
€232,161 ▲ 97.6%
Debt's share of the balance-sheet total rises from 31.9% to 39.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.51▼
2021 · 3.13
Debt to equity
0.66▲
2021 · 0.47
ROE
28.6%▼
2021 · 99.6%
ROA
17.2%▼
2021 · 67.8%
Debt ≤ 1 year
€232,161▲
2021 · €117,518
Income taxes
€28,584▼
2021 · €88,400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €826 | - | - |
| Other operating charges640/8 | €728 | €348 | ▼ 52.2% |
| Gross operating margin9900 | €339,441 | €129,486 | ▼ 61.9% |
| Operating profit (loss)9901 | €337,887 | €129,138 | ▼ 61.8% |
| Financial charges65/66B | €74 | €464 | ▲ 525% |
| Recurring financial charges65 | €74 | €464 | ▲ 525% |
| Profit (loss) for the period before taxes9903 | €337,813 | €128,674 | ▼ 61.9% |
| Income taxes67/77 | €88,400 | €28,584 | ▼ 67.7% |
| Profit (loss) for the period9904 | €249,413 | €100,090 | ▼ 59.9% |
| Profit (loss) for the period to be appropriated9905 | €249,413 | €100,090 | ▼ 59.9% |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €367,931 | €582,664 | ▲ 58.4% |
| Fixed assets21/28 | €144 | €144 | = |
| Financial fixed assets28 | €144 | €144 | = |
| Current assets29/58 | €367,787 | €582,520 | ▲ 58.4% |
| Amounts receivable within one year40/41 | €51,058 | €213,217 | ▲ 318% |
| Trade receivables40 | €47,884 | €152,015 | ▲ 217% |
| Other amounts receivable41 | €3,174 | €61,202 | ▲ 1,828% |
| Cash at bank and in hand54/58 | €316,729 | €369,304 | ▲ 16.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €367,931 | €582,664 | ▲ 58.4% |
| Equity10/15 | €250,413 | €350,503 | ▲ 40.0% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Reserves13 | €249,000 | €349,000 | ▲ 40.2% |
| Distributable reserves133 | €249,000 | €349,000 | ▲ 40.2% |
| Profit (loss) carried forward14 | €413 | €503 | ▲ 21.7% |
| Amounts payable17/49 | €117,518 | €232,161 | ▲ 97.6% |
| Amounts payable within one year42/48 | €117,518 | €232,161 | ▲ 97.6% |
| Trade debts44 | €17,268 | €94,374 | ▲ 447% |
| Suppliers440/4 | €17,268 | €94,374 | ▲ 447% |
| Taxes, remuneration and social security45 | €99,991 | €137,787 | ▲ 37.8% |
| Taxes450/3 | €99,991 | €137,787 | ▲ 37.8% |
| Other amounts payable47/48 | €260 | - | - |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €249,413 | €100,090 | ▼ 59.9% |
| + Depreciation and write-downs630 | €826 | - | - |
| Operating cash flow (approximation) | €250,240 | €100,090 | ▼ 60.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €52,574 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 73 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
Ground area
1,750 m²
Building footprint
271 m²
Parcel 25764N0700/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RM Management
since 20212.329.880.513
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0700/00K000 | Wallonia | 1,750 m² | 1 · 271 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2021
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.