Summary
RM Interior is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €695k and a net result of €4k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 8048 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
40 d early
2022
38 d early
2021
30 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€695k▲ 0.6%
2024 · €691k
2018: €1.50Mhighest in 8 years
2019: €884k▼ -41.0% vs 2018
2020: €897k▲ +1.5% vs 2019
2021: €919k▲ +2.4% vs 2020
2022: €930k▲ +1.1% vs 2021
2023: €943k▲ +1.4% vs 2022
2024: €691k▼ -26.7% vs 2023lowest in 8 years
2025: €695k▲ +0.6% vs 2024
2018 → 2025
Net result
€4k▼ 98.5%
2024 · €271k
2018: €18k
2019: €186k▲ +962% vs 2018
2020: €13k▼ -92.7% vs 2019
2021: €22k▲ +63.0% vs 2020
2022: €10k▼ -52.8% vs 2021
2023: €13k▲ +25.5% vs 2022
2024: €271k▲ +1979% vs 2023highest in 8 years
2025: €4k▼ -98.5% vs 2024lowest in 8 years
2018 → 2025
Total assets
€779k▼ 10.4%
2024 · €869k
2018: €1.62Mhighest in 8 years
2019: €1.16M▼ -28.2% vs 2018
2020: €1.11M▼ -4.0% vs 2019
2021: €1.09M▼ -2.1% vs 2020
2022: €1.08M▼ -1.3% vs 2021
2023: €1.06M▼ -1.1% vs 2022
2024: €869k▼ -18.3% vs 2023
2025: €779k▼ -10.4% vs 2024lowest in 8 years
2018 → 2025
Solvency
89.2%▲ 9.8pp
2024 · 79.5%
2018: 92.7%highest in 8 years
2019: 76.2%▼ -17.8% vs 2018lowest in 8 years
2020: 80.6%▲ +5.7% vs 2019
2021: 84.3%▲ +4.7% vs 2020
2022: 86.4%▲ +2.5% vs 2021
2023: 88.6%▲ +2.6% vs 2022
2024: 79.5%▼ -10.3% vs 2023
2025: 89.2%▲ +12.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€919k-€930k▲ 1.1%€943k▲ 1.4%€691k▼ 26.7%€695k▲ 0.6%
2021: €919k
2022: €930k▲ +1.1% vs 2021
2023: €943k▲ +1.4% vs 2022highest in 5 years
2024: €691k▼ -26.7% vs 2023lowest in 5 years
2025: €695k▲ +0.6% vs 2024
Operating result€35k-€13k▼ 63.2%€19k▲ 50.9%€362k▲ 1,779%€6k▼ 98.4%
2021: €35k
2022: €13k▼ -63.2% vs 2021
2023: €19k▲ +50.9% vs 2022
2024: €362k▲ +1779% vs 2023highest in 5 years
2025: €6k▼ -98.4% vs 2024lowest in 5 years
Net result€22k-€10k▼ 52.8%€13k▲ 25.5%€271k▲ 1,979%€4k▼ 98.5%
2021: €22k
2022: €10k▼ -52.8% vs 2021
2023: €13k▲ +25.5% vs 2022
2024: €271k▲ +1979% vs 2023highest in 5 years
2025: €4k▼ -98.5% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €779k
Fixed assets
€755k ▼ 4.3%
Current assets
€24k ▼ 70.8%
Equity and liabilities €779k
Equity
€695k ▲ 0.6%
Debt
€84k ▼ 53.1%
Debt's share of the balance-sheet total falls from 20.5% to 10.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.6%▼
2024 · 39.2%
ROA
0.5%▼
2024 · 31.1%
Debt ≤ 1 year
€4k▼
2024 · €74k
Debt > 1 year
€80k▼
2024 · €104k
Income taxes
€1k▼
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€869k€779k▼
Fixed assets21/28€788k€755k▼
Tangible fixed assets22/27€788k€755k▼
Land and buildings22€758k€731k▼
Plant, machinery and equipment23€31k€24k▼
Current assets29/58€81k€24k▼
Amounts receivable within one year40/41€68k€3k▼
Trade receivables40€58k€3k▼
Other amounts receivable41€10k-
Cash at bank and in hand54/58€12k€18k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€869k€779k▼
Equity10/15€691k€695k▲
Contributions10/11€60k€60k=
Reserves13€631k€635k▲
Distributable reserves133€631k€635k▲
Amounts payable17/49€178k€84k▼
Amounts payable after more than one year17€104k€80k▼
Financial debts170/4€104k€80k▼
Amounts payable within one year42/48€74k€4k▼
Trade debts44€1k€509▼
Suppliers440/4€1k€509▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€73k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€42k▲
Other operating charges640/8€325€4k▲
Gross operating margin9900€401k€52k▼
Operating profit (loss)9901€362k€6k▼
Financial income75/76B€150€6▼
Recurring financial income75€150€6▼
Financial charges65/66B€452€400▼
Recurring financial charges65€452€400▼
Profit (loss) for the period before taxes9903€362k€6k▼
Income taxes67/77€92k€1k▼
Profit (loss) for the period9904€271k€4k▼
Profit (loss) for the period to be appropriated9905€271k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€4k▼
Transfer from equity791/2€522k-
Transfer to equity691/2€271k€4k▼
To other reserves6921€271k€4k▼
Profit to be distributed694/7€522k-
Return on contributions (dividend)694€522k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €31k | €34k | €38k | €42k | ▲ 9.2% |
| Other operating charges640/8 | - | €2k | €3k | €325 | €4k | ▲ 1,174% |
| Gross operating margin9900 | €66k | €46k | €57k | €401k | €52k | ▼ 87.0% |
| Operating profit (loss)9901 | €35k | €13k | €19k | €362k | €6k | ▼ 98.4% |
| Financial income75/76B | - | €0 | €13 | €150 | €6 | ▼ 96.3% |
| Recurring financial income75 | - | €0 | €13 | €150 | €6 | ▼ 96.3% |
| Financial charges65/66B | - | €482 | €229 | €452 | €400 | ▼ 11.4% |
| Recurring financial charges65 | €1k | €482 | €229 | €452 | €400 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €33k | €12k | €19k | €362k | €6k | ▼ 98.5% |
| Income taxes67/77 | €11k | €2k | €6k | €92k | €1k | ▼ 98.4% |
| Profit (loss) for the period9904 | €22k | €10k | €13k | €271k | €4k | ▼ 98.5% |
| Profit (loss) for the period to be appropriated9905 | €22k | €10k | €13k | €271k | €4k | ▼ 98.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.09M | €1.08M | €1.06M | €869k | €779k | ▼ 10.4% |
| Fixed assets21/28 | €1.08M | €1.07M | €1.05M | €788k | €755k | ▼ 4.3% |
| Tangible fixed assets22/27 | €1.08M | €1.07M | €1.05M | €788k | €755k | ▼ 4.3% |
| Land and buildings22 | - | €1.07M | €1.04M | €758k | €731k | ▼ 3.5% |
| Plant, machinery and equipment23 | - | - | €11k | €31k | €24k | ▼ 22.3% |
| Current assets29/58 | €11k | €4k | €15k | €81k | €24k | ▼ 70.8% |
| Amounts receivable within one year40/41 | €1k | - | - | €68k | €3k | ▼ 95.6% |
| Trade receivables40 | - | - | - | €58k | €3k | ▼ 94.8% |
| Other amounts receivable41 | - | - | - | €10k | - | - |
| Cash at bank and in hand54/58 | €7k | €2k | €12k | €12k | €18k | ▲ 56.7% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €1k | €2k | ▲ 111% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.09M | €1.08M | €1.06M | €869k | €779k | ▼ 10.4% |
| Equity10/15 | €919k | €930k | €943k | €691k | €695k | ▲ 0.6% |
| Contributions10/11 | - | €582k | €582k | €60k | €60k | = |
| Reserves13 | €337k | €348k | €361k | €631k | €635k | ▲ 0.6% |
| Non-distributable reserves130/1 | - | €57k | €57k | - | - | - |
| Reserves not available under the articles1311 | - | €57k | €57k | - | - | - |
| Distributable reserves133 | - | €291k | €304k | €631k | €635k | ▲ 0.6% |
| Profit (loss) carried forward14 | €69k | - | - | - | - | - |
| Amounts payable17/49 | €171k | €146k | €121k | €178k | €84k | ▼ 53.1% |
| Amounts payable after more than one year17 | €145k | €140k | €104k | €104k | €80k | ▼ 23.1% |
| Financial debts170/4 | - | €140k | €104k | €104k | €80k | ▼ 23.1% |
| Amounts payable within one year42/48 | €26k | €6k | €17k | €74k | €4k | ▼ 95.0% |
| Trade debts44 | €2k | €499 | €10k | €1k | €509 | ▼ 64.5% |
| Suppliers440/4 | - | €499 | €10k | €1k | €509 | ▼ 64.5% |
| Taxes, remuneration and social security45 | - | €3k | €7k | - | €2k | - |
| Taxes450/3 | - | €3k | €7k | - | €2k | - |
| Other amounts payable47/48 | - | €3k | €388 | €73k | €2k | ▼ 97.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €10k | €13k | €271k | €4k | ▼ 98.5% |
| + Depreciation and write-downs630 | €29k | €31k | €34k | €38k | €42k | ▲ 9.2% |
| Operating cash flow (approximation) | €51k | €42k | €47k | €309k | €46k | ▼ 85.1% |
| Investment in fixed assets (approximation) | - | €-24k | €-11k | €221k | €-8k | ▼ 104% |
| Change in cash | - | €-5k | €11k | €-437 | €7k | ▲ 1,629% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €4k ▼98.5%
Net result drops to €4k, the lowest in the series.
30-09
Financial
Liquidity times 6current ratio 6.37
Current ratio from 1.08 to 6.37; short-term debt falls from €74k to €4k.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €271k ▲1,979%
Operating result €362k, net result €271k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 1993
Ground area
2,089 m²
Building footprint
607 m²
Volume, LiDAR
2,072 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SILVA INVEST NV
since 19932.059.490.835
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055A0003/00Z005 | Flanders | 1,338 m² | 1 · 168 m² | - |
| 23057B0224/00V000 | Flanders | 751 m² | 1 · 438 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676009K32XH61YQB816
Similar companies · same sector, comparable size
Divine Plus
BE 0805.439.302
Antwerpen · Eq €694,800
HAVE INVEST
BE 0535.745.648
Havelange · Eq €694,833
Taelman & Taelman
BE 0698.838.577
Avelgem · Eq €694,744
LONA, CONSULTING EN SERVICES
BE 0833.104.888
Jabbeke · Eq €694,979
MOLENZICHT
BE 0878.889.482
Zwevegem · Eq €694,548
Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,325 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-1992
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.